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Abba1772's Debt Free Diary

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are way to organised lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    You are way to organised lol xx

    I'm trying to get better organised just need to start being better organised when it comes to my childminding paperwork.....there's too much of it !!!!!!!

    Seen one of my parents at the school and she paid me this weeks wages :T that'll be going in the bank first thing in the morning xx hoping that the tax credit get paid as normal hoping that because it's a new financial year it doesn't wreck havoc on people's payments xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    On a roll :rotfl:

    Put the lawnmower on fb for £20 someone is collecting it just after 6pm tonight so that'll be another £10 winging its way to the mortgage account tomorrow :j:T:j:T:j:T:j

    Now I just need to sell my large metal art and that'll be me done for a while as listing the nicroette sprays on Thursday so they'll end on Sunday with all profit from there sale being put into the mortgage account hopefully :rotfl:

    Abbie is going up with the avon delivery for me so I'm in for the guy picking up the lawnmower so tomorrow after I've put all the money in the bank I'll transfer £19 in to the mortgage account tomorrow xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Woo hoo that's the old lawn mower away and the avon order is delivered so £19 will be winning its way to the mortgage fund........might even round it up to £2800 :D tomorrow xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Been a busy bee this morning, grabbed a shower whilst the boys were still snoring their heads off..........put a washing out on the line before 8am :j got the boys up stripped their beds and got them in the washing machine, fed the boys their breakfast made pack lunches then remade the boys bunk beds.......hate making the top bunk :mad: but it's done and have now got their previous bedding on the line :D so quite productive

    Just waiting on my gran coming to pick me up need to go bra shopping today so hopefully won't go to mad lol xx

    Got my credit card down to £800 so when the interest and then the minimum payment has gone out it'll be under £800 :T so I'm chuffed with that and I've transferred money into the mortgage bringing it past the £2800 mark :T woo hoo

    Hoping to get my wall art on the fb selling pages tonight
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Omg seems like you are almost debt free now Abba fantastic :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Omg seems like you are almost debt free now Abba fantastic :D x

    Not quite but should defo be debt free by this time next year we'll that's the aim anyway but I could never have anticipated how much debt I've cleared this year but I'm a woman on a mission.......I want my credit report to be gleaming when I apply for a mortgage next year xx

    Went out with my gran today, bought a bra £18 :eek: then bought my my gran and baby k lunch £16 then popped into wilkos who had the suitcases I was looking at for the kids for thei holiday and as they only had 2 of them I snapped the. Up so that was £40 for both of them......went for a wander and bought baby k a converse tracksuit for £12 :eek: and a converse top next size up for £3 :eek: so I got a couple of bargains there

    Got a call asking me to nip into the school regarding my expenses I did for the surveys I did a month ago and I've made £60.50 :T so as agreed £10 will be winging its way into my daughters holiday fund and the oprest will be put into the mortgage fund as its money I've not got if you know what I mean :rotfl: so I'm chuffed with that tbh xx

    So hopefully I'll make the £4000 target before we go on holiday......due my college childminding wages next Friday which again will be going into the mortgage fund.....will be nice to see the mortgage fund going above £3000 :D can't believe what we've saved and also paid off in less than a year roll on when we have no debts to worry about except a mortgage xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Still waiting on the £50 from the surveys to come into my bank account :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Got my gas and electricity statement ive got £145 spare in the saving account after paying it so I just put it toward the credit card so it's sitting at £645 at the moment xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning.................feeling grumpy today baby k is super clingy and I don't do clingy very well :(

    Working from 7.30am til 12.45pm then 3pm til 8.30pm :mad: so it's going to be a mega long day I reckon plus I have a avon run to do in amongst it

    So in between kiddies I'll nip up Into town hopefully the walk will clear my head and I need to get my daughter a decent hairbrush as she's snapped hers and she has that thick hair that cheap brushes are just rubbish for her xx

    Will also drop that bag off to the charity shop on the way there making more space in my room :T

    Debating selling our old suitcases as they're so heavy will have a nosey and see if there's anything like that selling on fb even if it's a cheeky £10 it's better than nothing xx

    So apart from that I think we'll just stay in the house today it's a beautiful day so the kids can play out in the garden x

    Hope you're all well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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