A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Good luck with your ebay sales!

If the £12 dress is useful for 3 nights out you have planned, then it is a pretty frugal buy. If you bought the dress and didn't ever wear it, that would be a different story

DedicatedDFW

Hi jwil and many thanks for the input.

With the dress I will carry on debating it methinks :cool: I REALLY would like to keep it as I then have something nice to go out in. I'll see how the next few days go.

Yesterday was a NSD :j this was sadly balanced by todays spends:

£61.28 - on getting the car up and running - I know it could have been worse but it seems to have turned into a real money pit of late. Have to remember even if I do sell it in a few months it would never have sold for as much had it been without an MOT and not running...

£40.37 for food shopping - should have been done later in the week but it gave me something to do whilst car was fixed - I had got it going this morning and was then stranded :eek: Have got my receipt for Mr. M's offer though

DedicatedDFW

So things I will use this diary for: -

1, post daily where possible to help keep the focus. Even if posts aren't necessarily about money - thanks hypno for this, some really good advice on your thread

2, In the spirit of joining challenges, again to keep the focus, do a SEALED POT challenge. Will be digging out a jar and fixing paper lid later :T

3, To post about positive and cheery things too, sometimes everything seems doubly hard just because of the debt and I am sure I would have a different perspective if it weren't for the money i owe / don't have . So to put some happy news in too.

4, Keeping a track of funds and budgets naturally

5, TADA lists - because they help to show progress even on the tougher days

** off to find me some challenges **

DedicatedDFW

Ooh - did manage to make £20 at p/t work again today - again rounded down as I can't remember specifically the rate but any odd pounds an pence will be suitably sorted on arrival of my wages

InaPickle

Boo! :wave:

Hello Dedicated - how are you? Nice to virtually re-meet you.

Have to run to walk the dog, but will read the rest of your diary when I get back.

Take care in the meantime.

Pickle

DedicatedDFW

Hi InaPickle *waves* back

Yes was fab to meet you and the others last week Hope the dog walking was good and that it wasn't too slippery out - It is very icy here.

Well, I just had a shower - I know OH finds the times of my showers very unusual. It takes forever for my hair to dry though and this way I get some happy snooze time in the morning and whilst having the shower I remembered something else to add to my list

So here goes:

1, post daily where possible to help keep the focus. Even if posts aren't necessarily about money - thanks hypno for this, some really good advice on your thread

2, In the spirit of joining challenges, again to keep the focus, do a SEALED POT challenge. Will be digging out a jar and fixing paper lid later :T

3, To post about positive and cheery things too, sometimes everything seems doubly hard just because of the debt and I am sure I would have a different perspective if it weren't for the money i owe / don't have . So to put some happy news in too.

4, Keeping a track of funds and budgets naturally

5, TADA lists - because they help to show progress even on the tougher days

6, To keep a track of the work that needs doing on the house and shuffle this into some sort of priority

The reason I was reminded of this whilst having a shower was that the boiler is broken and currently has a temporary fix - it cannot be fully repaired and i have no funds for a new boiler The shower is also broken - setting is either boiling or freezing :eek: New bathroom was a priority when we moved in but as I was then made redundant I have never managed to get the funds to do this. Sadly, these are just a couple of the jobs that need to be done. BUT, these things will all get done in time

DedicatedDFW

Happily just got 2 MS's for this week :j

brizzledfw

Liking the lists..may nick that idea!;)

Well done on the MS jobs

Brizzle

jwil

Well done on the mystery shops.

I like the idea of a list of house jobs and putting them in some sort of order. I could really do with something like that.

DedicatedDFW

Hiya everyone,

Well i didn't get to post yesterday as OH took me out for the day :j

I did have to spend £20.40 though this contributed to petrol and food and drink. We had a lovely time though And at night the sky was really clear which meant we could see the stars and this was fab! :D

Have completed 1 MS today which I need to write up later and picked up an extra MS for tomorrow. I had wanted a quiet day tomorrow but I now have 3 MS's to get to so I will need to plan my route :cool:

Priority job on the house methinks is the guttering - just got to ring for a quote so will do that tomorrow after I have gone through my diary to see when I am around

A very small TADA list today, I have moved the pots :rotfl::rotfl:

Happy Friday All