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Abba1772's Debt Free Diary

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  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba

    Glad the debt busting is still going well despite having the lovely distraction of your man.

    I miss your daily postings as well, they used to tire me out by just reading them!

    Take care xxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hi choogirl :wave:

    i promise i will make more of a effort to get on as i love reading back how i'm doing if that makes any sense

    nsd so far lol gutting my bedroom ..............nearly done sitting down for a rest, have a pile of washing to get done as well grrrrrrrrrrrrr

    skinto again til monday but hey ho lol

    starting to write the xmas lists so far doing ok, just need to get it sorted into boxes but plan an mammoth xmas spree at the end of the month will be hitting the sales with £200 and will see what i can get, also will be scouting prices on ebay and the internet to see if i can get better deals, i also have £200 set aside for the kids xbox and kinect but if i want a decent memory and games i think its going to cost me about £300 but thats the consolde 250mb memory and three games including just dance 3 lol so that will be split between them.

    today is a cleaning day i reckon just in the mood to rip the cupboards apart and see what i can get rid of lol

    hows everyone today xxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hi everyone :wave:

    well been a busy bee between working extra shifts and spending time with family xxxxx

    Got some great bargains for xmas pressies. Managed to get Xander a scelectrix racetrack reduced from £80 down to £23 :eek::j:j

    Also got Abbie a Hello Kitty hoodie for £12 and Hello Kitty leggins for £11 but got 25% off them as sain$burys are were having a sale :T:T asked them to check my nectar points as i'm never in a sainsburys normally maybe about once a year and i had £37 so I had xanders trackset abbie's clothes a pair of ugg type boots that were meant to be £25 again got £25% off which should have been about £130 but with the reductions and my necatr points i walked away with it all for £15.49 :rotfl: bargain or what lol

    then went to Tesco to see the clothes for the wee man and got £25 worth of clothes for £10.50 as they were reduced plus something that was reduced on the tag wasn't reduced at the checkout.......it should have been £2.50 but it was still ringing through as a fiver so went to customer services and they not only refunded me the £2.50 that it should have been they also doubled it up to a fiver :j:j:j:j

    Today i got abbie a jacqueline wilson book boxset for a fiver so i'm making a dent lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hello peeps :wave:

    OH watching the football so thought i would update on my bargains :)

    Managed to get a xbox 360 with 250 gb memory with kinect and two games as well as an additional controller for only £230 when it should have been at least £350 so i'm well chuffed with that bargain as it's to be split between Abbie and Xander

    have finished getting there clothes in, managed to get other half the FIFA 12 game for the ps3 for only £14.99 from cash convertors when its still selling in the shop for £40 all because the paper section on the case was damaged...i'm so glad he didn't mind it was damaged he was just chuffed he had the new game lol He loves how i find bargains lol

    not debt busting as much as i would like but all the bills and DD's are going out just need to get xmas out the way and i can tackle this CC but i haven't added to it so feeling realy chuffed with myself. Xmas is nearly wrapped up her, just nick nacks for the kids and some more stuff for James but i reckon i will just be giving him cash for xmas as he needs new clothes so he can treat himself when the sales start after xmas xxxx

    Got a long weekend in newcastle soon which i'm going to be needing as i'm working 40 hour weeks next month :( which i'm not too happy about as it's shift work so i'm not going to see a lot of my kids which i hate but i've told them it's extra pennys for the sales in Januray so they seem happy with that at the moment xx

    hope everyone is well xxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WOW ABBA !! you are doing really well. Your bargains sound great, you deserve a huge pat on the back. Keep working hard & keep posting as you are an inspiration :D
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    aww thanks mummychicken but i'm no more of an inspiration that the other debt busters on here including your lovely self xxxxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    right peeps i'm back :wave: and determined lol

    got some new years resolutions:
    1. Lose weight
    2. go to the gym as least 2 times a week
    3. wean myself off the fizzy juice
    4. pay £5000 of my debts
    5. Stop neglecting myself as much lol

    i promise i will be on this more often as if it wasn't for this diary I wouldn't have paid off so much debt last year xxxxx

    In the abba household we have decided to redecorate the living room as it was a paint job just so i could get the furniture moved in as it was a rushed move and the more i look at it the more annoyed i'm getting with it so after many years of living in MOD house i'm so excited as I get to paper :j:j:j sad ain't it that i get all excited about wallpapering lol so I'm doing a feature wall (well DP is papering but i picked it :rotfl:) and the other walls just a plain colour lol

    as for money situation...................lets not go there :rotfl: all will be fine come tuesday as i get paid but all my bill are paid and thats the main thing and xmas didn't go on a credit card for the third year running so really chuffed with myself :D but i am in my overdraft but my wages will cancel that out....thank god lol

    i promise i will be updating more on here as it keeps me on track so just waiting for the DD's for the couch, car and CC to come out this month and if I can pay anything extra to my naughty CC then I will as it's the CC's turn to get lost this year :mad: as i've promised kids as soon as it's paid off we will be looking into getting a holiday abroad (need passports tho) but at the meantime we are collecting the tokens again for the sun £9.50 per person holiday again as we loved it last year xxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    afternoon peeps :wave:

    how is everyone doing today

    Today was meant to be a lazy day after the gym but these things never go to plan lol

    Went to the gym today as it's time to get fit again so it cost me £1 for the gym and £1 for bottle of water and I burned off 390 calories

    put the contents of steak pie in the slower cooker with onions and gravy so that's been cooking since 12pm yum yum went to butchers and bought 12 beef sausages for £2.49 so they've went in the slow cooker too and also spent 30p on my paper but need to anyway for the coupons for the caravan holiday deals lol

    so all in all not a spendy day......

    have decided to put in for a house as I stay in a flat but the stairs kill my gran every time she visits so a house move is something i'm defo looking at but for the now i will continue decorating my wee flat as it could be a long time til i get offered a house lol

    put another wash on and will need to get stuck into the ironing pile but seeing as I did my avon run this afternoon and delivered all the books I won't have to go out this evening in the cold so happy days lol

    no debt repayments yet but pay day tomorrow so will see how i get on then lol

    contemplating on gutting my room whilst DP is on the ps3 but i can't be bothered lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • morning abba :j good to see you back!
    Some great goals there! Some of mine are similar lol let's hope we can crack them all this year :j:T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    i'm sure we will dfw xx

    well today was a spend day :( spent £9 in home bargains but got toilet roll, 2 x sawdust, hay, 4 rolls of dog food and shower gel so got my moneys worth

    nipped into tesco and bought new earphones £5.97 as mine are busted and need them for the gym lol and bought bagettes 4 for £1 so not too bad xx

    went to college tonight as i'm taking a Sage Line 50 course in order to get a better paid job eventually so thats the 3rd day to go only 9 more weeks to go lol

    tackeled the ironing today so thats it all done xx

    LSD tomorrow hopefully as i'm working 10 til 2 then nipping into the gym at work seeing as its free for me :) so might as well make the most of it whilst i'm on a short shift won't be doing it on a eight hour shift tho but i'm bang on target to doing my second day this week at the gym lol

    hope everyone is ok xxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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