Abba1772's Debt Free Diary

abba1772

Hi orange fairy :hello: welcome to my waffling xx

Walked into town today as needed bits for the house spent £5.67 in homebargains getting shower gel, shampoo, hand wash, calpol for baby k who's teeth are really bugging him then I soent £7 in the pound shop getting cereal, 3x wipes, snacks for baby k, bread then another £5.28 in bargain buys for tins mostly then had to nip to Iceland as the other shop didn't have my daughters juice so spent £11 in there getting pizzas, weight watcher meals juice for Abbie and cheesy pasta so that's dinner sorted out and there's no need for a spending spree in tesco after swimming lessons as its getting to the stage we are spending £30-£40 in there every Monday and there's not a lot tbh xx

Paid the £2700 in the bank and have phoned up the car finance company and paid off my balance in full and closed the account :T sent £100 to hubby to put in his credit card after our spending spree as Asda on Saturday night then I forgot my card :mad: then paid my credit card £500 so all the debt left on the card is the new car debt therefore we haven't technically added to our debt and everything is all balanced out also sent £100 to my normal savings account for our holiday spending money so it's all good roll on payday for me tomorrow tho this month is all about the money money money :rotfl:

Working 3pm til 5.30pm and all th kids have swimming lessons so fingers crossed the rain stays off as I'll be walking 6 kids 2 miles to get to swimming :rotfl: should be fun then hubby is picking me and our kids up after lessons are done and driving us home to save our legs :j

Also found out there's a massive family gathering from my hubby's side of the family half of them are here in Scotland and the other half live in Australia so we are meeting in Florida :j next year so straight after holiday it'll be knuckling down to save for our mortgage deposit and Florida its going to be a busy year xx

Off to see if baby k is ok as he's been sleeping for 2 hours now it's not like him hopefully he's not coming down with anything xx

debtfreewannabe321

Morning abba, fantastic news on clearing the car debt off :T

How nice to have a holiday to look forward too as well as meeting your hubby's family (I take it you haven't already met the Aussie ones?) some nice goals to work towards there

abba1772

debtfreewannabe321 wrote: »

Morning abba, fantastic news on clearing the car debt off :T

How nice to have a holiday to look forward too as well as meeting your hubby's family (I take it you haven't already met the Aussie ones?) some nice goals to work towards there

I've met a auntie and cousin last year for our wedding which was nice xx

abba1772

Evening :hello:

Hope everyone is well xx

Today was a day in the house except when I popped into the post office to post the paperwork for the old car to dvla £1.70 for recorded delivery and bought two trashy magazines £2.49 (guilty pleasure) :rotfl: and a packet of crisps for baby k 30p then a trip to the chemist to get antihistamines for baby k who I suspect has hayfaver £3.49

So a LSD day it is :T

Managed to get two washings done and a mahoosive pile of ironing done whilst baby k was sleeping :T just need to clean the bathroom when baby k goes to bed as its in serious need of a good bleach :rotfl:

Hubby away to do a homer for a friends dad who he hates taking money off of but he needs to stop being so soft then he's off to another friends to fix their car............nice to be needed eh lol xx

Day two of drinking water and my head if not liking it one bit very very sore hoping the paracetamol keeps pain at bay thinking of putting £1 into my savings for every day I drink at least 1.5 litres of water :cool: as an incentive as I don't drink water only fizzy diet juice

Tax credits get paid tomorrow thank goodness means I can top up the savings for holidays etc xx

abba1772

Morning :hello:

How are we all???? I've been working since 7.30am (it's snack time and a movie seeing its a miserable day) will be finishing work at 5.30 today :T but I have avon deliveries to make today so hoping I'll get rid of most of them tonight and tomorrow night xx

Abbie is away to Alton towers tonight with the school so need to grab a few more snacks for her and give her £30 spending money :mad: and she's good to go they leave at 11.15pm :eek: so a very late night for her hope she enjoys herself seems my daughter is bleeding me dry at the moment as gave her £40 for her deposit for Italy trip which is next year.

Spent £17 yesterday in homebargains replenishing the snack drawer so not too bad should last me a while :rotfl: need to nip to Aldi's today for fruit veg, cold meat and some snacks for Abbie then it just leaves the freezer to get filled as well as the tin cupboard but can do that at the weekend xx

Tax credits came in yesterday and they've dropped by £230 :eek: which is quite a drop but sent £60 towards the holiday spending money and paid £20 towards my very account xx

Should be getting paid from the college tomorrow so hoping to transfer £300 towards the mortgage account then it's only two more payments from them so I should hit my target of £4000 anything over this will go into the holiday spending money pot :T

Right off to tidy up the lego the kids aren't playing with anymore :rotfl:

monz

OMG seems everyones tax credit has dropped. What a "great" government we have eh!! Cannot believe this shocking

abba1772

That's what I was thinking too monz after seeing your post the other day then this they must be chopping everyone's benefits now xx

jwil

Rubbish about the tax credit cut

That's a late night for abbie! Hope she enjoys her trip though!

monz

Yup our lovely government cutting the people who need the benefits and yet helping out the rich more.... hmmm

thank god i wont need to rely on them in two months all i can say... unless they raise taxes and i wont put it by them xx

abba1772

Morning :hello:

Checked banking first thing and college have paid me but not as much as they've docked 1 week of a parents money so transferred £250 into my mortgage account bringing it up to £3600 :T only £400 to go til I hit target which should be feasible.

Collected £100 from avon orders and got a box of avon orders to get rid of tonight so hopefully I'll get rid of most of them tonight fingers crossed haven't worked out how much commission I should be getting but I reckon about £60 so again half of that will go towards to mortgage fund

Also transferred £10 into my normal savings account bringing it up to £400 :T so tempted to chuck that into the mortgage account but this is our spending money for holiday :rotfl: so need to be patient lol xx

Need to nip I tot town after playgroup as need toilet paper, and to nip into boots to see if there is anything I can give to baby k for his hay fever as his eyes and nose are streaming guess it doesn't help that he's got 4 massive teeth coming in at the same time :eek: poor wee thing xx

Swill try to keep spends under £10 today we shall see :rotfl: