The Loan Centre Warning!!!!

sweaty77

BLT wrote: »

Personally I think we need to call in the SAS, this has gone way past police involvement.

A few strafing runs first by the Red Arrows to soften them up, and then a dozen balaclava'd ruffians swinging through the windows is no less than they deserve

Perhaps the ducking stool and a couple of days in the stocks once apprehended will teach them the error of their ways

1, 1000lb LGB from a GR4 would do the trick, no need for the SAS, Red Arrows or men in black.

P.S. the Red Arrows are a display team and unarmed so all they would do is maybe hurt there ears a bit.

spike7451

sweaty77 wrote: »

1, 1000lb LGB from a GR4 would do the trick, no need for the SAS, Red Arrows or men in black.

P.S. the Red Arrows are a display team and unarmed so all they would do is maybe hurt there ears a bit.

Wouldn't happen mate..Who do you think funded Gordon "Cyclops Pa "Broon's election campaign!

Midland_Man

Wowza! This is a lively debate ! ............Anyway Hi All!

I am a newbie here, and have to say that some of the comments towards Lucyloo did come across as a bit unhelpful .

Some threads here, not all of them just some, do come across as a little bit unfriendly at times, but by the same token I am a newbie at MSE and forums can always seem a bit imposing when you are new!

On this thread however it does seem like there are those of you who are judging others - its like some are being judged by a group of tutting money wise people muttering to themselves " here comes another one - do they never learn?"

But thats just my perception and Im sure that is not the case

Im glad I read this thread because unfortunately some people are daft when it comes to cash, and I am one of them, atleast Lucy's warning has made me certain to read T&C's much more thoroughly before committing to a product or service.

And atleast Ive found this forum, so will avoid walking into future disasters too, thanks to the knowledge and guidance of others.

We can all walk into things, jump in with both feet without checking. We can all be niaive and the like. But, hey, we are only human, and we all make mistakes.

Thanks to this thread however I will know now to be careful before entering into things like payday loans. I accept the company discussed in this thread is not operating a scam, but even still!.

You would hope that people would do their homework before agreeing to something but alas, particularly where finances are concerned not everyone is as savvy or a switched on as perhaps some of you on this forum are.And its important to remember that

There are lots of us who need the benefit of advice and guidance of you people in the know - the more savvy of us on the forum can help those who have gotten in trouble and are looking how to get out of it.

Ive got myself into a mess and have posted a question on another thread and look forward to the wisdom and experience, and advice of the more financially wise amongst you!

I know on the internet that things can be taken the wrong way as it isn't always possible to judge the tone something was meant in, but I would ask some of the "elders" "stalwarts"or "wiser" amongst us to consider how their reply might me taken. Im very sure none of you meant any offence to Lucy Lou and Im sure none of you were judging her, but I do understand why she felt a little bit put out with some of the replies she got. We all have to start somewhere afterall and we dont learn without making mistakes.

So come on! We're all friends here aren't we? We are all here to help and support and advise? *puts head back below the parapet* I hope no one has taken offence at my comments - just being honest!


As for me Lucy Loo thanks for the heads up, much appreciated

iolanthe07

Some good points there, Midland Man. Some of us do get a bit arrogant and dismissive, I'm afraid - it is because we see similar posts week after week from newbies all making the same mistakes without doing any research first. It is sad to see the fraudsters and companies operating on the margins of the law prosper from taking advantage of the financially inexperienced. You're right, though, we are supposed to help and not judge.

CHR15

I think sometimes you Reap what you Sow.

I'll put my hands up to coming across as quite callous to a few posters but for me, there are two groups within this Broker world.

1. They come on and post something along the lines of, "I entered my details without thinking, how can I get my money back?"

These ones tend to get the more cosy, cuddly reply

2. These ones come on and post, "bunch of Thieving !!!!!, they F!!!!ng scammed me the bunch of W!!!!!!rs, they lied to me etc........"

This second bunch tend to get the hard ride, come across agressive, and receive a blunt, but nontheless factual reply.

Irrespective of the tone of the reply, they pretty much all say the same thing and the replies are helpful, even is it does say "Read the F!!!!!!ng T&C's ya muppet!"

Gothicfairy

CHR15 wrote: »

I think sometimes you Reap what you Sow.

I'll put my hands up to coming across as quite callous to a few posters but for me, there are two groups within this Broker world.

1. They come on and post something along the lines of, "I entered my details without thinking, how can I get my money back?"

These ones tend to get the more cosy, cuddly reply

2. These ones come on and post, "bunch of Thieving !!!!!, they F!!!!ng scammed me the bunch of W!!!!!!rs, they lied to me etc........"

This second bunch tend to get the hard ride, come across agressive, and receive a blunt, but nontheless factual reply.

Irrespective of the tone of the reply, they pretty much all say the same thing and the replies are helpful, even is it does say "Read the F!!!!!!ng T&C's ya muppet!"

Totally agree with Chris, it is how the story it told. If you do something stupid then put your hands up and ask for help or advice for sure but don't blame others or the company for your mistakes.

