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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    how about telling him you want a new boiler for your birthday (or the guttering, or the new front door, or the ...... :p)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 4 March 2012 at 12:28PM
    Still no bids on e-bay but have watchers so thats good :) please bid people x

    Have lost 2 hours of my saturday due to cancelled trains :mad: so am about to make tea - beans on toast anyone? and then see what i can get done this evening - though i feel it will involve decluttering some wine :beer: pah! to working on saturday at a job i don't enjoy ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Hello everyone :)

    Well i forced myself into action - i was quite tired but there is alot to do and alot that i can do to make living here better and easier :cool: So i checked the projects that i have set myself for this month and have made a fair bit of good progress :T:T:T All i'm doing at the moment is re-organising / deep cleaning / de-cluttering room by room :D i'm then jotting down in my trusty notepad all the jobs that then need completing in that room ;) So far i have done the 2 smallest rooms :T Next room is the kitchen :eek: hmm... that may take a little longer :rotfl::rotfl::rotfl:

    I have also decluttered a book, already listed for sale :T and have managed to declutter 2 other items straight off to the carboot pile :T

    I have a fair bit of reading on my to do list - information not course related but important but nows not the time so tomorrow that will need doing tomorrow :)

    So will just check what else i need to do and then its bedtime :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the decluttering! Shame about the trains, how annoying!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Morning everyone :)

    Well with just 1 day off this week (today) it really doesn't feel like a weekend :o its just the way my shifts fall. So last night passed very quickly but i am very pleased i got all the decluttering done of 1 room - it was the last bit of it and that has been done as thoroughly as it can be now :T:T:T Next room is the kitchen and i'm going to break that down into 1 area, shelf, or cupboard a day and take my time with it as its got lots of things in then i want to take my time and do a good job ;)

    I also want to make headway on the other projects i've got on the go right now :) and really need to list something on e-b*y but have nothing new to put on there just now :think:

    I've done free bingo today, checked banking, checked e-b*y, checked for MS's none :( Right another cuppa beckons :coffee:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on completing a room! I should really tackle my kitchen too, it really needs it. I like the idea of just doing a shelf or cupboard at a time, it makes it much less daunting.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 4 March 2012 at 12:30PM
    Well for various reasons i have not done a single thing i planned on working on today :eek: Just means i'll be playing catchup for the rest of the week then ;) If and its a big if :D if i manage to get up early tomorrow i should make some headway :T

    bah! didn;t sell a single thing on e-bay :( oh well...

    Hey jwil - yes for me to tackle a whole room in one go i'd need a substantial amount of time which i don't have and i would also become tired / frustrated and not do the job as well as i intended meaning it would need to be done again fairly soon. This way i set the pace at a reasonable level knowing i have enough time to complete it (by the end of the month) and that the job won't become overwhelming ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear you've not had a good day, hope everything is ok. Boo to no ebay sales either!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 4 March 2012 at 12:30PM
    Hi everyone :)

    Just checking in to try and keep myself focused ;)

    i've checked on-line banking, done 2 x free bingo, checked for MS's - still none :( and been screened out of a survey.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    (((hugs))) DDFW. Hope everything is ok. PM if you want a chat. Hope you feel a bit better today.

    I'm looking forward to the weekend as well. Maybe you could try having a day/evening/couple of days off from the whole moneysaving thing? Every so often it all overwhelms me as well (like you, usually when I'm stressed about something), and just taking a day or two off from it helps a lot.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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