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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your sales :T It all counts towards October :)

    I couldn't post a link yesterday as I was in the office, but I had a dig around. You need to click on the number which tells you how many bids there are and there's the links to find out how to cancel there.

    Here is the cancel page (hope it works) http://offer.ebay.co.uk/ws/eBayISAPI.dll?CancelBidShow

    'Buyer is a [EMAIL="tw@t'"]!!!!!!'[/EMAIL] probably not the best reason :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »

    'Buyer is a !!!!!!' probably not the best reason :rotfl:

    :rotfl::rotfl::rotfl:

    Thanks for this jwil but i already looked to cancel it this way and i don't have that option ? - will just have to leave it now i think especially as i've spent enough time faffing about on this now :(
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Raise £300 extra in October Challenge ! :D

    Funds i am expecting to be able to use towards this are:

    £10 - compensation cheque :)

    £7 - amaz*nia (think this is what it'll be ?)

    £5 GM book sales

    ** Must put in claim at PO for damaged posted item see if i can ger anything back there

    Ooh - Target to cut down on food shop saving £20

    Best get cracking on the bay of e then :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good luck with your plan - I'm sure you can do it :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Morning World

    i have been up since daft-o-clock and awake for alot longer - hopefully by getting up at a proper time as it were i'll be nice and tired by bed time thus being able to sleep through tonight - this is the plan anyways.

    And i had such alot to do! So far moved 1 lot of dry clothes, 1 lot of washing done and in dryer, 2nd lot of washing on, 3rd lots of washing gathered together and waiting in the wings ;) 1 lot of pots washed , bedding stripped, all rooms dusted, all rooms vacuumed. Parcels packed ready to post, a few bits moved and 2nd cuppa made :coffee:

    Decided to do a challenge post so i've an idea where the bits of money are coming in from for next month - and how much extra i'll have to raise :eek: - it will all help though i am pretty sick of this debt now as its not moved all month!

    I have a couple of bids on the bay of e but i also have a large outstanding amount with them from last month :mad: i know i know, fees are something i know about but still incredibly Grrsome! - i'd need to sell more than whats selling right now just to cover that and then start getting the extra in for next months challenge. I've already identified a couple of bits that are possibly going to be listed so that will help too :)

    Money money money... or the lack of it...

    In money news we are now approaching the last 3 months of the year during which time there will be 4 birthdays, halloween and xmas which will all cost me money. Then there is the one off bill of the MOT :( ( really *fingers crossed* this comes in under the budget i've set). I've set a budget for xmas in terms of gifts for people but i have no budget for any socialising - hopefully we will not go out and socialising will be done at home / other peoples houses but this remains to be seen.
    So these are all things i need to keep in mind.

    I've also got to address my work wardrobe :o i've probably mentioned this alot before but then never done anything about it :o I need ankle boots for work, 2 pairs of trousers, 1 skirt and 1 dress and suitable blouses and cardigans to go with the skirt and trousers. Having had no money to spend and when i want something new not wanting to spend it on work clothes i tend to get things that are for an evening or more casual. I only need 4 smart outfits for work as the other day is a casual dress day. The problem is my 4 smart outfits right now are leggings and baggy tops :eek: which aren't really acceptable as work wear :o they aren't smart / formal and to be honest i don't feel good in these things either. So i maybe need to add 1 or 2 bits each month to spread the cost out until i have these outfits sorted. At the moment though there isn't any extra budget for this :o so i'll see if i can snag a bay of e bargain or nip to le carbooty and see if anything suitable is there too.

    Hope everyone is well x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    ooo so organised DDFW. :D I am on with my spreadsheet of targets for October too. Its great to have the motivation to do it. Pesky car bill needs sorting so that I can get back to overpaying my loan.!
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Thanks guys - i was just jotting it down as i have so much 'stuff' in my head it helps to ger it on 'paper' as it were sometimes x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Morning World! Bleurgh! I didn't sleep well at all last night due to having the beginnings of a terrible cold - for which i blame the person who coughed all over me without covering their mouth (Yuck!!)

    Will sort a couple of things out and then think of having some breakfast - still not able to eat anything as soon as i get up :o

    The item that the person bid on 'accidentally' :mad: has another bid on it now so that is good :) I've also had a couple of bids on other items so am pleased with that too - really hope i get more bids on other things as well - bearing in mind the first £32 i'm going to use to cover last months bay of e fees :o and then there will be pp fees as well.

    I still have 4 NPBs outstanding :mad:

    I've redeemed an amaz*n voucher which is good - i knew i'd be doing that this week and that is being put towards a birthday gift so am nearly at the halfway mark on vouchers for that.

    I've also put a bid on a book on the bay of e - again for a birthday gift - hope i win it :)

    Received a gift card the other day which i used to treat myself and am working towards another gift voucher.

    Right pots to wash at some point but first a bag to sort out and then maybe some brekkie - hope everyone is good - i'll catch up with you all in a bit x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get some good sales!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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