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Abba1772's Debt Free Diary

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  • ooh some bargains there, love a good bargain i do ;)

    Ouch at the expense of the museum :eek: we were going to go to one in london over xmas hols but after we factored in trains, food, & entry we decided not too lol! Such a shame things that are educational are so expensive to either get to or get in to! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    it was free to get in just had to pay £20 for the private exhibition but defo worth it for abbie :)

    well today i met up with james today which was nice so spent about £3 on drinks and snacks and then £1.30 on a magazine and paper :( oops

    five o'clock rise for tomorrow morning :mad: as i start work at 6am :eek: and finish at 2.30 so be back in time for kids so need to get a early night but i always clock watch on a early rise as i'm paranoid of sleeping in :o which has never happened tbh lol

    my wee brother is coming over tonight and sleeping on couch so he can take the kids to school for me which is lovely and really helps me out.

    applied for a new job 17.5 hours which would be perfect for me and i really hope i at least get a interview as these shifts are killing me plus one of the girls have handed in their notice so it means i'll be required to work more hours which isn't good as i'm having to organise babysitters.......this is where i really miss james's help but its very complicated why he can't help out, not that he doesn't want to help out he does but it's kinda out of my hands tbh :(

    Have the avon run today so hopefully the rain will keep of til we get back in but the skys can't make their mind up whether they want to rain, snow, hail or be sunny :rotfl: so we will probably get soaking lol

    hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :( what a shame james cant help out more, shift work is a killer though. i remember doing it in college and i was only young, no kids and i still struggled !! Def be something i avoid when looking for a job! x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hopefully in a few weeks it will all be sorted and we can move on as he's missing me and the kids and we're missing him but it's defo worth the wait xxxx

    that doesn't mean when he does come back i'm not posting in my diary as this is kinda my sanity saver lol xxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    been up since 5am at work since 6am :mad: shattered doesn't cover it but got loads to do, kids have a disco to go :mad:o, xanders is at 6 then abbie is at 7.30 plus got to fit avon in around it and i;ve got to fit the avon run in as well lol :rotfl: don't want to move just want a wee sleep lol

    spent 30p on a paper and £2 sponsoring someone at work........kids need £2 each for the disco but the money is in my purse so don't need to go to bank :)

    off to make dinner god knows what we're having pot luck out the freezer i reckon lol xxx :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :( i hope you get an early night in later hun. Kids these days have a better social life than us adults eh! lol! ours was also a pot luck from the freezer it turned out to be chilli lol i thought it was spag bol at first :p good job i waited for it to defrost before putting the spaghetti on haha x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Muffin86
    Muffin86 Posts: 275 Forumite
    Ninth Anniversary Combo Breaker
    Hi Abba, just thought i'd pop by and say hello! will have a proper catch up of your diary tommorow :o) xx
    LBM AUG 2009 - Debts £20,000+ :eek: Debts now 13,582.06
    :j Seven Debts Paid Off :j
    Snowballing to pay debts - Muffin V's Catalogue [STRIKE]£1700[/STRIKE] £1480.00
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi Muffin :wave:

    hows you???

    how is everyone??? been a busy weekend, went to cinema (free as friend paid) :) worked sat morning til 4pm then had a night out some girlie friends didn't crawl home til 4 in the morning happy days lol went out with £40 came home with £12 plus paid £14 for taxi so how i managed that i don't know lol but i always do that hehehehe

    was working yesterday but had to do a shop as fridge and freezer looks sad lol so spent £29 in aldi and £44 in tesco :o but £9 was for my breaking dawn DVD woops lol so my grocery shop technically came to £64 which seeing as i hadn't done a shop for nearly two weeks isn't bad i guess lol

    had to nip up to the college...looks like i'm not getting on my course as my ILA funding hasn't came in time oh well guess i'm taking up kick boxing with the kids......every cloud has a silver lining :rotfl: only £2.50 each per person but first two sessions are free :)

    also had to get washing powder today £9 for a massive box of fairy so quite chuffed, wasn't chuffed about carrying it home tho :rotfl: also need to nip out and get diluting juice and juice for myself as i forgot :o

    waiting to pick the wee dude up from school then we're taking a trip to the tip as i need to clear some rubbish from the garden, it's looking like a tip itself lol

    off to clean the house now....oh the joys lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    HAPPY MUMMIES DAY EVERYONE XXX

    Today is a pottering about the house day til i take my gran out to see Dorothy Paul for her early birthday present.

    Making toad in the hole and mashed potatoes with gravy for our lunch mmmmmm yum yum

    today was a low spend day spent £2.49 on gravy granules, newspaper and a couple of sweets at the local shop

    took the kids to TGI Fridays yesterday cost £35 for one adult and 2 kids so a tad expensive but kids loved it xx also bought a red herring cardigan from a charity shop for £4.75 so not too bad on spends considering I was in glasgow city centre lmao xx

    hope everyone is having a nice day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • happy mother's day hun! Hope you have a great day :) I LOVE TGI fridays!!!! Mmmmmmmmmmmmmmmmmmmm yummy! We're having a roast today, courtesy of the mister dfw and kiddies ;) xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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