A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Hope you had a good weekend

slowlyfading

Hope you're doing okay

DedicatedDFW

Morning All! So lovely of you all to pop in on me

The first thing i need to find out is where the weekend went? I could not believe it was monday and back to glum work already

I am so sorry I did not manage to pop in this weekend - i did overall have a rather enjoyable weekend - but i don't think i achieved much and i don't think it was very MSE - maybe i should give myself a score out of 10 after doing the roundup of the weekends activities ?

So it started off with a 1 hour round trip and add to that chatting time helping my Mr - Going picking my Mr up and bringing him home. This could not be helped. I then continued with usual washing etc. food shop, posting last parcel, running an errand for a family member (30 mins). Getting home and making complaint to company as nothing has been done since i last compained (20mins) :mad: Waiting for someone to come out for the service and then finding out they weren't coming - again couldn't be helped but not great that i only found this out 10minutes before their last stipulated arrival time so would have spent the 40minutes in between getting back from shopping moving said shopping and washing pots doing something more productive than tidying (as in shoving it all out of the way tidying as there wasn't time to do more) And then dropping my Mr off at the 1 hour round trip place before coming home and starting tea. I am now beginning to see how alot of my time does go on other people and maybe need a bit of time analysis :cool:

Saturday i took myself off to the first carboot of the weekend - i bought myself a book but bought my Mr something, my mum something, my sister something and my niece and nephew something :eek: this is how i was not very mse but they were things that were appreciated so that is good. I ran 3 miles :T i read for a bit and then headed out for what should have been 2hours - and got home the next day - Ooops! :rotfl::rotfl::rotfl: Was a great social occasion and i had lots of fun and lots of laughs so that is all good

Sunday arrived and at a very early hour i was at my second carbooty of the weekend. I got myself an outfit for work - which i mentioned i need a few weeks ago - it is definitely more office smart than i usually am so that is good and a good price and in great condition too I also got a couple of other bits i had wanted for a while which is great so i was pleased with that and as i'd only got a few bits i didn't spend much either. When i got home i was a fairly tired soul so decided to have a wee rest before tackling the accounts :eek: and ebay :eek: and all the other things i should have done and then i got a 2 minute warning about an unexpected visit from family cue biggest rush again throwing everything out of the living room into any old hidey hole :eek: - i didn't need to run after this i must have scootled up and down the stairs about 20 times. Anywho's they stayed the whole afternoon. It was lovely to see them but when they left it was time to prepare tea and try and re-discover the bed after i had turned it into a clothes/paperwork/craftimg avalanche! :eek: So sat down to tea at 7pm with no accounts done, a very small amount of study achieved and lots of other things on my to do list! :eek::eek::eek:

*Gulp!*


Whilst tea was on i quickly relisted all bay of e stuff but did not get any new listings on so i am a bit disappointed about this and need to organise this sort of thing better really.

The accounts are now hugely hugely urgent and i am off work on friday and will be trying to get all of this finished off then and POSTED!

I have discovered that my course seems to require alot more than 14hours a week as there is alot of stuff to do that they don't put down a timescale for but which is nevertheless time consuming. i have also discovered that the course makes extensive reference to a different course (and the coursebook) which i have not studied :eek: So have spent the best part of 3hours studying this today. To be honest the course i am doing is a higher level of the earlier course so anything i study will definitely help - although it would have helped if i'd actually done the course too!

I picked up a big outlay MS again :eek: So that will need to be swotted up for and done this week and I have had one of those letters about the rising cost of fuel so i'll need to put that onto my ever growing to do list.

Priorities are paying bills, studying a bit each day, and recognising i am making small progress in lots of things - other items will become urgent as the due or 'to do' date approaches such as the accounts. I'll try and get on here a bit more this week but if you see me here on friday HOLLER at me about the accounts!! I have also just remembered i have agreed to help a family member on friday who has had a tough time of things of late and again the day cannot be re-arranged - i'll work super-hard and hope that the 4 hours i dedicate to them will be enough to get everything done. And i'll try to remember to have patience when i turn up and they have done nothing in preparation and in fact have toddled off to their friends for a bit so aren't even in when i arrive *and breathe*

jwil - i'll try and PM you again this week and i'll pop into peoples diaries over the next few days.

