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Abba1772's Debt Free Diary

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  • Happy New Year abba !

    You have got the new year off to a great start, all those trips to the gym, well done. The only exercise i get is walking the dog but at least it is free , well except when i stop at the park cafe for a bacon sarnie :D
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    i work at a gym so its free but works out cheaper sometimes to use the one across the road from me as it's only £1 a shot instead of paying extra for fuel lol what a cheapskate.

    went to the gym upstairs after work and i'm bushed lol so i've got my program all set out for me gutted tho as i have 13 pounds to lose :mad::eek::mad::eek: not happy lol but i always put weight on in :eek:the winter but not anymore xxx

    Today is offically a NSD :T the first of the year, wasn't planned but hey ho so quite chuffed lol

    no debt repayments today as can't be bothered :rotfl: but couch DD comes out tomorrow lol

    hope you're all well xxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    woo hoo couch payment came out today so first debt repayment of the year woop woop lol

    today was a spend day, spent £53 in aldi but i've got a full freezer, fridge cupboard and snack drawer lol so happy days lol

    also spent £10 on gas and £10 on electricity so topped up for the week xx

    been a tiring day the wee dude had been up since 4am with a sore tummy so spent most of the time from then going back and forwards to the toilet with him and ended up just sleeping in his bed with him so caught up on some sleep after kiddies went to school so felt much better doing that xxx

    did the avon run tonight and got some orders so chuffed with that so pennies next week for me :j was really cold outside so heating on for a hour lol

    hope you're all ok xxxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • evening abba :)

    Yay to the debt repayments! Bet it feels good to get off the mark (so to speak)! I hope your ds is feeling better soon :( poor thing, i think my two may have chicken pox....(again, 3rd scare in as many months lol)!

    dfw :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    chicken pox again!!! poor wee things

    think the wee dude is constipated as hes normally a 3 times a day person but hasn't done nothing today but my god hes a stinky fart machine today :rotfl: I actually thought the dog had dropped one lmao xxx

    yeah it feels good to get the debt paid again will have the couch clear by the end of the year as it finished Jan 2013 but will try and clear it before then lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • LMCD
    LMCD Posts: 649 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Glad you are back Abba, enjoy reading your diary - I have ditched mine due to a few life changes and also did a few things but its all good and progress either way! Keep it up - hope your boy feels better soon - nothing worse than when your kids are ill..

    sitting here laughin at the farts comment - I was blaming my middle child for farts tonight then my son piped up with a cheesy grin it was actually him - give you the boak !! haha

    take care. and keep up the good work!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hi LMCD :wave:

    Kids can't be so smelly sometimes :rotfl:

    today was a spend day £3 on bus fares and £9 on a top in internacionale :o yes i know naughty but it was lovely and thought i'd deserve a treat :rotfl: so not too bad

    James has started stripping the living room lol felt a bit emotional when he started stripping the wallpaper off not becuase i didn't want him too, just because i busted my !!! when i moved in here even tho it was just a rush paint job as it was a rush move but do you know what I can't wait to see the end result, going to get wallpaper on tuesday and james is paying for the main wall which will cost him £69.95 but i'm paying for the other three walls which will cost me £64 so not too bad lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • turned out not to be the pox (again!) lol

    Glad your spltting the costs for the room ....i love newly decorated rooms, but everything has to be magnolia when MOD housing :( so boring. We painted the kids room (because they had coloured the walls in anyway) and that is the only room that has a bit of colour now! I can't wait to get my own place (one day in the distant future ) ..........

    :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hiya everyone :wave: i'm back

    laptop been away to be fixed been lost without it so woo hoo its back lol

    me and James have separated :( missing him loads and i hope we can work things out but for now it's not meant to be so feeling sorry for myself which means my purse has had a slight hammering but i will recoup this cost after pay day :)

    went out with my gran today so she can cheer me up...she did she bought me a beautiful bracelet :) i spent £16 in primark, £4 on a school cardy for abbie as well as £5 for 6 vests as she refuses to stop growing, some lip balm and a cardy for me for work which cost £6

    gran bought me lunch so no expenses there, went to tesco and spent £16 on groceries but only ended up actually spening £7 as i had coupons and vouchers so quite chuffed :)

    hope everyone is well xxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    oh and yesterday was officially a no spend day woo hoo, first of February lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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