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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Hi Dedicated :wave:

    Sorry I've been so rubbish catching up..will be back soon for a full chat! :D

    Byeee for now! :wave:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 9 October 2012 at 8:22AM
    October To Do List!
    1, Pack bay of e parcels
    2, Pay Mortgage
    3, Post bay of e parcels
    4, After posting bay of e parcels work out profit for jwil £300 in october challenge
    5, Run 5k 5 days a week
    6, Sunday complete tax return and POST!!
    7, Scedule the couple of extra bits i have for the bay of e
    8, complete product test
    9, chase cashback grr! :mad:
    10, pay compensation cheque into bank, transfer funds and count to jwil £300 total
    11, Start OU and complete at least 2 hours a day thurs - fri and at least 4 hours over the weekend each week
    12, Sort out i.e. order and pay for :eek: birthday gifts
    13, list book for sale
    14, Start NVQ and contact tutor
    15, Pictures to be stored onto external drive
    16, clear living room once and for all :o
    17, book MOT
    18, complete timetable
    19, Book boiler service in
    20,
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    *Falls in a heap in the corner*

    Again, I'm exhausted reading it all.

    And Dedicated, you are CERTIFIABLE doing OU and and NVQ. Seriously. (For Christmas I am booking you an appointment with a head doctor!)

    Love your ambition, though! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Phew!

    Ola people :D I am back but not unpacked yet :o I had such a big to do list running around in my head that i had to jot some things down so i'd know where i was up to! I think i've missed a few bits but can add them later ;)

    Had an absolutely amazing holibobs :) Time out from everything though has been really good for me and i am ready to start my new routine :D

    I hope everyone is well i've not had chance to catch up on everything as yet.

    See you all soon x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Glad you had a good holiday :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woo you're back :T :T Glad you had a good holiday!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 9 October 2012 at 11:23PM
    October To Do List!

    1, Pack bay of e parcels 14 done - 4 to go tomorrow

    2, Pay Mortgage Done !! :j And sig updated :D

    3, Post bay of e parcels 14 done - 4 to go tomorrow


    4, After posting bay of e parcels work out profit for jwil £300 in october challenge £30.62 so far in postage £119 paid into bank = £88.38 with 4 items to post. I also left in paypal £50 fees for this month and last and had to refund an item that was 'covered in pen' it certainly wasn't when posted :mad::mad::mad:
    5, Run 5k 5 days a week 1 run this morning not 5k but its a start ;)

    6, Sunday complete tax return and POST!!

    7, Schedule the couple of extra bits i have for the bay of e

    8, complete product test read through info. and ready to get on with it on sunday

    9, chase cashback grr! :mad: message sent and awaiting response

    10, pay compensation cheque into bank, transfer funds and count to jwil £300 total done! £90/£300 is running total

    11, Start OU and complete at least 2 hours a day tues - fri and at least 4 hours over the weekend each week read through correspondence today - take the plunge tomorrow

    12, Sort out i.e. order and pay for :eek: birthday gifts

    13, list book for sale Done! :j

    14, Start NVQ and contact tutor contacted - now to start! Tomorrow

    15, Pictures to be stored onto external drive

    16, clear living room once and for all :o

    17, book MOT

    18, complete timetable started

    19, Book boiler service in Done! Now it needs paying for

    20, Sort out date night

    21, Chase Order Done and now have expected delivery date
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Will catch up with you lovely lot later :D Just had to pop down where i was up to with everything so i don't lose track :cool:

    Do hope you are all well - jwil i'll 'stop by' later to see how far behind i am on the £300 challenge - remaining parcels should be about £8 with the use of a couple of stamps so that'll be £80 profit and then the £10 compo money :T so not too shabby a start.

    I'm hoping to get to a couple of carboots this weekend and we have been invited to a few parties over the coming months one of which is this weekend. They will be good fun to go but all will cost money *gulp* as they are meals out, rooms hired type parties. Maybe i should just step away from the cocktails ? :rotfl::rotfl::rotfl:

    Tried to sort out gifts this morning but will have to do it another time.

    Managed to get screened out of all but 1 survey - typical.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Maybe i should just step away from the cocktails ? :rotfl::rotfl::rotfl:

    Never! :D *Licks lips*

    Enjoy the parties while you can...you have suffered for long enough!

    I'm glad your holiday went well, too. Good things come to those who wait, and by now you must be quite the expert in deferred gratification! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    InaPickle wrote: »
    Never! :D *Licks lips*

    Enjoy the parties while you can...you have suffered for long enough!

    I'm glad your holiday went well, too. Good things come to those who wait, and by now you must be quite the expert in deferred gratification! :D

    :rotfl::rotfl::rotfl: Pickle! I know i lurve cocktails and i do go out so rarely that i like to have a nice time and drink and eat what i want when i do now rather than just ordering the cheapest item and drinking water all night :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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