A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

October To Do List!

1, Pack bay of e parcels 14 done - 4 to go tomorrow - done and last pesky 1 to go today and then it'll be onto listings! Done! :j

2, Pay Mortgage Done !! :j And sig updated

3, Post bay of e parcels 14 done - 4 to go tomorrow and 1 pesky 1 Done! :j

4, After posting bay of e parcels work out profit for jwil £300 in october challenge £30.62 so far in postage £119 paid into bank = £88.38 with 4 items to post. I also left in paypal £50 fees for this month and last and had to refund an item that was 'covered in pen' it certainly wasn't when posted :mad::mad::mad:Done! £100 profit :j Now £120 Now £170

5, Run 5k 5 days a week 1 run this morning not 5k but its a start Next run tomorrow Run 5k once

6, Sunday FRIDAY complete tax return and POST!! Done !! :j

7, Schedule the couple of extra bits i have for the bay of e Done !! :j

8, complete product test read through info. and ready to get on with it on sunday. E-mailed - check response!!!!!

9, chase cashback grr! :mad: message sent and awaiting response and received response and still awaiting cashback Done! :j For now, if there's no money here by the end of this month i'll chase it again on next months list. Woohoo!! Payment requested! Done !! :j:j

10, pay compensation cheque into bank, transfer funds and count to jwil £300 total done! :j £120/£300 is running total to date Now £170 will be £195 after cashback

11, Start OU and complete at least 2 hours a day tues - fri and at least 4 hours over the weekend each week read through correspondence today - take the plunge tomorrow ! 14hours a week = week 1 8/14, week 2= /14hrs

12, Sort out i.e. order and pay for :eek: birthday gifts 2 items ordered 2 to go. Ok 1 item received now 2 to order - will try 1 tomorrow and then 1 next week!! 1 item ordered other item will be purchased from shop after payday So for October i cannot do anymore .

13, list book for sale Done! :j

14, Start NVQ and contact tutor contacted - now to start! Tuesday lunchtime = 1 full hour! 1 full hour Wednesday.

15, Pictures to be stored onto external drive Sunday *if* i have started my assignment for uni - i have read at least half of text level 2, i am up to week 3 on the course and i have done the accounts!

16, clear living room once and for all Move 5 items out of it and put away properly each day!

17, book MOT Done ! :j Booked in for after next payday

18, complete timetable started

19, Book boiler service in Done! Now it needs paying for. To do again ! Aaaarrrgggh! Done!! And paid for !! :j

20, Sort out date night Done !! :j

21, Chase Order Done! :j and now have expected delivery date. RING AND CONFIRM COLLECTION DATE!

22, Change gas & leccy supplier

23, read all of level 2 text for course

24, Swot up for MS Done !! :j

25, Complete and write up MS Done !! :j

26, Start going through cookery books (space is at rather a premium)

27, keep a time diary

28, pay cheque into account

DedicatedDFW

Hey Everyone,

Thank goodness its the weekend - had a horrid week in work which impacted on my sleeping I then got a migraine yesterday but of course had to just work through it

Then i've gotten up today and feel like i've got the start of flu

The good news is though that i did complete the wardrobe declutter :T There are a few bits that aren't in the wardrobe that need sorting out still so hope to get round to them today and thats all done and tidy then.

As i am such a butterfly though i started addressing some of the things in the spare room which resulted in clearing out 6 bags of stuff - a couple for rubbish a couple for bay of e / carboot and a couple just to give to other people. Was good to make such a big impact in a relatively short time too Also sorted out all my handbags.

Next things to sort out are:- scarves and hats and gloves,

Vanity bags where i stash all my toiletries.

Bedside cabinet - 3 drawers and top of cabinet

Underwear drawer and top of this set of drawers

Desk drawers x 2 in spare room + top of this

and window ledge

and 2 shelves

Landing

i also have to write 4500 words :eek: and submit my assignment this week - and have one more MS to do :eek:

So i am hoping to write approximately 500 words and then list some things on the bay of e as a bit of a break and alternate between the 2.

Hope its a good weekend for all x

Chocforever

Hope the assignment is going well. 4,500 words seems quite a lot to me - maybe that's why I took a science degree! I'm sure that once you are on a roll with it, it will be OK.

