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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Struggling to get awake don't know what's up with me even hubby noticed me struggling xx

    Working today from 9.30am til 3.30pm :( but it's satudat and parents know that it's technically my day so we are doing things that need to be done, need to nip to Asda for nappies and I'll get them a drink when we get there then it's off to drop of my ebay parcel then I need to get get weighed after two weeks of not going :eek: hoping damage isn't too bad :rotfl: we shall see then I promised the kids a McDonald's after it, if its dry we will go to the park if not we will just come home and put a movie on.

    Need to get hubby to pick up a sand table for baby k was £30 reduced to half price then I had a £5 voucher so only cost me a tenner :T

    Think a cheeky takeaway is in order tonight and a movie as I've been shattered all week wonder if it's my chronic fatigue syndrome being a pain in the bottom

    Right off for a shower whilst the boys play hoping it'll wake me up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Sorry I haven't been around..... Thought I had updated earlier on xx

    Got paid my local survey money so I owe Abbie £10 for helping me out I transfred £50 into the mortgage fund only £950 to go before I hit target :D

    Paid another £100 towards the credi card the aim is to get card remaining under the £500 mark after interest is added we shall see :rotfl:

    Bit of a spendy day today spent £13 in farmfoods then £3.85 in m&s then £2.10 on bus fare home

    Gutted the kitchen sorted through my paperwork that was piled sky high and I've sorted the living room out ready for baby k going to bed plus managed to clear my ironing pile :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Having a morning in the house today as it's miserable but I need to go out later on and accompany my brother to a lawyers appointment so my mil is coming round to look after kids so plan is to pick up Abbie's framed diversity stuff and a ink cartridge for the printer on the way back home hoping the miserable weather goes away by lunchtime xx

    Plan for today is get catch up on putting my receipts through my books for my accounts book for 2014/2015 in prep for getting my accounts ready to put through my self employed self assessment then I can update tax credits hoping to have this all done by the end of May xx

    Also need to bleach the bathroom today so I'll be kept busy with that plus baby k

    No debt repayments today waiting til Friday to see how we are getting on then I'll start the debt payments again but I will be getting this credit card under £500 before the 11th may as that's when interest gets added on xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well that's my receipts put through my account book took me a hour and a half just for one months worth of receipts :eek: so that's one job out the way xx

    Done a survey earned £1.35 :T every little helps lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Rushed up to town today for calpol and iburofen for baby k plus wipes £9 plus bought some lunch from subway £8 then walked home to try and be in for the avon money as I had returns for him

    Sorted out my avon and managed to text my customer letting them know I would be making deliveries tomorrow as helping mum in law tonight should make about £60 in commission so again half will be going towards the mortgage fund :)

    0% cards statement came through so sent £100 towards that xx

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing so well abba! :T Nearly clear on that credit card and over £3k on the deposit, fantastic!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hoping to have the card clear by the end of May ......can't wait xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Is it sad that the first thing I did this morning was check my banking, transfer money into my mortgage fund (now have £3300 in there only £700 to go now) and paid £55 towards my credit card so if I've done my calculations once interest is added and the minimum payment comes out it'll be under £500 :T the aim is to get rid of this card at the end of the month :cool:

    Went to playgroup today £1 and then received a phone call asking me if I wanted to plant a tree at the school with my eldest son so nipped straight there after playgroup then it was off to the town for two packs of sawdust for guinea pig £1 and hand wash £1 and juice for me £2.99 for 4 bottles :T and a toilet block as mines as nearly running out and dropped off two avon orders on the way there. Got another two avon orders to drop off at the school then it's off to take my daughter to get her eyebrows which will cost £6 drop off three avon orders on the way back home as my customers have places to be then home for dinner then get the rest of the avon orders out tonight hoping everyone will be in

    So much for my lazy day :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Done my avon run and lo and behold everyone who said they'll pay tonight has :eek: omg I have enough to pay my avon bill and everything else is alllll mine so I'm going to transfer £32.50 into the mortgage account as that's half of the £65 commission :D

    Only another £667.50 to get til I hit target of £4000 :T

    Right off to clean the bathroom whilst hubby is finishing off another homer and kids are mucking about :rotfl: no rest for the wicked xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Why is it weekends are awfully expensive???? Will be checking the banking with one eye open tomorrow :rotfl:

    Knackered today, got two washing on the line gutted my bedroom and bathroom and tidied the hallway up before getting the kids swimming stuff ready for there swimming lessons later on in the day.......all this before 9.30am :eek:

    Went for a walk to the country park about 4 miles away bought kids a subway cost me £13 then some drinks £2.35 let the kids play in the park before we ate lunch then we visited all the animals in the park before venturing out in the woods for a walk up the hills nearly killed me :rotfl:

    We then walked to the town I picked up a dress, a onesie. Two birthday cards a balloon and a gift bag for under £20 for my nieces birthday for tomorrow then it was off to another park where they all run ragged for another half hour before the two eldest had swimming lessons

    Nipped to tesco after swimming lessons to top up on fridge stuff bread rolls etc spent £35 in there

    Kids are all pooped :beer: so am I i guess that's what happens when you walk over 20000 steps xx

    Right off to bed xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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