📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The “arrgggh it’s nearly Xmas” November NSD challenge

19192949697118

Comments

  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Definitely not a NSD for me! Got myself one of these

    lippi-selk-sleeping-bag-suit.jpg
    As they were only£35 through a groupon deal. They're usually £95 :eek:. It will be amazing for my second job as the carer's room is absolutely baltic! And if I need to run through and check up on the person I work with, I won't fall out of the bed trying to get out of my sleeping bag! :p And they'll immediately feel better as they'll be killing themselves laughing at me. :D Every-one's a winner! (I do actually think I will be in danger of putting it on and not taking it off until May!)

    I also got Dad's birthday present and felt so guility I agreed to setting up an oxfam donation. I do wish they wouldn't knock on my door. I'm rubbish at saying no at the best of times, but to oxfam for emergency relief! I couldn't do it! :( If it really is stretching me though, I will cancel it.

    Another birthday on Friday - still to get a pressie for that. Was hoping to make it but I'm running out of time and haven't bought what I need to make the pressie either.

    And tonight's my last dress-making class! With a bit of luck and perseverance, I might even have a wearable dress! :T
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    niccatw wrote: »
    Definitely not a NSD for me! Got myself one of these
    I could do with one of those for my job too......

    They've still not anything about the cold air that's being blow over us while we work, and it's getting beyond a joke. 12 days ago I went in before my shift and informed the duty manager I couldn't work under them that day (or the next) as I'd been suffering from a sore neck/cold shoulder all week after being under it. So I was given permission to turn off the lights they're connected to once no-one else in the bakery needed any of those particular lights.

    I was then off all last week and managed my full shift under them yesterday with no apparent ill effect, but was told at shift change-over that one of the other ladies (who does the close & clean shift 3 nights) was made to put the lights back on last week - and she has arthritis in her hands which is being made worse by it.

    By 2pm today I was starting to feel the ache in my neck/shoulder again, so I turned the lights off not long after that. Not sure if the manager misssed spotting I'd done it or not (he was in the vicinity a couple of times 'cos I heard his voice), but I managed until the end of my shift without them - though I'm still sore now.

    Will have to wait and see what happens when I turn them off tomorrow/Thur/Fri, as there's no way I'm working under them for much longer. Have been promised the store manager is chasing maintainance on a regular basis to come and sort them, but I can't see how it takes 5 weeks (or is it 6 now?) to get an electrician to come in and do a bit or wiring :mad:
    Cheryl
  • NSD 9 for me today. Hoping to reach my target tomorrow.
    DFW Nerd 941 Proud to be dealing with my debt
    August GC £0/£300

  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening all, well the forum went down last night before I could declare yesterday as NSD 13 and I decided to have an early night as I was feeling a bit rubbish.

    Feeling better today now heating is sorted - not a NSD as I needed cat food before the RSPCA called round :rotfl:, and a few other bits. Really need to add up my last few spends as I am deff up to/over budget this month. Thank goodness it's pay day soon.

    Sorry to hear about various applicance/car incidents - Donna, I agree that sometimes it feels like one thing after another :grouphug:

    Nicca - I love the sleeping bag thingy - do you have to sleep in the same cheesy catalogue pose as the model :rotfl:

    Cheryl - your mathamatics astounds me - have you thought of applying for Countdown? I try and add up shopping as I go round store - then I get distracted, forget and it all goes to pot.

    Webitha - oh...I hadn't noticed 1l Baileys for £9 in Tesco - I might swing by tomorrow (OH loves it, can literally guzzle a bottle in a couple of nights) so I'll have to squirrel that away for Xmas.


    Was stalking that TV I resisted on Amaz*n Black Friday again today, but no joy. Also missed a camera I did really want as its one of the ones I was looking at for my mum's Xmas. Never mind, they seem to list some of the same things each day. I've been reading some feedback about the Lightening Sales and some people are getting really irate. I don't get it. It's just a bit of fun, its an American tradition after all and its not a god given right to get a bargain deal in a sale. People are also complaining the only things they get in their basket is stuff they don't want....which kinda begs the question, why click 'add to basket' in the first place then? :doh:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 10 today & my DS passed his grading & is now a blue belt.
    I am so pleased for him :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Hi Solvent and fellow NSDers,

    NSD number 9 for me today, so hopefully will meet and exceed my target of 10 for the month. I hope everyone else is achieving their targets and you are all well.

    Regards,

    Red
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_gt wrote: »
    Cheryl - your mathamatics astounds me - have you thought of applying for Countdown? I try and add up shopping as I go round store - then I get distracted, forget and it all goes to pot.
    Ah, but I use pen and paper while walking round - means there's less chance of getting distracted and forgetting where I'd got to :)

    I used to use a calculator, but got annoyed with the regular occurences of either accidentally hitting a button (often the 'clear' one) or losing power to it (most I own are solar ones)..... I actually get more accurate results using the 'old style' method ;)
    Cheryl
  • elfen
    elfen Posts: 10,213 Forumite
    Hey all, NSD no 14 for me today please so I've hit my target. Can I up my target to 16 please?
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • jintyb wrote: »
    BDINI - good luck for the interview - by the way - if you're reading this - GET BACK TO YOUR PRESENTATION!!;)
    *Peeks slowly round door* Please may i come in Jinty? Presentation is finished i promise!!

    Great to see you back & sounding like your chirpy amazing self again Spoon, just make sure you stick to your promise of taking it easy!!
    Great news about the carpet, your house must be looking very posh now and definitely YAYYYYYYY to no more DIY until after Xmas, you have definitely earned a rest.
    Aww thanks Spoon, not sure my DIY is quite good enough for posh, but is certainly cosy & :j:j to the fact that carpets down mean it is so warm i turned the heating off!!!!

    oooh.. job interview, sounds intriguing... good luck, hope it goes well, will keep fingers and toes crossed tor you.

    spoon xx
    chris81418 wrote: »
    Good luck butdoineedit - although, technically, you wont read this until after the job interview ...

    Thanks for all the good wishes about the job everyone, have to admit to really wanting this job (far more than the one i've got), but also not being totally sure i'm experienced enough :eek: maybe thats why the presentation seemed soooo hard, but it's finally done now, so i'm just going to do my best & keep my fingers crossed!!

    Oh & almost forget the reason i came on here, number 9 for me today, i'm hoping this is me back on track (apart from interview travel costs, groceries... & possibly a new bath to beat the VAT, not that i'm putting it in till after xmas, promise!!)
    February NSD challenge 5/15
  • karom
    karom Posts: 475 Forumite
    Mortgage-free Glee!
    niccatw wrote: »
    I also got Dad's birthday present and felt so guility I agreed to setting up an oxfam donation. I do wish they wouldn't knock on my door. I'm rubbish at saying no at the best of times, but to oxfam for emergency relief! I couldn't do it! :( If it really is stretching me though, I will cancel it.

    I do use the words "I am sorry but I have my own charity that I already support".
    Charity is nice but the "making you feel bad" approach is not right and you can't end up paying £1 to every single one.

    I believe that you should give 1) if you can afford it and 2) if you believe in the charity (their cause, their work) and not because of the guilt trip.

    For instance I give £10 a month to cancer research (ex smoker and I have people in my family who have suffered) however I am very often contemplating just stopping because I get rubbish by the post from them (expensive marketing paper to entice me to pay more -very annoying because I feel that the £10 is pointless).
    MFW on your mark
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.