Pressing the word count button is a bit like refreshing the ebay selling page, isn't it ?

Have a nice weekend

slowlyfading

Good luck with the assignment and well done with all the sorting out! Have a good weekend x

DedicatedDFW

Next things to sort out are:- scarves and hats and gloves,

Vanity bags where i stash all my toiletries.

Bedside cabinet - 3 drawers and top of cabinet

Underwear drawer and top of this set of drawers

[STRIKE]Desk drawers x 2 in spare room + top of this [/STRIKE] Done!! :T

and window ledge

[STRIKE]and 2 shelves[/STRIKE] Done! :T

Landing

I am pleased with the progress i have made and have got about 800 words of the first draft done on the assignment. However i was very sick - knew i didn't feel right all day - so this has kinda stopped anything else from being done. I had got all my bay of e stuff done to go on so later i might just pop them on - i know its not FLW but would be happy just getting the start prices and occasionally i follow the lovely Jwils advice and list stuff when there isn't quite so much else going on which the FLW causes.

I had a super long time in bed only getting up this afternoon and that was after the clocks went back. Still feel a bit off colour so today is just an easy pottering about day. The window ledge in the spare room is niggling me though. It would take me about 10 minutes to clear it - as in take off the items which are on there and re-house them so that they are properly tidied away. And then that would be it - the whole room would have been done :T

So if i get the energy and feel i can stay upright long enough then i will do this

I also managed to get another bag of stuff together for the carbooty - it is just slightly worrying that my usual source for sales - my clothes, shoes and bags - have all been sorted out now and everything that was going to be listed already done :eek: i do need to have a big push before the end of the year if i am going to pay off the last of the money owed.

Hope everyone else is having a nice weekend x

DedicatedDFW

Oof posted as longish update yesterday that promptly disappeared.

Summary was: still poorly - contacting tutor today for extension on assignment - not going to beat myself up over this its been hard to do and alls i'm managing at the mo. is work and sleep.

Money update: - spent far too much this month but then several hundred pounds was spent that i had not budgeted fully for: - £200 gifts - will receive a bit back, £200 MS will be reimbursed and nearly £300 getting car towed in and fixed :mad: Dratted thing is due its MOT friday and it's better pass! positive vibes please.

All of this i couldn't have predicted but i have also been overspending on food shop and then spending again on lunches :eek: - this has to STOP!

So i have armed myself with a spending diary to jot everything down and help me keep track - i need to spend as little as possible in november BUT:-

I have MOT to pay for as mentioned above :eek:

2 birthdays - family do's and going out budgeting £150 for remaining gifts, drinks, taxi's and nice restaurants - really hope to come in under this budget but that remains to be seen

A part that has been on order for months is in store £50 spend.

Gig in another town quite a trek away so need to budget for travelling there and what with the time it'll take i think we'll have to eat there too - can't see my friends being happy about a packed lunch :rotfl::rotfl::rotfl: and still its a night out - will look for the cheapest item on the menu and stick to water

And all of this without even thinking about christmas *yelp*

Few bits sold on the bay of e +£5 for me few more bits ending today and the rest in a few days.

Gotta dash. Hope all are well and i hope to catch up with you all soon xx

brizzledfw

Hi good to drop in on your diary again DDFW...still love those lists of yours!

Have a great day and agree re the big push..we have just restarted some lists on A..but unfortunately only CDs have gone so far...not those academic books at $100 or so each!! OH also has a vintage game that I talked about on here months ago but we never listed so might try that.. He hates listing but has to be done IMO..

Laters

Brizzle

NewLeaf_2

gosh I love your lists. so Organised!

Chocforever

Hang in there. You have an awful lot on at the moment. I wouldn't beat yourself up about eating out or buying ready prepared food when your time and energy need to be spent on other things.

I have my fingers crossed that your car will sail through the MOT. I remember I used to dread the garage calling me in case it was to ask me to authorise them to spend a lot of money on repairs rather than to say the car was ready!

jwil

Hey DDFW, sorry to hear you are still not feeling right. Look after yourself first.

Got all my fingers and toes crossed for the MOT. Mine's due next month, so I feel your pain!