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Abba1772's Debt Free Diary
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Morning :hello:
Getting a bit more mobile have put a washing on their airer, sorted out the non ironing pile and put them away
Nipped to the shops for diluting juice and bought the boys a sweetie each should have cost me £2.59 but my mindees mum gave me £2.50 to cover snacks and lunches for her child so as I have stuff in it technically cost me 9p :T
Have bought some stuff for the kids on m&mdirect so spent £36 on therebut went through top cash back and managed to get my daughter nike flip flops for holidays and bought my eldest some 2 nike jogging bottoms and and two paid of nike shorts so I defo got some bargains plus I used a free delivery code xx
Working 7.30am til 5.30pm then I have the avon run today got one order to deliver and the rest is just collecting books so this will be the big test walking wise for me x
Hoping after I've dropped my mindee off I'll be able to tackle the ironing pile that is exploding in my kitchen even if I only get half way it's better than nothing xx
Transferred £20 into my mortgage account brings me up to £3650 only £350 to go.........I might actually hit my target by the middle of June :T that would be amazing :j
Off to change baby k's bum as he's stinky :rotfl: the joys lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well I've sold my metal wall art as it's the wrong colour got £12 for it so £6 is going into the mortgage account bringing me to £3656 only £344 to go to hit target :j
So plan is to move my massive multi picture frame from the hallway into the living room and finally get my wedding pictures printed offand I'll get my new notice board up in the hallway which is for my childminding stuff
Collected a good bit of avon orders another week to go before the orders go in hopefully I'll get a decent amount extra pennies for mortgage fund and holiday spending money xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
How are we all, it's Monday and everything is back to normal
I bought hubby tickets for a show in August and wanted to make a night of it so thought I would look into booking a room in Glasgow omg there so freaking expensive managed to get a room for £85 :eek: but went through topcashback so got £10.41 :j
Checked the banking as it's the 1st of the month think things will be tight this month as trying to save money for the holiday spending money........transferred the child benefit that went in today and rounded up my saving account so we have £800 in their :T so far aiming for £1500 bit of a aim but I like working with targets :A
Was working this morning only for a hour and then I'm working tonight from 3pm til 5.30pm need to walk the kids to the swimming lessons and its test day today :eek: so fingers crossed they all do well today :T
Then it's off to my mum in laws as she's having baby k for a couple of nights :T so I'm hoping to get my accounts done tomorrow so I can declare my amount to the tax credits people xx
11 days til I get paid by the college hoping to hit my mortgage target of £4000 by then and then I can concentrate on the holiday fund
6 weeks today we go on holiday.......omg :eek: I better get my finger out lol xx
Right off to tidy up feel like I'm waffling xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You are doing so well with your savings and payments, well done :T
Hope you enjoy the Glasgow trip"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Evening :hello:
Kids are playing on the wii u as their mum is due here any minute so thought I would pop on here xx
Been a busy bee today walked to town and back to see how the old leg would hold up and it's doing ok xx
Nipped into homebargains and got some chocolate biscuit snacks for the kids 4 for a £1 :T kitchen roll £1 deodorant for Abbie £1.29 a small bottle of juice 29p a birthday present for my mindee tomorrow £3.99 then nipped into the bank to pay my wages in then it was off to tesco where I got £26 worth of holiday clothes for the boys for £6 after doubling up my tesco vouchers and also found a discount code for £5 off :T so I'm happy with that and bought cold meat £1.69 thins 95p and crisps £1.05
Came home made lunch and then submitted my self assessment tax return :T and then phoned tax credits :mad: was on hold for 27 minutes then got cut off :mad: phoned straight away and got through under 5 :T so that's my renewal done today as well
Cancelled hubby's mobile phone contract as its due to end next month saving us £20 a month :T as he's going on a giff gaff sim so that extra money will be going towards the mortgage account
Booked my travel insurance through cash back site so it cost me £13 got £1.65 cash back :T
