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Abba1772's Debt Free Diary
Comments
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ouch very long day how do you cope!!
How do you get a refund? I am with Scottish Power and have over £369 credit and its annoying me lol xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
ouch very long day how do you cope!!
How do you get a refund? I am with Scottish Power and have over £369 credit and its annoying me lol xx
That's a lot......phone them up and request them to refund it plus adjust you're direct debit xx
I don't oay direct debit I pay it quarterly when the bill comes in as they wanted £135 a month :eek: but when I averaged out the actual bills it was only working out at £70 a month for both so I just put a standing order on my account every month for £80 and that covers it......if it's less I put the difference in the mortgage account or a debtNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well put the nicorette stuff on eBay and within a hour I have sold them for £65 so I've transferred this money from my paypal so I'll check in the morning and if it's in there it'll be getting transferred to the mortgage account.
Also had a email confirming my £50 from a survey site will be in my account with 3 working days :T again this will be transferred into the mortgage account :A determined to get my £4000 target xx
Off to bed xx night night :hello:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Good morning :hello:
Long shift again today working 7.30am til 1pm then 3pm til 8.30pm :eek: plus didn't sleep well last night as hubby has got a bit of metal in his eye so he hardly slept last night and baby k woke up with his teeth twice so I woke up at 1.45am and never got back to sleep til after 4.25........well that was the last time I seen the clock :rotfl: so I'll be shattered today xx
Checked the bank for the paypal money and its in :j as is the survey money :T so transferred £115 to the mortgage account seeing I was sooooo close to hitting £3k I transferred £75 from my normal savings account to round it up to £3000 I'm so chuffed only another £1000 to go and I've hit my mini target xx
Right off to get baby k and mindee ready for playgroup xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Wow soooo close
!!!! You are firing them all off
I will phone on my lunch and ask what can be done, I pay 62 a month xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Wow soooo close
!!!! You are firing them all off
I will phone on my lunch and ask what can be done, I pay 62 a month xx
Tell them you want a refund xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Even a refund of £250 i will still be over £100 in credit I guess. Have to work through my lunch but will when I finish xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Let us know how you get on xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Well done on reaching 3k!! :TMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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debtfreewannabe321 wrote: »Well done on reaching 3k!! :T
Thank you it's nice to see a new thousand mark xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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