A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Future plans and goals will be posted on here - but not in th mind-dump waffley way i've written everything down in my book - although with the way i ramble on you never know :rotfl::rotfl::rotfl: I'll probably put them down in here when i come to do my 1 month review so i can see where i'm up to. Seems there's alot of things in my life i want to change so it is quite a life over-haul :eek: Some of the things are quite obvious - such as the need for new windows and doors - i actually feel quite paniced when it rains as i just know a puddle of water will gather in the hallway behind the front door Other things are to keep me on track - OU is on there, And other things are because they give me pleasure / relax me - such as cooking / baking and reading :T Hopefully by the end of the 12months some of these things will be second nature to me - cooking a new recipe once a month so that i can think of the other things i want in my life or the things that are in my life that i want to change when i set my next set of goals I was shocked at how many things i just put down straight off the top of my head but hopefully these changes will improve the way i live and the person i am

jwil

Well I'm never going to be petite, I'd be happy at 12 stone which sounds a lot to some people, but for me, to my mind, I looked good at that weight and was comfortable at that weight. Got a long way to get there though! Ultimately I think it's all about how comfortable you are with yourself isn't it. I'm sure you do look fine as you are, but if you feel you need to lose some weight, and are used to being smaller, then as long as it's not getting into unhealthy levels of slimness, then you've got to do it for you.

I do want to do something about it, but there's so much going on, I don't want to add that additional pressure. I'm trying to make small changes which will help, and then when I am ready to tackle it full scale, then go for it then. I do need to do something though.

My epilepsy is fine, I'm "lucky" in that it's triggered by something, so I just have to avoid those situations. My doctors wanted to change my medication, which meant I was going to lose my driving licence again, so I asked just to come off it altogether. Since then, I've had no problems so fingers crossed all is ok as long as I take care. It doesn't affect me at all really, so I'm very lucky compared to those who have fits for no apparent reason and without real warning.

I'll look forward to seeing your plans. I keep thinking about writing a big list of everything I want to do around the house and post it. I've just never gotten round to it yet.

ebayqueen_2

Hello DDfw

How are you today? Looking forward to hearing all your new goals soon:)

Hope you are feeling a bit better and well done for the extra on your boiler etc. Keep going.

Jwil sorry to hear that you are battling epilepsy. God bless you both.

o2bfree

DedicatedDFW wrote: »

I did think once the tablets were sorted out the weight would drop off is this not the case?

Sorry DDFW, the weight isn't going to drop off once the tablet dose is sorted.
I yo-yo up and down all the time.Currently struggling with 4 stone :eek:that I lost 3 years ago and have regained

Other signs of under active thyroid are tiredness (which you are suffering from) hair loss, anxiety and depression.
Please don't think you are whinging....it's your diary and you need somewhere to vent your feelings and frustrations.

But if you ver need support give me a shout (I read everyday but hardly ever comment )

Take care

The_Dragon

I piled on 11 stone with steroids, then got hypothroidism , it has taken 6 years and I am finally starting to lose weight - so yeppers medication can really muck your system up!

DedicatedDFW

Thank you all

I still can't multi quote *stamps foot* :rotfl::rotfl::rotfl: and wanted to reply to each of you

e-bayqueen many thanks for stopping by and your kind words i think i've finally gotten rid of my cold and am probably back at the docs in 2 weeks for my thyroid tablets The money for the boiler is from money someone owes me - i never expected to get it back but i started to receive it - it comes in in drips and drabs and is very ad hoc - never knowing the amount it'll be. As i never expected to get the money back i figured i won't miss it if it goes into the boiler fund

o2bfree - Thank you so much for the info. and for your kind words too and feel free to post anytime i have got quite alot of the symptoms - i checked it again on-line the other day so i am expecting my tablets to be upped again - just waiting for my blood test to come back and then i can book in to see the doc :cool:

Dragon :wave: Lovely to see you again :j - Bah! to medication but a huge woo! for you losing weight

jwil - really good that you could come off the medication and can drive I know i need to lose weight as my clothes don't fit me anymore :rotfl::rotfl::rotfl:

DedicatedDFW

Well i went out last night :beer: and had an absolutely gorgeous time I even made myself try a new look with make-up :T:T:T so very pleased with myself. As i didn't have any money to spend i didn't pay for anything - but i had made this very clear before going

I also got invited to another party :j:j:j just got to work out what to wear to that one

I have also done some exercise again today :j - i will be slim again - postive thinking and all that

Well i'd better get back to money news :rotfl::rotfl::rotfl:

I will pay the money into the bank tomorrow that OH owed me and make a PAD from this - it will form part of my minimum payment to target 1

I re-paid some of the money i borrowed to cover the mistaken overpayment i made

I made a very small PAD from what was available in the bank

I won enough to withdraw £10 on bingo - duly requested and it'll be a PAD when it arrives :T

I've done my free bingo each day

I have not spent any money this weekend

I will be re-listing some stuff on eb*y later :cool:

Hope everyone else has had a lovely weekend

jwil

DedicatedDFW wrote: »

I know i need to lose weight as my clothes don't fit me anymore :rotfl::rotfl::rotfl:

There is a benefit to stretchy clothes

jwil

DedicatedDFW wrote: »

Well i went out last night :beer: and had an absolutely gorgeous time I even made myself try a new look with make-up :T:T:T so very pleased with myself. As i didn't have any money to spend i didn't pay for anything - but i had made this very clear before going

I also got invited to another party :j:j:j just got to work out what to wear to that one

I have also done some exercise again today :j - i will be slim again - postive thinking and all that

Well i'd better get back to money news :rotfl::rotfl::rotfl:

I will pay the money into the bank tomorrow that OH owed me and make a PAD from this - it will form part of my minimum payment to target 1

I re-paid some of the money i borrowed to cover the mistaken overpayment i made

I made a very small PAD from what was available in the bank

I won enough to withdraw £10 on bingo - duly requested and it'll be a PAD when it arrives :T

I've done my free bingo each day

I have not spent any money this weekend

I will be re-listing some stuff on eb*y later :cool:

Hope everyone else has had a lovely weekend

Glad you had a good night out DDFW, especially as it didn't cost you anything :T. Well done on the exercise, and the bingo winnings too!

DedicatedDFW

Another Monday and another late start from me - why do i try and fight it? :rotfl::rotfl::rotfl:

So a fairly quick post before work - feel i need to keep posting to keep me on the straight and narrow

Sold 1 or 2 bits on e-b*y - only 99p things so really hope i got the postage right Checked all my re-lists too and not 1 watcher - oh well there's time

Really not looking forward to work today though i'll just have to drag myself in and get on with it - the thing is i'm wishing my life away - during the working week i'm hoping for hometime - even before i've got there and then i'm hoping for the end of the working week - which for me this week is saturday evening It is difficult to find a job though with the right income / hours although this job is minimum wage if i took on a new job with the same level of pay but working in the day time i'd lose my p/t job which i cannot afford to do Gah! Ok, deep breaths and remember to take work at my pace no matter how much they try and rush me (means i only get flustered and exacerbates my anxiety when other people try and make me work at an unrealistic pace).

Its pouring down here - best get my umbrella and head out there - hope everyone has a good day and i'll pop back in later