Now trying to book rooms for the night we get back from Turkey as we get in late at night found a deal for £39 per room if we split the kids up :rotfl: if we try to get a room with us and three kids it shoots up to £130 :eek: don't think so lol might need to take money out the spending pot to cover thisNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Right I've booked the rooms :T so I've paid £78 but mil is going to pay her half hopefully tomorrow xx
Sent a complaint to tesco as bought trousers for baby k noticed I was charged the wrong price and as tesco have a double the difference policy i should have got double the difference back but not according to the customer service advisor who refunded me the £2.50 when I queried it she told me no and moved onto the next customer and ignored me :mad:
So sent a email to tesco customer service and 2 hours later I received a phone call apologising for the service I received and that they were sending me a voucher for £5 :T so technically two pair of shorts, a vest top a pair of trousers only cost me £1 :T thank you tesco can't fault their customer service xx
Off to watch TV with hubby and the kids xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
On the ball today got a washing on the airer as its miserable here (where's our summer?????) and got another washing in the machine.......changed my bedding overhoovered my bedroom, boys room, hallway and kitchen
yes I Hoover my kitchen put my washing away
Messaged my friend who's getting married my meal choices before she gets annoyed with me :rotfl:
It's one of my mindees birthday today so I've got him a minion jigsaw set, a large container of jelly babies a card and I need to nip to Asda and get him a cake as I have him after school xx
Whilst I'm at Asda I need to get nappies for baby k and shower gel for hubby so should get everything I need for £20
Need to tighten the reigns a bit with the booking of the hotels in Manchester and I need to book parking at the airport but I intend to go through cash back and I have a 20% groupon codeso should get parking fr two cars under £70 for 10 days but I'm hoping to book this either today or tomorrow so that whatever is left in the bank is ours if that makes sense, hoping tax credits don't get affected by the renewal as meant to be getting them on the 17th so we shall see xx
Need to nip to the local shop for bread grudge paying £1.69 when I can get the rap act same in Asda for £1 hubby sayings I'm so tight I should squeak :rotfl: lol but needs must as need to feed the boys before the nursery run xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Back from Asda and spent £20.53 :mad: but I did get extra bits like bleach chips and a weight watcher meal for me tomorrow so it's all good plus I got my mindee a minion cake
just need to resist eating said cake as I get weighed on Saturday
lol xx
Off to catch up on everyone's diaries before I start work again at 3pm xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
Popping on here before we nip off to playgroup
Put a converse tracksuit on fb selling pages and have someone coming round for it today selling it for £8 so hopefully they'll collect it and £4 will be sent over to the mortgage fund :j
My wee gran is moving round the corner from us todaywhich will be strange but can't wait so will be helping her in between working
Working 7.30am til 1pm then 3pm til 5.30pm then tonight I need to put my avon order through but waiting on three customers getting back to me with their orders xx
Right better go baby k whingey xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
Well the lady picked up the tracksuit so sent £4 towards the mortgage fund only £340 to go :T should be able to hit target of £4000 next Friday
Went to playgroup £1.50 then bought the boys a gammon roll each £1.80 checked on my gran who is moving round the corner from me then bought hubby a pie 90p so a LSD so far but need to get juice so that's £2 later on xx
Got a refund on the car tax of the car we sold so that's £45 and hubby got a tax refund of £53 :j so we've decided that money will go towards the holiday spending money so that'll bring us up to £925 once the cheque clears next week so need to put them in the bank tomorrow if I remember :rotfl:
Working til 5.30 it's been a long day plus managed to get my massive pile of ironing done today as well no wonder I'm tired
Need to my my avon through still waiting on two customers getting back to me plus I've got a new customer. :T'sits one of my neighbours discovered I sell it so we will see if it's a decent order :j
My dress came tht I won off ebay last weekend still got tags on worth £18 got it for £6.30 haven't tried it on yet hoping it fits but it'll do for a wedding I have in August xx
Right off to put dinner on so that when mindee is picked up our dinner wil be ready xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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