They did not hold you (and I mean you in the larger sense of the thread ) at gun point and force your card/ bank details from you, you supplied them because you thought they could find this magic loan.

orbison2002

YOU MAY WELL BE RIGHT CHRIS, BUT MY WIFE WENT TO LOAN-CENTRE.NET AND GOT MONEY TAKEN FROM HER ACCOUNT..PLEASE LET ME POINT OUT A FEW FACTS..FIRSTLY.IF YOU DONT USE THEIR CONTACTS THEY CANNOT TAKE MORE THAN £5.00 MY WIFE LOST £66.95. sECONDALY, They use a MEMBERSHIP CLAUSE. to try to out gun the consumer rights act of 1974. section 155..and THIRDLY. NOWHERE in their terms and conditions do they state the cost..nither do they tell the very unlucky ones that they have set up a re occuring monthly debit..I have access to a member of the BAR. TERMS AND CONDITIONS OR NOT. THEY ARE IN BREACH OF THE LAW.. I have tol them that I will never give up until I get their director or directors in court, and I have all the time in the world to do it..even if they change the company name, or named directors they have broken the law and I will get my day in court. I have been talking to the FSA. Wiltshire police fraud dept. I have lodged a complaint with the Office of Fair trading..I told them all, exactly what happened..what my wife agreed to and didnt agree to and what she thought she was agreeing to and they all say the same thing..WE WILL WIN IN COURT..

orbison2002

enfieldian wrote: »

i doubt very much whether this company or any of the other brokers need to "cover their backs", as they all state in their t's and c's that they are a broker and will charge a fee.

The problem is, has and always will be people not doing the most basic of research or checking the contract that they are entering into.

The loan centre even make it more obvious than most by showing the membership fee on screen, again, at the point of application.

no they dont.or only have done recently. I had their entire domain checked out before i started my case against them.and i can prove it. Nowhere do they say they will take £47 £66 £76 or in one case £109 ..i am in direct contact with many who arnt happy and they withdraw different amounts from different accounts. If they are now showing a fee. A one off membership fee. Its a ploy that wont help them with past cases. And for the people who became members.they have found it almost impossible to cancel. Even tho the law is very clear on that.you can read their stories on the net.

PhylPho

Midland_Man wrote: »

Wowza! This is a lively debate ! ............Anyway Hi All!

I am a newbie here, and have to say that some of the comments towards Lucyloo did come across as a bit unhelpful . . .

I've thanked you for your post but have to say I'm not alone in being astonished at the way so many folks conduct their online affairs.

For example, there's another thread elsewhere on MSE where the issue of buying something from an online supplier is discussed. The supplier has a net.tf address. That domain relates to several chunks of remote French-owned rock in the Indian Ocean.

Question: why would anyone ever think of using an online merchant without first Googling for their domain details?

Answer. . . Because people don't.

They don't do a lot of things, either, when it comes to online financial transactions. For years and years and years it's been possible to download entirely free software which undertakes screen capture at the click of a mouse.

Do people use it? No. 'Wot's screen capture, then?'

Combine those twin elements of ignorance and inertia and what you get is a recipe the scammers find so very, very tasty.

Combine them, and what you also get is a mix so many of us on MSE grow so absolutely weary of, because if individuals can't be !!!!!d to protect their own interests, why should anyone else bother?

There isn't a single online transaction that we undertake -- online banking, eBay bidding, Amazon ordering, insurance renewals / quotes, holiday bookings etc etc -- that isn't chronicled by our screen captures.

It takes us maybe a coupla seconds more than might otherwise be the case but we've always got a record of what happened so that we're never in the position of not knowing what was said / what was promised / how a page looked.

Hell's bells, if we can do it, why can't others?

Scammers thrive on consumers' stupidity. If it's somehow possible to lower the collective stupidity quotient of too many consumers, then the world will be a better place.

But I'm not holding my breath.

And though I'm always sympathetic to the plight of others, you should appreciate than wherever people post about walking into a shed full of dynamite with a lighted candle, it's not surprising that some respondents tend to show just the slightest touch of exasperation. . .

orbison2002

phylpho wrote: »

i've thanked you for your post but have to say i'm not alone in being astonished at the way so many folks conduct their online affairs.

For example, there's another thread elsewhere on mse where the issue of buying something from an online supplier is discussed. The supplier has a net.tf address. That domain relates to several chunks of remote french-owned rock in the indian ocean.

Question: Why would anyone ever think of using an online merchant without first googling for their domain details?

Answer. . . Because people don't.

They don't do a lot of things, either, when it comes to online financial transactions. For years and years and years it's been possible to download entirely free software which undertakes screen capture at the click of a mouse.

Do people use it? No. 'wot's screen capture, then?'

combine those twin elements of ignorance and inertia and what you get is a recipe the scammers find so very, very tasty.

Combine them, and what you also get is a mix so many of us on mse grow so absolutely weary of, because if individuals can't be !!!!!d to protect their own interests, why should anyone else bother?

there isn't a single online transaction that we undertake -- online banking, ebay bidding, amazon ordering, insurance renewals / quotes, holiday bookings etc etc -- that isn't chronicled by our screen captures.

it takes us maybe a coupla seconds more than might otherwise be the case but we've always got a record of what happened so that we're never in the position of not knowing what was said / what was promised / how a page looked.

hell's bells, if we can do it, why can't others?

scammers thrive on consumers' stupidity. If it's somehow possible to lower the collective stupidity quotient of too many consumers, then the world will be a better place.

But i'm not holding my breath.

And though i'm always sympathetic to the plight of others, you should appreciate than wherever people post about walking into a shed full of dynamite with a lighted candle, it's not surprising that some respondents tend to show just the slightest touch of exasperation. . .

you are so right my friend.and it is so easy to trace web pages,sites and domains, and who they belong to.the named directors of any reg site. Especially if they have a consumer credit licence. I am by no means a legal mind and my opinions are only mine but ive learned so much this past week about my rights just by asking..if someone,as you say..walkjs into a shed full of dynamite with a lit candle, yes ..but it is still against the law to have a shed full of dynamite in the first place..thanks for you post.very intresting.