A Budgeteers Quest to be Debt Free & Mortgage Free By 40

The_Dragon

I'll check in later to see how you got on then , today is a potter day here as well, too hot to do much else!

DedicatedDFW

Thanks Dragon!

I've popped in out of the heat for a minute - lovely warm day out there

Making small steps so all good there - just got to keep the momentum up! Will move a couple of bits before going back out to the garden

The_Dragon

Dr Dragon has done a few bits in the garden but seeing as we both burn at the drop of .... well .... anything! he has come back in

DedicatedDFW

Hi Dragon - i catch the sun very easily too - hope you are enjoying the long weekend

Well has been a lovely day - although my illness has been troubling me a bit but i refused to take myself off to bed on such a lovely day and have done some necessary housework - washing of pots, cleaning of worktops, washing etc. Thought i'd check how i'd done on my more cheery stuff though

E-bay box - check what there is and add to it where possible oops! Nothing added but will check the box next :cool:
[STRIKE]2 item move - basically everytime i go upstairs or into another room i need to move 2 items right out of the way and into their own place :T hoping for a much tidier house by the end of the day as long as i don't stay sat down all day [/STRIKE]:rotfl::rotfl::rotfl: i have been doing this but there is still plent to move will keep this up for the rest of today and into tomorrow too
[STRIKE]Ponder a list of free taster courses and see what i can attend - then put the details in my diary ready to call up Tuesday [/STRIKE]:j:j:jAll ready to ring up and book in :j
[STRIKE]Get all MS jobs inputted onto spreadsheet ready for tax return :cool: - have broken this down into smaller jobs - initially got all paperwork together, then put it in order so this should be the final stage and then it can all be stored away[/STRIKE] :T:T:T [STRIKE]- aim to get 3mths inputted today[/STRIKE] Done! And not just 3 months! But the whole 12months done and this years done too and a new filing system put in place :j:j:j
[STRIKE]Clean car - again [/STRIKE]:cool: Done! But will need more work still quite hard to clean the roof and i've probably given myself a bad neck in the process :rotfl::rotfl::rotfl:
[STRIKE]Do a bit of a chucking out session - 1 or 2 things lying around that i need to get rid of[/STRIKE] Done! :j:j:j But that i needed to push myself to throw out things that i knew really wanted to be binned
[STRIKE]A garden clear out - throw out some rubbish in there, clean up 1 or 2 bits i've identified for carboot[/STRIKE] Done! Once the bigger stuff goes to the tip it'll be soo much better
[STRIKE]Try for some time sitting in the sun with a pretty notebook - and a pencil and jot down some of the personal targets i have[/STRIKE] This is an ongoing project, i've split it down into monthly sections and started the first bit :j:j:j

Am mightily pleased with how much i have done Off to move a couple more things and check the e-bay box

The_Dragon

DedicatedDFW wrote: »

Hi Dragon - i catch the sun very easily too - hope you are enjoying the long weekend

Well has been a lovely day - although my illness has been troubling me a bit but i refused to take myself off to bed on such a lovely day and have done some necessary housework - washing of pots, cleaning of worktops, washing etc. Thought i'd check how i'd done on my more cheery stuff though

E-bay box - check what there is and add to it where possible oops! Nothing added but will check the box next :cool:
[STRIKE]2 item move - basically everytime i go upstairs or into another room i need to move 2 items right out of the way and into their own place :T hoping for a much tidier house by the end of the day as long as i don't stay sat down all day [/STRIKE]:rotfl::rotfl::rotfl: i have been doing this but there is still plent to move will keep this up for the rest of today and into tomorrow too
[STRIKE]Ponder a list of free taster courses and see what i can attend - then put the details in my diary ready to call up Tuesday [/STRIKE]:j:j:jAll ready to ring up and book in :j
[STRIKE]Get all MS jobs inputted onto spreadsheet ready for tax return :cool: - have broken this down into smaller jobs - initially got all paperwork together, then put it in order so this should be the final stage and then it can all be stored away[/STRIKE] :T:T:T [STRIKE]- aim to get 3mths inputted today[/STRIKE] Done! And not just 3 months! But the whole 12months done and this years done too and a new filing system put in place :j:j:j
[STRIKE]Clean car - again [/STRIKE]:cool: Done! But will need more work still quite hard to clean the roof and i've probably given myself a bad neck in the process :rotfl::rotfl::rotfl:
[STRIKE]Do a bit of a chucking out session - 1 or 2 things lying around that i need to get rid of[/STRIKE] Done! :j:j:j But that i needed to push myself to throw out things that i knew really wanted to be binned
[STRIKE]A garden clear out - throw out some rubbish in there, clean up 1 or 2 bits i've identified for carboot[/STRIKE] Done! Once the bigger stuff goes to the tip it'll be soo much better
[STRIKE]Try for some time sitting in the sun with a pretty notebook - and a pencil and jot down some of the personal targets i have[/STRIKE] This is an ongoing project, i've split it down into monthly sections and started the first bit :j:j:j

