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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    afternoon peeps :wave:

    working today so went for a walk before weigh in, lost another 1/2 pound :j so thats 8 and 1/2 pounds in 4 weeks :T chuffed to bits :D

    printed off a couple of pics from my phone costing me £1.90 then bought a bottle of juice 60p then a chicken pasty from greggs yum yum (this was after i got weighed ;) ) lol then walked to asda and bought stirfry stuff for my lunch but theres loads of it so just cooked it and split it so i will be taking some in for my dinner tonight......saves me going to subway lol

    my gran gave me £25 as i sold her ikea units for her last week so she called it my commission lol I have £23 in my purse and £33.95 in my bank which will cover DD for credit card so i'm doing ok....will see how long i can stretch this £20 out for but tbh theres nothing i really need got food in the cupboard a small top up is required for the fridge but other than that i'm sorted lol also got enough fuel in the car for getting me to and fro from work so i'm hoping i will be ok lol :rotfl:

    fingers crossed :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    right i've set up a Standing Order of £14 per week on my bank account to go into my savings so i'm saving £2 a day, i have £64 in my account just now but i'm still short of £60 as i wanted to start this challenge at the start of the year but didn't but i am determined to catch up so hopefully I can do that next month.

    Just had a look at my bank statements for this month and altho things are a little tight :o i've done not bad

    £115 went to my car tax (boooooooooo)
    £49 for my grans birthday pressie (got her dorothy paul tickets) :cool:
    £200 extra went towards credit card
    £100 to solictor (standing order every month until court case with ex is sorted out :( )

    so not too bad and nothing extra was added on credit so defo chuffed with myself lol at least i can see where it's all going
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    spent a might 50p today :rotfl: bought a paper lol wooooo big spender hehehe

    still got my £20 :j:j:j doing ok lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi Abba,
    Good news on your standing order, i transfer £14 a week but cannot do it this week as have a tight week ahead, will put it in asap though. The thought of having £700 + in December is a fab one. :D
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi Abba,
    Good news on your standing order, i transfer £14 a week but cannot do it this week as have a tight week ahead, will put it in asap though. The thought of having £700 + in December is a fab one. :D

    I won't have that much in my bank come december as i have my car insurance due in novemeber but means i don't have to find it lol

    but hopefully soon i stop paying £100 towards a lawyer and was thinking of putting £50 a month as well as the standing order amount into my savings so hopefully i will have a nice little bundle of cash :D

    thought i was in all day today as i sold some cd's to musicmagpie for £17.55 but they collected them at 9.30am :eek: but i'm just going to nip to shops to get my paper and top up my gas and electricity to last me til Thursday. don't really need anything else right now tbh x

    today is a cleaning day i reckon if i can get the energy and get off the laptop and get to the shops lol really tired at the moment xx beasted myself at the gym last night burned 517 calories in a hour splet like a baby last night tho :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well i'm a busy bee sitting down for a rest. So far I have:
    • Cleaned the living room
    • hoovered and dusted
    • empitied the sideboard and got rid of about a drawer full of crap and sorted out my dvds
    • stripped and remade the kids beds
    • cleaned and hoovered kids rooms
    • hoovered hallway and my bedroom
    • sorted out the linen cupboard and again got about a plastic bag of stuff put away in the bin....now have more space in there lol

    still got the kitchen to do but i'm nearly done woo hoo

    need to post the film back i got from lovefilm as we watched it last night kids loved it so will do that when i pick the wee dude up from school at 3 x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hiya everyone :wave:

    today i walked 4.6 miles went to the doctors got a prescription took it to the chemist...guess what.............they don't have it and the manufacturers didn't know when they were dispatching the next lot but luckily the chemist found another chemist that do have it in and are getting it delivered to them for tomorrow afternoon...just my luck lol

    went for a wee wander around town.......why is it when your skinto that the shops have sales and you see something you like but i was a good girl and didn't buy anything from the sales lol

    bought guinea pig food from home bargains for 99p, got my trashy magazines so spent £1.99 on them :o bought two bottles of juice for £1.80 (one for the walk back as was really thirsty and another one for college tonight) and spent £5.52 in a$da on lettece, tomatos, cucumber, milk bread and butter.

    Think i'm in my overdraft by £8 :o but that was because of a DD for laptop insurance i forgot about but it's a small amount and better than last month when i was £121 overdrawn this time last month :o so quite chuffed. Hopefully have no spends tomorrow ;)

    roll on thursday lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    MUST REMEMBER TO PICK UP PRESCRIPTION :rotfl:

    Seen James today he's looking a bit down but think I managed to cheer him up before I left :D bought him and me a drink of juice and a choclate bar, he eats 3/4 of the chocolate bar then tells me he doesn't like crunchies :doh: men lol

    bought my paper and also got kids some crisps for they're play snacks so 99p for 7 packets of monster munch, 99p on a double pack of party rings (snack drawer is completely empty :( ) and also came acropss rimmel mineral foundation powder in B&M for £2.49 think it retails for £8.99 in the chemists :eek: so got one of them to try out.

    went to B&Q and homebase to scout out things for the house, repainting my kitchen hopefully next month and want to replace my metal blind for a black roller blind (will be giving my wee brother the metal blind I think) also need to save up and replace my flooring in the kitchen as james's dog decided he didn't like it and shredded it but luckily i had a piece in the cupboard so James patched it up but i still know its there if you get me?? so the kitchen is the next room to get beautified lol

    will go now and catch up with the housework before i collect kiddies from school, got the smurfs from lovefilm this morning so will chill out with them and watch it :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    goodness me it's been nearly a week since my last confession :rotfl:

    well the bank balance is looking unhealthy :o oops I took the kids to Edinburgh as my daughter is fascinated with Egyptians and the museum there had a exclusive exhibition on there and is being seen nowhere else in the UK so it wasn't an opportunity to pass up. So i spent
    • £18.90 to get into egyptian exhibition but the rest of the museum is free
    • £14.80 on snacks (3 cakes and 3 juices) WHAT A RIP OFF!!! :mad:
    • £20.40 on Pizza Hut - used a kids eat free voucher
    • £18.90 on train fares (kids travelled free)

    we were out the house from 8am and didn't get back til 9pm so kids and myself were well and truly knackered

    so as you can see i spent a fair few pennies :rotfl: so i'm £135 something into my overdraft but i'm paid on friday so i will be back in the black then woo hoo lol naughty naughty abba lol :rotfl:

    been a busy bee today, lifted the vinyl from the bottom of the stairs as it was ripped and stripped the paint and glue off the ceramic tiles so its looking better now, have put a top coat on my shoe storage drawers and a 1st coat of gloss on it to turn it from beech to white :) to match the rest of the stuff in the hall

    grabbed my window cleaner and asked him to wash my windows so they are now sparkly, have to take a avon order into school so i have £11 coming to me :) so will pay off my avon order still to collect another £26 in orders but one of my customers had her baby over the weekend so have no idea when i will be collecting my money for that lol

    i received £1.24 interest on my savings so i transferred 76p to round my account up to £80 so my savings are slowly going up :rotfl: just need to be good with the blooming overdraft

    opened a Very account as i had a £25 off voucher when you spend over £50 so I got a pair of skinny jeans for me, a black blind for my kitchen and a DS game for the wee man so that all came to £54 but with my voucher it came to £29 :T so quite chuffed tbh hope the jeans fit me ok tho as my other jeans are getting loose on me with the weight loss xx

    sorry for waffling
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    oh and i went through topcash so got £3.27 cash back lol so i have £12.35 pending and i'm chasing up £18.18 from lovefilm which still hasn't tracked grrrrrrrr
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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