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A Budgeteers Quest to be Debt Free & Mortgage Free By 40
Comments
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morning
Sorry you are feeling down. Life not simple and the pressure of the debt doesn't help. Try and relax yourself if you get the chance before you MSs tomorrow. What about your doggy, he will sure cheer you up. Animals love us unconditionally!
Take care
E"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Aww DDFW, sorry you've been feeling down, it can be so hard sometimes. You do need to try and give yourself a break sometimes.
And £32 for a maxi dress is pretty good, so don't beat yourself up too much. Hopefully when you go away you'll be able to recharge your batteries a bit.
You know we are always here if you want a rant!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Everyone - thank you so much for your kind words
ebayqueen - i don't have a pet though quite a few close family do so sorry if i posted anything confusing? We actually should have got a pet when we moved in - couldn't where we were renting before but OH is now scard of the damage they would do to the furniture. Not sure if i'll manage to persuade him otherwise considering its been 4 years now. Trying to hold the tears back as then i think i'll start crying about everything
So i'm going to just get on with some of the things i've planned over the next few days so will hopefully feel like i've achieved something
From this early post its clear i have gotten up far earlier than i should have done :eek: Quite possibly connected with the terrible money day i had yesterday so i have already cancelled my plans to go out tonight in order to save a few penniesI'm also feeling a little bleurgh so very possibly won't make it to an event i was due to go to this morning - again it will save money not to go, and, to be honest, whilst feeling like this its not the best thing to take part in so may just go twice next week to make up for it
The terrible money day - as i have posted previously i have been using my mums vacuum cleaner since mine broke and yesterday it brokei don't think it could have been anything i did - it sort of blew and there was a bit of a smokey smell :eek: But as i was using it if it can't be repaired i will need to replace it
and i have decided to get my own vacuum cleaner again - rather than the worry of using a shiny, expensive new one or, if it can be fixed fretting over the same thing happening again :eek: The other thing is that this will free up a bit of time for me as going collecting the vacuum and returning it can take up to 2 hours out of my day.
Terrible money news continued - whilst collecting the vacuum OH rang and asked me to pick some things up he'd forgotten, and then when i was in the shop doing this rang me again as he'd remembered some more things - just under £29 later i left the shop :mad::mad::mad: This is money i will not get backDue to the awkward way we manage our money i can't ask for this back and know OH won't offer to pay me back. Have a suspicion that ordering the new dress made him think i have some money :undecided So thats almost £30 that was due to be a pad gone
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Righto! I've alot i want to achieve over the next 3days - and it won't get done if i just sit here feeling tired
Must Do! includes 2 MS's and complete the report for the one i did yesterday - next MS is tomorrow
Would like to achieve:
All rubbish thats strewn over the garden off to the tip or moved to side of house so its not looking like a real dumping ground :mad: Will mean alot of heavy work for me and a trip to the tip which i've never been to. And, trust me, i'm not the one who has been dumping huge pieces of wood, rubble and goodness know what! all over the place :mad: The thing is, i hate doing this as its cleaning up even more after OH but i cannot live with this mess or the damage its doing to my plants a moment longer!
When i can get to plants start weeding
Make a path in the garden
Weed at the front of the house
Re-house raspberries and blackberries - either in my garden or pass onto family member :think:
Free bingo - keep up with this daily.
Look at bank account see what PAD i can now realistically acieve :think:
Sort out and list 10 things on e-bay taking me to 10% of my target
Sort out things to take away for our little break
Freezer inventory - i may as well do this as i am going to empty everything out of the freezer and re-pack it. It is very full - couldn't help it picking up steak reduced all the way down to 80p!
Go for a walk and maybe get a coffee :coffee:
Continue on with projects
All clothes away into wardrobe
Start new knitting project
That'll do for now - first things first is i'll pop myself into the showerCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Urgh - getting the shower started took over 30minutes again :mad::mad::mad: and right now i have lots of pots to wash but its been so warm i can't face putting the heating on to get them done
Have been feeling achey and headachey so have achieved far less today than i'd hoped.