InaPickle

*Inhales and exhaled deeply* And breathe...;)

Glad you had fun!

DedicatedDFW

October To Do List!

1, Pack bay of e parcels 14 done - 4 to go tomorrow - done and last pesky 1 to go today and then it'll be onto listings! Done! :j

2, Pay Mortgage Done !! :j And sig updated

3, Post bay of e parcels 14 done - 4 to go tomorrow and 1 pesky 1 Done! :j



4, After posting bay of e parcels work out profit for jwil £300 in october challenge £30.62 so far in postage £119 paid into bank = £88.38 with 4 items to post. I also left in paypal £50 fees for this month and last and had to refund an item that was 'covered in pen' it certainly wasn't when posted :mad::mad::mad:Done! £100 profit :j Now £120

5, Run 5k 5 days a week 1 run this morning not 5k but its a start Next run tomorrow Run 5k once

6, [STRIKE]Sunday[/STRIKE] FRIDAY complete tax return and POST!!

7, Schedule the couple of extra bits i have for the bay of e This weekend!

8, complete product test read through info. and ready to get on with it on sunday. E-mailed - check response!!!!!

9, chase cashback grr! :mad: message sent and awaiting response and received response and still awaiting cashback Done! :j For now, if there's no money here by the end of this month i'll chase it again on next months list

10, pay compensation cheque into bank, transfer funds and count to jwil £300 total done! :j £120/£300 is running total to date

11, Start OU and complete at least 2 hours a day tues - fri and at least 4 hours over the weekend each week read through correspondence today - take the plunge tomorrow ! 14hours a week = week 1 8/14, week 2= /14hrs

12, Sort out i.e. order and pay for :eek: birthday gifts 2 items ordered 2 to go. Ok 1 item received now 2 to order - will try 1 tomorrow and then 1 next week!!




13, list book for sale Done! :j

14, Start NVQ and contact tutor contacted - now to start! Tuesday lunchtime = 1 full hour!

15, Pictures to be stored onto external drive Sunday *if* i have started my assignment for uni - i have read at least half of text level 2, i am up to week 3 on the course and i have done the accounts!

16, clear living room once and for all Move 5 items out of it and put away properly each day!

17, book MOT Done ! :j Booked in for after next payday

18, complete timetable started

19, Book boiler service in Done! Now it needs paying for. To do again ! Aaaarrrgggh!

20, Sort out date night

21, Chase Order Done! :j and now have expected delivery date

22, Change gas & leccy supplier

23, read all of level 2 text for course

24, Swot up for MS

25, Complete and write up MS

26, Start going through cookery books (space is at rather a premium)

27, keep a time diary

28, pay cheque into account

DedicatedDFW

InaPickle wrote: »

*Inhales and exhaled deeply* And breathe...;)

Glad you had fun!

Thanks Pickle! Although its probably contributing a bit to my tiredness now!

How are you did you have a good weekend?

And have you heard from flying fresian at all ? i miss her posts x

jwil

Glad you had a good weekend

slowlyfading

Wow, what a busy weekend! And yay to all of these :j :j on your list

DedicatedDFW

Haha :rotfl::rotfl::rotfl: how long was my post yesterday ?! Oops never mind all done now.

Have just ordered 1 gift and paid for it and 1 more to go - worried i may go over budget now depending on how much the meal out costs and stupidly, the way things are working out i may have to pay for 2 meals out :eek: as i had arranged for a meal so that was all good but now a load of other people have asked us out with them too I really should have listed stuff on the bay of e

InaPickle

DedicatedDFW wrote: »

Thanks Pickle! Although its probably contributing a bit to my tiredness now!

How are you did you have a good weekend?

And have you heard from flying fresian at all ? i miss her posts x

In which case, have an early night tonight...Dedicate(d) some time to sleep!

And no, I haven't heard from our favouritest bovine buddy...we shall have to knock on the door to her cowshed and tell her to start that new diary she keeps going on about...;)