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Starting my journey

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  • I'm thinking of joining this month's grocery challenge again, I seem to be more focused when I know I have to go and tell someone how much i have spent ;) My budget for this month is the same as yours and like you I can't get it lower???! Never mind still a huge improvement on what mine used to be every month (£400+ :eek:)

    DFW xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awww Choo sounds like you had a great weekend away. Back to reality now though!! Yay to you joining the grocery challenge, have you put your amount in your signature so we can all keep up with you?! xx
    Mummytogirls x

  • choogirl
    choogirl Posts: 1,274 Forumite
    Good Morning

    Pennywise - the Lakes are beautiful, we've been a few times and each time I'm blown away by the scenery.

    Mummytogirls - My signature has been updated and grocery challenge is nestling under the VSP total. I've made it as inconspicuos as possible as I know its going to be my biggest challenge :o

    The sun is out and the washing is blowing away on the line.

    DH is having a work from home day so he's been left with a few financial bits to sort out. One of them is to try and reduce my monthly phone contract with Virgin and another is to cancel the HSBC credit card that we paid off the other month.

    DS announced this morning that his trainer socks are too small so will have to purchase new ones at some point this week.

    Tried to do loads of surveys last night and One Po** wasn't behaving so I gave up and tried Tolun* but got screened out of loads so I just gave up. I've started a list on my phone tracking the status of them so need to have a look and see which ones need the most attention to gain payout.

    My Good Food magazine turned up yesterday so I'll be having a look through that tonight for some ideas and inspiration.
    I made a gorgeous chicken, chorizo and fennel casserole last week which DD loved and asked for more but DS was at a friends for tea so he didn't get to try it. I can't imagine it would go down too well with him though as he has got so picky, I'm putting it down to his age as we've not fed him anything different and in our house if you don't eat whats on the plate there's no alternative!

    Back to work xx
  • Gosh choo our children sounds soo similar, DD will eat and try anything, DS is so faddy, has to be meat, veg & potatoes, won't eat pasta unless its tinned spaghetti:mad:, will eat rice at a push, won't eat cheese unless it is cooked in a toastie or on pizza, fruit will eat grapes/strawbs/blueberries, will not eat nice cheap fruit like apples bananas, oranges, he is a bl**dy nightmare, thing is i've never pandered to him they have always been given to eat what myself and hubby are eating and get told go without if you don't like it and he will just refuse to eat and go to bed hungry.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    good luck with the grocery challenge choogirl x

    My DD is picky.....won't eat melted cheese lol mushrooms, curryes and she nibbles like a blooming hamster whereas DS who is 4 is a bottomless pit eats loads, loves spicy food etc etc etc
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can I just ask is it the younger ones that are the pickier ones? My DD1 will eat almost anything you put in front of her. DD2 on the other hand we have to threaten no pudding at every meal! xx
    Mummytogirls x

  • Yep DS is the younger one, my DD now says to me when i'm cooking something new, 'are you sure mum, cos you know he's going to whinge' she even tells him to shut up and just eat it:rotfl:.
  • choogirl
    choogirl Posts: 1,274 Forumite
    Ha ha I'm going to blow this theory right out of the water!

    My DS is the eldest and the pickiest, DD is the youngest and will try anything - spicy, fishy, casseroles, veggies, fruit but DS is getting worse as he gets older. He would live on fishfinger sandwiches if given the choice (which he obviously isn't) DD used to be pickier when she was younger but has gone the other way now and loves her food, she'll try anything!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    my DS is younger than DD so the youngest being the pickiest theory is out in my house too lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh right so were 50/50 on that theory then :rotfl:!!
    Mummytogirls x

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