Squizz's Fizzy Diary

Karmacat

Okay, what I'm going to do tonight, also a la FW, is work out how much /what I want to ask the universe for.

elantan

squizz just catching up ... your trip up the road sounds just what the dr ordered for you ... laughing at the cats antics very funny ... stories like that make me miss my cat so much ...

glad the garden is going well ... the pics look lovely ... all the pics including your trip up the road and the garden ... you sound very positive just now which is fantastic ... am loving the amounts saved for the ou course ( the feed back was brilliant... well done on the result) have been th inking about pensions myself ... will need to get mine reviewed when i get home i think ... it's finding an IFA that i can trust

redsquirrel80

Thanks El Yes I do feel quite positive, apart from about work this week, finding it a real struggle!

OK so our new pension arrangements aren't confirmed yet, but it looks like I will be paying less monthly whatever happens. So I will try to use the difference to help pay off the debts and then start saving. Yesterday I opened a new ISA and a new savings account with higher rates than my present ones, and have put my OU money in the savings account for now (for some reason I can't transfer money into the ISA, not sure what's going on there).

Got £270 in my current account - keep thinking I've finished spending for a few days then something else comes up.. last night I went to Waitrose to get a couple of things and came out with two carrier bags full! Mostly things we needed plus erm, a few Easter eggs which were reduced from £5 to 99p (oh and some little ones which were £2.50 reduced to 20p)! Oh well, that's the chocolate stash stocked up again (this is sort of a good thing, as a small bit of chocolate will often stop me from going for a proper pudding)

The Universe is listening I think, just been offered another 3 weeks work doing cover for second job, think I will wait and claim for the whole lot together, about 45 hours @ £10 an hour, shame it all gets taxed at basic rate though!!

Karmacat

Thats not going badly at all! I can't wait for you to be debt free, its going to be brilliant once you are!

I missed the cat story tho not sure - maybe while I was offline. A quick summary?

Weird that you're going to be paying *less* pension .... thats not the norm, surely. Is that cos your pension payments are now targeted specifically at your age/sex, whereas before they were an average or something?

redsquirrel80

I can't wait either! It seems never-ending but I'm more positive these days that I will get there!

The pension thing is long and complicated (and mainly due to the pension being in a massive deficit) but basically it will be a 'cash balance' with contributions from employer and me, instead of a final salary pension. We'll be able to choose to contribute from a level of percentages to contribute. Once the debt has gone I'm going to have a think about longer term savings, although I am convinced that I won't be able to retire till I'm about 80 anyway!

The cat.. ahh that was over on FB I think.. the day after we got back from my parents', I came downstairs to hear Mr S shouting at her in the living room going "what the hell is that??!!".. .she had caught a mouse and was eating it head first.. little tail and legs hanging out of her mouth! She's always taken a great interest in looking under the bookcase in the dining room and keeps going back to a little hole in the outside wall which corresponds to the same place so we're guessing that's where mousey came from!

Today - glad it's Friday! Just had a really productive meeting with one of the other teams here about improving procedures between us, and hoping for the rest of the day to be quiet. Tomato plants that I'd ordered arrived this morning (10 of them, all different varieties) so will be potting them up tonight. Tomorrow going out for a big lunch and then to the theatre in the evening. Sunday maybe sorting out the garden wall if the weather's OK for it.

Oh and now looking at about £550 before tax from second job as a couple of other things have come up, so just over £400 coming to me in June/ July

Karmacat

Blimey, thats quite a cat story _pale_:whistle: poor mousey! But its what cats do ....

Got you now about pensions - and other money stuff looks brill too. Go Squizz :j:j:j

redsquirrel80

Well yes rather gruesome, but at least we know we have decent pest-control! A friend of mine is off to get a cat from a cat rescue place tomorrow, partly because she's always wanted a cat, and partly because she has a major mouse problem in her flat. I'm almost as excited as she is about her new cat!!

There are more interesting rumblings about second job that may result in quite a bit more work/ money.. nothing definite yet but could be good!

boredofbeingathome

I like a good mouser

redsquirrel80

Oh dear Bob, I read it as "I like a good mouse" - they didn't look all that tasty from what I saw.. well, cat liked it.. :eek:

boredofbeingathome

redsquirrel80 wrote: »

Oh dear Bob, I read it as "I like a good mouse" - they didn't look all that tasty from what I saw.. well, cat liked it.. :eek:

:rotfl::rotfl::rotfl::rotfl:

Better than a moose loose aboot the hoos:D I would rather the cat got them:eek::rotfl::rotfl:

I am quite rotten where the little rodents are concerned...