Am mightily pleased with how much i have done Off to move a couple more things and check the e-bay box

Yay! well done :j:j:j

hypno06

Looking good!!

DedicatedDFW

Thanks Dragon and Hypno - makes me feel less alone when i get words of support - if that makes sense? :D

Still lots going on here and am trying hard not to vent about it on here... ho hum...

So to more positive things:~

I got through all my list yesterday :j:j:j
Have continued the 2 item move thing today - but this time focused on one area at a time - so if i am moving 2 things out of the living room then they are both off the couch until that is clear and so on.

I have washed pots, cleaned kitchen worktops again :mad: washing done and dried and will move that as soon as i get off here.

Also made a scary phone call :eek::eek::eek: and have to call back again next week :eek::eek::eek:

Been out into garden and filled bin up with waste - unbelievable how much there is when its piled up rather than spread about Dug out a pot putting compost onto soil area which will do it plenty of good and moved empty pot ready for next year - managed to drop a spade on my foot - whilst wearing flip flops :eek: i know, i know but i was trying to catch the sun got stung pulling nasty nettles up :eek: and cut my arm :eek: Hopefully thats the 3 things out of the way as they say these things come in 3's... :rotfl::rotfl::rotfl:

Next 'independent' thing i'm going to have to do is 1, find out where the tip is 2, work out how to lift heavy objects by myself into car for trip to said tip 3, Hope i can unload the car myself when i get there :eek:

Hope everyone else is having a good day x

DedicatedDFW

Well i have had some lunch and decluttered a magazine which has slowed me down a little bit but still it is stuff out of the way :cool:

Made another necessary phone call so that is sorted although i'll now need to head to post office tomorrow to post something by special delivery.

Moved the washing and decluttered some more things and as i'm about to head upstairs for a sweater i predict a few more items being put away

Scanning done, free bingo done, surveys done - its funny how these things become such a part of our lives its almost easy to overlook these small steps which help towards debt freedom. unless thats just me? :rotfl:

Will try and remember to post about my overspend the other day but for now i'm far too chilly and really want to move some more stuff :T

DedicatedDFW

Confession Time: Spent way way over on shopping budget :eek::eek::eek: £26.49 at 1 place, £38.17 at another and £21.42 at another :eek::eek::eek: Lesson well and truly learnt although when i've gone through the receipts everything bought was at the best prices and on several thing i am predicting we will be stocked up over the next month at least.

DedicatedDFW

Hi All :wave:

Back to work today pah! So typically ended up having a bit of a lie-in whereas when i've not had to go to work over the last few days i've had a lovely deep sleep and woke up early - actually that is probably where the connection is - i don't sleep well at all on the nights before work :eek:

Want to keep the momentum up over this next few days even though i'm at work so plan when i get in tonight is:
1, wash up
2, Sort out 4 folders on shelf - there must be about 30 to get through :eek: need to sort out, put into some sort of order and then pop the other folders in there with them as these are currently sat in a pile in the living room
3, Clear make-up into drawer - should be space to put it in and lift it out when needed in the morning
4, Clear stuff off bedside cabinet - think its only about 1 letter that needs to be moved but still needs doing
5, Write letter for recorded delivery - figured post office would probably be too busy today
6, Declutter last magazine from landing :T
7, Declutter last items from sofa :j:j:j
8, Decide where ornament is going and shift it - need to get ladders out for this so not so straightforward :rotfl:

Okay will check in later - made call to chase up money from survey and hopefully will be getting that soon :j:j:j Also done some free bingo - rest to do later and got screened out of a survey