Still, did force myself to tackle the freezer: A very dull inventory to follow:
Meat:
1 x 350g Veal Mince
1 x 350g unknown mince
1kg organic minced beef
2 x 400g stewing steak
1 x 400g steak
1 x 100g kidneys
5 joints of beef
1 huge steak
2 smaller steaks
2 packs thin sliced steaks
2 individual portions of lamb shank
320g lamb leg steaks
1 pack pork loin steaks
1 pack cumberland sausage
1 pack spicy sausage
1 pack venison sausages
12 pack sausages
2 veg sausages
16 beef burgers
3 packs bacon
2 large pork chops
2 smaller pork chops
1 pack black pudding
10 2 packs chicken breast fillets
2 packs chicken thighs these will be used for slow cooked chicken recipe
1 pack turkey escalopes
Fish:
1 salmon fillets in watercress (for 2)
1 Salmon with garlic butter (for 2)
1 Haddock Mornay (for 2)
1 pack lemon and parsley mackeral fillets (for 2)
1 smoked mackeral fillets (for 2)
2 fish cakes
Odds and Ends:
4 cheese & onion rolls
1 packet mini corn on the cob
2 packs chopped frozen peppers *need to chop and freeze rest that i have in*
9 portions sprouts
packet carrot & turnip
1 pack falafel
2 6packs of yorkshire puds
Jus-Roll pastry: - Shortcrust Nov 2011
Shortcrust Dec 2011
Puff sheets Sep 2011
1 garlic bread stick
1 pack mini garlic naans
1 pack large garlic naans
2 individual packs naans
1 pack 2 ciabatta
5 bags party size (very small) chicken bites
2 rice
2 chicken currys
1 tub chicken curry for 2
1 chicken meal
16 pigs in blankets
2 tubs pasta sauce
1 tub salmon pate
1 plate cheese & onion pie
2 x cake nibbles
3 ice lolloes - though will be 2 very shortly
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Was quite exciting seeing reduced priced stickers on things still :rotfl::rotfl::rotfl: - most of this food i couldn't afford to get without the good reductions
Oh have done the MS's - again a bit out of my comfort zone and i didn't want to do them will feeling so _pale_ but again - these were ones where i could not really turn down the money so off i went - still its done now and all reports are up to date :T
Now that i've sorted out the freezer i'll print off what i've got in and see if i can find any recipes i can use them fornot until i feel a bit better though
Did go for a lovely walk but sadly didn't end up at the happy little cafe place - maybe i'd have felt better if i'd had something sooner - oh well !
For now its rest and then bed and hoping to feel more revived to complete some more of my tasks tomorrowCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
how big is your freezer lol you have loads heheheNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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lol abba1772 - freezer is just a standard size one at the bottom of my fridge - i would love one of those huge american style fridge freezers with a door each side - it wouldn't fit in this house though
maybe when we can eventually move that would be fab :T Everything was crammed into this freezer thats why i decided to empty it and repack it - so thought i might as well do the inventory - i am also taking up freezer space at my mums with 3 portions of fish (each portion is for 2 people) and 20 pies
:D So i need to use some of whats here in the freezer to create space to bring things from my mums
Crammed a tub of veggie curry in there yesterday too - i can't do any more batch cooking until what's in the freezer has reduced down a bit - the ciabbata is taking up quite a big space so i think i'll do that with steak slices , mushrooms and onions for sandwiches one day this weekFreeing up some space and then i'll see what ingredients i need for the summer chicken thing
I have never cooked stewing steak so am not sure what it is i can make with this at the mo.CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Would like to achieve:
All rubbish thats strewn over the garden off to the tip or moved to side of house so its not looking like a real dumping ground :mad: Will mean alot of heavy work for me and a trip to the tip which i've never been to. And, trust me, i'm not the one who has been dumping huge pieces of wood, rubble and goodness know what! all over the place :mad: The thing is, i hate doing this as its cleaning up even more after OH but i cannot live with this mess or the damage its doing to my plants a moment longer!
When i can get to plants start weeding
Make a path in the garden
Weed at the front of the house
Re-house raspberries and blackberries - either in my garden or pass onto family member :think:
Free bingo - keep up with this daily. Two days done so far
Look at bank account see what PAD i can now realistically acieve :think:
Sort out and list 10 things on e-bay taking me to 10% of my target
Sort out things to take away for our little break
[STRIKE]Freezer inventory - i may as well do this as i am going to empty everything out of the freezer and re-pack it. It is very full - couldn't help it picking up steak reduced all the way down to 80p![/STRIKE] :j Done!
[STRIKE]Go for a walk and maybe get a coffee [/STRIKE]:coffee: :jDone! except for the coffee
Continue on with projects
All clothes away into wardrobe
Start new knitting project
Complete all surveys in inbox startedCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
So some smaller projects that i can get started on before the big tip then garden project tomorrow - can't get to the tip today :cool:
Plans for today are thusly:
Check for any MS's later in the day
Complete todays MS and report
Read up on tomorrows MS's
List 10 items on e-bay
Put clothes into wardrobe
Put all tip stuff together
start on new knitting project
Get together my to do list and see whats to doCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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