📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

1107108110112113665

Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    abba1772 wrote: »
    Evening :hello:

    Why is it weekends are awfully expensive???? Will be checking the banking with one eye open tomorrow :rotfl:

    Knackered today, got two washing on the line gutted my bedroom and bathroom and tidied the hallway up before getting the kids swimming stuff ready for there swimming lessons later on in the day.......all this before 9.30am :eek:

    Went for a walk to the country park about 4 miles away bought kids a subway cost me £13 then some drinks £2.35 let the kids play in the park before we ate lunch then we visited all the animals in the park before venturing out in the woods for a walk up the hills nearly killed me :rotfl:

    We then walked to the town I picked up a dress, a onesie. Two birthday cards a balloon and a gift bag for under £20 for my nieces birthday for tomorrow then it was off to another park where they all run ragged for another half hour before the two eldest had swimming lessons

    Nipped to tesco after swimming lessons to top up on fridge stuff bread rolls etc spent £35 in there

    Kids are all pooped :beer: so am I i guess that's what happens when you walk over 20000 steps xx

    Right off to bed xx

    I feel the exact same about weekends! I spend all week being so good and then the weekend comes and it all goes to pot. And OH is as bad as the kids!

    Sounds like you had a lovely weekend though :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I feel the exact same about weekends! I spend all week being so good and then the weekend comes and it all goes to pot. And OH is as bad as the kids!

    Sounds like you had a lovely weekend though :)

    That's exactly how it is here too lol it's just seems to be money money money but hopefully it'll calm down soon as trying to get this car sorted out before we sell it which means getting the private plate off it so printed out the forms and I need to pay £80 to dvla plus 10% to the post office to get a postal order.......you would think that now they've updated the tax disc system they can update they're payment services as hardly anyone uses cheques anymore :mad: oops wee rant there, car is causing issues between hubby and I as I'm sick of him moaning about it we are nearly getting the new car but he won't quit moaning about the car we have........hmmmmmmm men xx

    So plan of today is pay my avon off, send away payment for removing private plate from car and get my ironing pile done today whilst baby k has his afternoon nap plus check banking after this weekend

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Well managed to pay the avon off and sent away the paperwork for the car to get the private reg number off and also managed to get my ironing done and put away so all my jobs done for today :T

    Working from 3pm til 5.30pm but need to nip out to pick some kids up from after school club then we are nipping round to my brothers as its my nieces birthday so need to go give her her pressies

    One of my customers paid their avon so I have an extra £11 and I think I have another one picking it up today fingers crossed that'll mean I'll have £20

    Task of the week will be to try and limit how much money comes out of the bank account starting from now....still owed £35 for a avon but it's a relative so I'll get it when I get it lol

    Need to dash and get kids ready for school run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Had a early start today started work at 7.30am til 8.15am and that's me hubby has a few days off so nipped into town to pay money into the bank and to pay the kids coppers into their bank also queried about a better cash isa but they won't discuss anything with me til my current isa runs out in July xx

    Having a issue with the car hubby isn't getting a company car anymore :mad: so we are still getting rid of the old car as its flinging up more problems than it's worth so we've found out how much it's worth and if we sell it for what it's worth well have £400 left over after the finance is paid :T so I had a 0% money transfer offer through the post so we've transferred £2500 :eek: into the bank and that's the budget on the car...........if we don't use it all then it'll be get putting back on the card............kinda gutted the card balance is back up up but once we sell the old car £400 will be getting put straight on the card and all our debt will all 0% :T so I guess it's a good thing and hubby is on board with flinging extra money at the card so we can clear it before Xmas xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Plus when we sell the old car our overall debt won't have increased if that makes sense lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shame about the car, but great news about the 0% :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Having a day in the house til swimming lessons as baby k not well got 5 teeth coming through at the same time plus he's got a horrible cough and a runny Jose poor wee mite

    Gutted my kitchen and hallway tidied my bedroom just need to hoover that and sorted put the boys bedroom getting rid of two black bags to the charity shop over the next few days.

    Checked the bank with one eye open again as hubby has been off and I'm very bad with money when he's around lol thank goodness he's back at work as it means I can reign things in for the next couple of weeks

    Need to nip to shops later as need juice, cold meat, salt and butter so will nip into tesco on the way back from swimming lessons xx hoping to get this under £10 so we shall see

    Off to do my ironing pile whilst baby k sleeps xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So you are debt free or did I read wrong??:D

    Hope you little one feels better soon though <3 poor baby K!x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    No I'm not debt free but I'll be car finance free and paying no interest on any of my debt once my car is sold in a week or so xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    How is everyone??? Poor baby k is still poorly his nose is streaming and he's got a nasty dry cough that sounds painful :(

    Feeling a bit down about money at the moment but I guess it happens to all of us as some point in our debt busting journey just need to snap out of it hopefully once the old car is sold I can get back on track xx

    Got a bag ready under baby k's buggy for the charity shop in case I forget :rotfl: then it's a trip into town to get baby wipes, paper towels and juice for me then need to nip to wilkos to double check the suitcases as I can order them online and get 5% cash back but need to check its the same ones I seen in the shop :rotfl: every penny counts xx

    Then it's off to see two friends we are out for lunch but it's one of my friends treat :T so no penny's soent there :T

    Working 3pm til 5.30pm but kids are at a after school club so won't have them til 4pm.:T so easy shift there :rotfl:

    Not feeling too hot myself a bit shaky and tummy a bit grumbly xx

    Transferred £17.50 to the mortgage account only £650 to find to get my target of £4000 :T

    Off to catch up on other diaries xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.