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Abba1772's Debt Free Diary
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Congratulations on your cc getting below 1K.
Surveys I never seem to get anywhere with them. Some kick me out as not being suitable I reckon its my age! Don't want a dinosaur doing them.
I use yougov.......they don't seem to kick you out but you can't get a payout til you hit the £50 mark tho xx if you want I can pm you a link xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I'm back :hello:
Butlins was great and yes I spent a fortune now trying to reign in the spending lol
Done the monthly shop spent £137 but everything is stocked up thank goodness xx
Got my wages today need to get them into the bank will see pending on the weather.
Got my credit card statement and I've saved £3 in interest :j and it's sitting at £957.36 woo hoo next target is to get it under £800 by end of May fingers crossed it can be done but at the moment it's going to be tight til payday but it was so worth it xx
Off to make kids breakfast xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Thanks abba I have the link already.
Glad you had nice holiday and it must be lovely to return to look your cc under 1k. I still dreaming one day.
Have a nice day xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Great job on getting that CC under the £1k mark :j :j xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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debtfreewannabe321 wrote: »Great job on getting that CC under the £1k mark :j :j xx
It feels sooooooooooo good I will have this card cleared before we go on holiday in July xx
Working today from 2.30pm til 8.30pmgoing to be a long day I reckon :rotfl: meeting up with my mindees parents / friend we are letting the kids go swimming as its a fun swim today steen I'll take the kids after the swimming whilst my friend goes to work .........will take them to the park after then walk home get some dinner and then collect my avon books and deliver some orders so hopefully that'll pass the time :rotfl:
Hubby did a homer last night made £20 so will transfer that into the mortgage account as I want to hit my £4000 target before we go on holiday then whatever I can save after I've hit my target that will be our spending money for Turkey xx
Got my second washing on its a beautiful day here so will be getting as much washing as I can out on the line
Got a black bag full of baby k's clothes need to put it on the fb selling pages tonight needs to be gone as its raking space up in my bedroom xx
Off to get some painkillers as headache hasn't shifted from yesterday xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Managed a nsd yesterday :j just as well lol did 4 hours ironing :mad:due to Mr sunshine being out I decided to wash everything :rotfl: plus was working from 2.30pm til 8.30pm but kids wanted a lazy day so I was happy with that xx
Managed to deliver another avon order so I have enough to pay it today xx
Plan is get two washings outon the line then need to nip to shops for diluting juice, milk and bread so might take the kids to the park as its riht next to the shops seeing as its a lovely day today
Aiming for a LSD as hubby doesn't get paid til Friday and I don't get paid til Tuesday so trying to be good but kids want a takeaway today so we have £30 budgeted for that xx
Got some stuff to go on fb selling pages including a massive black bag of clothes from baby k, a wall art piece and I have Nicorette quick mists to put on ebay later on today xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
Been a busy day today ......when is it ever not :rotfl:
Got a washing out on the line seeing as it was a beautiful day then it was off to play group £1 for a couple of hours then it was off to town to get my daughters diversity certificate, picture and ticket framed as a momento £38 but it's worth it as she loves them and has been a massive fan from the start of their story xx
Then it was in the the pound shop for hand wash, juice and snacks and pop tarts for the hubby £3 then into greggs for sausage roll 80p walked home nipped into chemist for carpol and Iburofen for baby k FREE then came home and pottered round house for a hour then picked all the kids from school and walked them to the swimming (6 kids on a 1.5 mile walk I'm sure I'm crazy :rotfl:)
Dropped three kids off to their mums and nipped into the Turkish hairdresser and got my sons hair cut £6
Legs are sore from the walking tho :rotfl: hoping to get paid tomorrow as the bank account is very very low plus tax credits are meant to get paid Wednesday then hubby gets paid on Friday thank goodness xx
Off to snuggle with the hubby now xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Oh I nearly forgot I made £35 on fb my mil is dropping off a massive bag of 12-18 months clothes to someone who lives in her town so the girl will be giving her £35 :j so I've decided I'm back on the half and half thing when selling stuff on fb so I'll be putting £17.50 into my mortgage account and I've completely forgotten to deliver a avon :mad: just remembered there just now need to text my wee customer and say I'll come round tomorrow night
that's £18 so I'll out £9 into my mortgage account when I get the money
What a silly plonker I am :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Aftenoon :hello:
Baby k is away down for a sleep but I've had a productive morning, decided to stay in and entered my daughters room.........big mistake :rotfl: 45 mins later and two black bags lighter her room is spotless
Washed the back door down, got two washings on the line and I'm now about to tackle my bedroom
My mil dropped that bundle of clothes so I have £35 winging its way to us and I've arranged my last avon delivery for tonight so need to remember this xx
No debt payments or mortgage savings hoping to change this tomorrow xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
That's my room gutted and another black bag to the bin and a black bag between mine and my daughters room which will be winging its way to the charity shop xx
Baby k still sleeping ....my mum in law transferred the £35 she collected today into my bank so transferred £17.50 into my mortgage account and she also paid the remaining balance on her holiday which was £43 so I sent it straight away to the credit card as that's how I paid of the holiday and its official the holiday has been paid off completely now to get this balance down to zero before we go so we have a back up .......hubby on board to hit the £4000 target before we go so at least I don't feel like I'm on my own xx
Working from 3.00pm til 5.30pm but only one mindee plus my own kids and as its a beautiful day they'll be out the back garden xx
I'll be washing down our old lawn,owner ready for hubby to test it before I put it on the fb selling pages only want £25 for it so hoping it'll go quick so will do that whilst the kids are playing in the garden xx
Needing baby k to wake up so I can Hoover my room xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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