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Abba1772's Debt Free Diary
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morning
Tax credits came in so sent them straight over to the savings, I now have hit my target of £4k........£4088.75 to be exact. Feeling very pleased with myself. Now I'm going to continue to keep saving until end of April and see what I can get up to, Hoping for £7 / £8K but with a few jobs that need to be done around the house such as the new loft hatch and ladders, and getting a room rewired and replastered this might be at a push. We shall seeNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.056 -
Another target smashed 🥳 I’ve also got a number of jobs need doing on the house, it’s never-ending.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Are you going to celebrate hitting 4k? A sneaky treat for you. I don't mean spending just like a glass of something or chocolate bar!
You always hit your targets so sure you'll get to that saving xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
Sun_Addict said:Another target smashed 🥳 I’ve also got a number of jobs need doing on the house, it’s never-ending.NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053
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Nicnak said:Are you going to celebrate hitting 4k? A sneaky treat for you. I don't mean spending just like a glass of something or chocolate bar!
You always hit your targets so sure you'll get to that saving x
ive said to myself once I’ve got the house rerendered, and either the driveway or back garden all sorted I’m going to get a new phone as mine is 3 years old and it’s needing charged twice a day now so that will be my treat xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
Awesome as usual.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Afternoon
not really done much today we are having a chilled day well that is after lunch then I have to go collect the baby mindee then drop the other mindee off at her nursery it’s her first day back after lockdown although officially it’s not til Monday but her nursery have decided mum has keyworker status after all this time and that’s her just being allowed to go back to nursery but hey ho extra pennies for me and I’ve put them all towards the savings since the start of the year so I’m happy with that. With her going back to nursery my income will drop by £45 a week but that’s ok I don’t rely on this money.
was going to take a walk to home bargains tomorrow but will be doing it today as I’ve been asked to do a extra shift tomorrow and don’t fancy taking 4 kids out, today I’ll have the mindee in the buggy and eldest son is coming with me too first time we’ve walked into town and back since the lockdown part 3
i need to get dog food, a lightbulb for the kitchen, some floor tiles and a roller kit as my plan is to get the cupboard in abbies room all painted and ready for moving xanders stuff in it as she’s decided she’s staying at her grans for good now even if my gran gets out of hospital. No doubt I’ll come away with other stuff I can’t help it in that shop
sent another £10 towards the savings college due to pay me tomorrow so that will be getting chucked into the savings as well
still no word on the remortgage starting to think this mortgage advisor hasn’t a clue but hopefully it’s all goes through ok xx
right off to get ready for our walk to nursery and home bargains xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
Oh and submitted my avon order and got £655 in sales so I’ve made £153 in commission, £100 of this will be put into the savings and the rest will stay in my purse so I don’t touch the bank account for a wee while, suppose it’ll look good to the mortgage people if we aren’t spending all the time from our bank accounts.NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053
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Great news on the Avon sales. I'm awful in home bargains and always buy loads of things!
It's just one of those shops!
Sure you're a lot more disciplined than me though!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Nicnak said:Great news on the Avon sales. I'm awful in home bargains and always buy loads of things!
It's just one of those shops!
Sure you're a lot more disciplined than me though!NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055
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