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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So much for keeping spends under £10 :rotfl:

    Nipped into town are the nursery run and got nasal spray for baby k for his half ever but it was £8.99 :eek: then nipped into m&s for some food spent £10 in there, then it was into homebargains for toilet roll £2 then farmfoods for 2 bottles of juice £2 a ww meal £1 fish fingers £2.50 and milk £1

    Popped into subway and spent £3.69 on a salad so a bit of a spendy day :o but not too bad xx

    Managed to get another £55.70 in avon orders before the schoo, run :T still got a box full to get rid of tho tonight :rotfl: hoping they all pay :beer:

    Got a sore head think it's down to all this water I'm drinking but it's healthier I guess xx

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Boo to not keeping spends under £10 - it is so easy to spend so much more than planned.

    Great to see your Avon orders are doing well.

    I will be drinking my 2 litres of water a day again when I am back from my hols. If I have it on my desk at work I drink it in no time at all.

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Been an eventful weekend was admitted to hospital with chest pains on Friday night first they thought it was my heart then they thought it was a blood clot on my lung which thankfully it wasn't then i was told I had an infection called Devils grasp which affects the cartlidge of the chest wall and it's very very painful but pain subsided and was released Saturday night so it was a nsd on Saturday for me :j every cloud eh lol :rotfl:

    Yesterday however was a major spend day spent £88 in farmfoods but freezer is jam packed then went to B&m for tins and packets etc and spent £155 :eek: in there but £80 was on two suitcases which come with a 10 years guarantee so that's us sorted for holiday and £10 was on pyjamas in the next size up for baby k and the rest was on food but cupboards are groaning xx

    Also bought a massive notice board on eBay as I need one for my childminding so that was £16.99 today and I've spent £3 on bread as I'm working 9.30am til 3.30pm but I've told my parent I'm not a mobile so it's a movie / console day but she's happy with that :T got a avon order of £8 to deliver today so that's a little walk for me to ease my leg off

    Transfered £30 into the mortgage account that's half my commission from avon so only £370 to go til I hit target should do that next month and we also have £500 now in the holiday account :T so it's getting there slowly but surely still need to book my parking space in the airport but got a groupon code for 20% off :cool: so will do that in the next couple of days. Xx

    Right off to catch up on some of my childminding paperwork whilst kids are playing nicely xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    abba1772 wrote: »
    Afternoon :hello:

    Been an eventful weekend was admitted to hospital with chest pains on Friday night first they thought it was my heart then they thought it was a blood clot on my lung which thankfully it wasn't then i was told I had an infection called Devils grasp which affects the cartlidge of the chest wall and it's very very painful but pain subsided and was released Saturday night so it was a nsd on Saturday for me :j every cloud eh lol :rotfl:

    Yesterday however was a major spend day spent £88 in farmfoods but freezer is jam packed then went to B&m for tins and packets etc and spent £155 :eek: in there but £80 was on two suitcases which come with a 10 years guarantee so that's us sorted for holiday and £10 was on pyjamas in the next size up for baby k and the rest was on food but cupboards are groaning xx

    Also bought a massive notice board on eBay as I need one for my childminding so that was £16.99 today and I've spent £3 on bread as I'm working 9.30am til 3.30pm but I've told my parent I'm not a mobile so it's a movie / console day but she's happy with that :T got a avon order of £8 to deliver today so that's a little walk for me to ease my leg off

    Transfered £30 into the mortgage account that's half my commission from avon so only £370 to go til I hit target should do that next month and we also have £500 now in the holiday account :T so it's getting there slowly but surely still need to book my parking space in the airport but got a groupon code for 20% off :cool: so will do that in the next couple of days. Xx

    Right off to catch up on some of my childminding paperwork whilst kids are playing nicely xx

    So sorry to hear you were in hospital Abba. Hope you are feeling better now. That must have been very scary when they thought it was your heart/clot :(

    Am very impressed with the way you save. You seem to have bits and pieces to put towards your savings/debts each week and it really does add up!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So sorry to hear you were in hospital Abba. Hope you are feeling better now. That must have been very scary when they thought it was your heart/clot :(

    Am very impressed with the way you save. You seem to have bits and pieces to put towards your savings/debts each week and it really does add up!

    Thanks clearmydebts it was very scary indeed and very painful :(

    I have a standing order every Friday for £25 that goes into the normal savings account ........this is used for anything we may need but means we don't have to get into debt for it if you know what I mean, anything I sell on eBay / facebook gets halved and put into the savings as well as my avon commission so it all adds up and I look after two students children so all my childminding wages that comes from the college gets put straight into the mortgage deposit account so it's money I've not actually had if that makes sense xx like you say it all adds up xx

    I'm no where near where you are tho the amount you have saved is phenomenal xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Baby k sleeping so thought I would nip on....still behaving with the doctors orders so it's day 2 in the house nipped to the shops for diluting juice £1.49 and sugar £1.49 and trashy magazines £2.75 so a LSD day today :T

    Working at 4pm til 5.30pm so a easy shift and I've managed to get rid of a avon order so only 3 more to go, should get rid of another one tonight then the last two go on Thursday and Friday xx

    Off to update some more paperwork managed to get quite a bit done yesterday :T so I'm happy with that xx

    Back later xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    abba1772 wrote: »
    Thanks clearmydebts it was very scary indeed and very painful :(

    I have a standing order every Friday for £25 that goes into the normal savings account ........this is used for anything we may need but means we don't have to get into debt for it if you know what I mean, anything I sell on eBay / facebook gets halved and put into the savings as well as my avon commission so it all adds up and I look after two students children so all my childminding wages that comes from the college gets put straight into the mortgage deposit account so it's money I've not actually had if that makes sense xx like you say it all adds up xx

    I'm no where near where you are tho the amount you have saved is phenomenal xx

    Ah well, a lot of mine came from selling our flat so can't claim too much credit I'm afraid. I have gotten used to saving though and will continue to do it even when we get the house!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi :j


    Just popped in to stalk :) and say Darling your so MSE ...lol :money:




    Hope that's ok ...to be honest I think you seem to be doing a really fab job of this debt busting lark:D




    I love your honest account of spends ..even if it is on trashy magazines ..lol ;)


    Love and luck to you - Stay motivated I think your doing pretty amazingly:T:T
    :beer:
    Good luck
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi :j


    Just popped in to stalk :) and say Darling your so MSE ...lol :money:




    Hope that's ok ...to be honest I think you seem to be doing a really fab job of this debt busting lark:D




    I love your honest account of spends ..even if it is on trashy magazines ..lol ;)


    Love and luck to you - Stay motivated I think your doing pretty amazingly:T:T
    :beer:
    Good luck

    Hi moneyonmymindsam. :hello:

    I think if I'm honest on here then im less likely to spend it on rubbish :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Today was a nsd :T

    Still taking it easy.......but managed to get the bathroom bleached :j so feel like I've achieved something

    Emailed the holiday company regarding the flight child tax and I've been refunded £13 which will go back on the credit card that I paid for when I booked the holiday every little helps

    Been paid my weekly wages :T bummed I can't get to the bank to pay it in tho lol xx

    Also managed to catch up on some paperwork for my childminding just need to file it away now xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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