Abba1772's Debt Free Diary

abba1772

i'm just gonna use the same lawyer as i can't be bothered having to go through the situation all again with some other lawyer as this is the fourth one x

well been busy hence not on here.....I've started seeing a lovely guy he's very very nice and very very helpful xxxx

paid £400 towards cap one card and £55 towards my couch......one more payment for that card next month and its gone woo hoo lol

off to update signature x

choogirl

Hi Abba

I was wondering where you'd got to!

Capital One looks good.

Glad to hear that you've met a lovely man xxx

abba1772

I'm not sure what to do about the estimated interest which the statement for next month shows as £12.04 which i'm assuming i based on when i pay only the minimum payment but i will be paying the full £374.71 so do i add the £12.40 interest on or do i just pay the £374.71 as I'm not sure if i'll get a charge for being in credit on a credit card if that makes sense lol

abba1772

i'm alive i promise just things are very hectic at the moment with kids, work, avon and the new man lol

i'm still on top of things debt wise tho went into my overdraft at the end of the month by £100 but i had the cars MOT, DS's birthday and school stuff to get so all in all i think i done ok lol

getting excited now this is the month i wave bye bye to capital one CC :j:j:j:j:j how cool is that i'm 3 months ahead of my target lol

only snag is I've added £144 to my BOS CC but this is my lawyer fees to needs must but i'm hoping in October i can start ploughing the money i was using for Cap one card into this so this will bring it back down lol

hope everyone is well xxxxx

debtfreewannabe321

hi abba!

thought i'd pop by for a catch up ooooh new man sounds lovely hope it all works out well! have the kids met him yet?

AND WOHOO on paying off the CC!!!! you'll be debt free soon, i hope you don't disappear i love reading your diary!!

dfw xx

abba1772

I ain't going anywhere dfw lol you can't get rid of me that easy lol I love this place, it's where i can have a moan and a whinge and people know exactly how i feel.

it's going well with the new man kids have met him and they love him so bonuses all round lol

tax credits get paid on Monday so i will be clearing off my account with Cap one then :j:j:j:j can't wait woo hoo

The plan is to put at least £250 towards xmas pressies in October (getting kids a xbox with a kinect) and put £150 in the BOS CC and start getting that down, the November i have my car insurance but i have £381 put away for that in the savings account so hopefully it won't skint me too much as whatever change i have from the car insurance will go towards xmas pressies too lol

abba1772

My cap one card that is lol

i paid the final £383 today so its away but no doubt i will be paying something in interest next month, prob a couple of quid but thats it done....phew i can't stop smiling lol

what a feeling lol

off to update signature xxxx

debtfreewannabe321

abba1772 wrote: »

My cap one card that is lol

i paid the final £383 today so its away but no doubt i will be paying something in interest next month, prob a couple of quid but thats it done....phew i can't stop smiling lol

what a feeling lol

off to update signature xxxx

:j:j:j:dance::dance::dance::beer::beer:

well done abba! so chuffed for you xx

mummychicken

:beer: MANY MANY CONGRATS ON CLEARING THE CC !!!
You have done really well and deserve to be proud of yourself, also well done on the new man I hope you are having lots of fun together.

abba1772

i'm still here :wave:

got double the shifts this month for work which will be great for pay day next month lol

really skint at the moment went to alton towers which should have came in at under £100 but ended up spending over £200 as my lovely friend didn't check his bank account before he came down and couldn't pay the hotel as agreed so i ended up having to pay that as well oh well lol