A Budgeteers Quest to be Debt Free & Mortgage Free By 40

jwil

Sounds like you've had a good relaxing weekend, yay!

DedicatedDFW

Hi all

Its not been the best start to the day - i was up ill much of last night - its probably me subconsciously stressing out over work today I was still up at nearly 4am so i ended up getting up much later than i intended to

I have also just been paid for the expensive MS's that i did - unfortunately i've not been paid as much as i thought i would be I have counted this money towards reducing my overdraft though but its not taken off another % - still a ways to go before i hit that one I think that'll be me stuck on 92% for this month. I'm not expecting any more money on from anywhere and although i've had a couple of bids on the bay of e stuff that won't come through in enough time for this month.

I also got screened out of 5 different surveys today! At least thats all 3 things out of the way now then

I managed to get 19 newly listed items on the bay of e this week but when i tried to re-list all my unsold items it blocked 3 of them they are ones where you can only list so many items a month. A bit frustrating considering these 3 had a fair bit of interest last time they were listed. Oh well.

i didn't get the chance to start my next knotting project this weekend either i got it all ready yesterday when my mr suggested a walk - after we got back from this (about 2hours +) we settled down to watch a couple of films - at this time i'd have been too tired anyway to start focusing on setting up something new to do.

Hoping for some good sales on the bay of e - next months debt money is being used for holiday spends and i don't think there'll be anything left over after that - i do have to pay both insurance and car tax next month as well though - car tax = full 12 months otherwise it'll be due at the same time as car insurance :eek: and the insurance i've been paying monthly whilst in debt to try and make things easier and now i want to pay it in one go - both to save on the interest and on the monthly payment so it'll feel like i have more spare money each month.

Hope everyone has a good day today x

slowlyfading

Sounds like you had a good weekend I hope the things sell on ebay this time - it's so annoying wen they don't! Have a good day

jwil

Hope you are feeling better today

DedicatedDFW

Hi,

Thanks slowlyfading - its just annoying when there are lots of watchers and then not 1 bid :rotfl:

jwil - ta hon - think i have some lingering bug or something Keep thinking i'm feeling better and then bleurgh! Oh well!

DedicatedDFW

So with the debt not moving at all its time to go back to basics

I've listed a couple of books for sale so thats a little something sorted out.

As i've been eating (mainly) out of 1 drawer in the freezer i've just done an inventory of that drawer - Got the meat in there for at least 10 meals along with bits of things to go towards other meals (veggies n stuff) the drawer is still full though :eek: But at least i know whats in there and can open and close the drawer without too much of a battle

Now that i know whats in there though the plan is to leave it alone :eek: And start using stuff in the next drawer. Had a bit of a peak around in it and i know there's a hunk of meat in there that needs to be cooked for sarnies and will free up a decent amount of space and also quite a few soups tucked in there as well - Be a good idea clearing this drawer as its not full of meal stuff as such but things like the soups (starter or for lunch) the hunk of meat for the sarnies and some frozen brie - didn't want to throw it out but no idea of a recipe i can use this in

So by knowing what i've got in and when i can use this i can meal plan i don't expect this will make a vast amount of difference to the shopping bill - i haven't been wasting money on the food shop - mainly buying essentials and stocking up on my less than half price hair stuff :cool:

Weather has been very wet here so am thinking of not going to the carbooty this week - need to save a bit of my frittering money and use this for travel expenses Couple of things i didn't account for in my sig were : - interest was added :mad: i counted the full amount of money being transferred for bay of e sales - without thinking to do the adjustment for the postage costs - oops! So, i'm trying to make sure i at least hit next payday with this current amount in tact!

I'm also trying to find the time this week to do the clear out of stuff in order to list more items on the bay of e - in my better months of sales i had more stuff listed so volume of stuff helps (as of course do the items ).

Rightio, off to bed now, just had a horrid wrap for my supper - shop bought and an annoying waste of my precious pennies.

Tomorrow i *may* do the inventory for the next drawer in the freezer so i can sort out meals for the week and therefore the shopping list - i know its just a non-stop party here :rotfl::rotfl::rotfl:

DedicatedDFW

Morning World!

I have checked the bank - i do pretty much do this every day - although lately i keep being disappointed that no money seems to be being paid in - i'm not expecting any mind - guess i'm just hopeful :rotfl::rotfl::rotfl:

At some point i need to declare my totaon the POAMYC challenge but as i keep being hopeful of reducing the debt a bit further i have been putting this off

Ok, So the next job was the exciting inventory of drawer 2 in the freezer - i did lift out some soup yesterday so that i have something light for supper if i want it - best lift the drawer out and get on with it now - food shopping tomorrow so need to get a list at the ready

DedicatedDFW

Actually did the next 2 drawers resulting in 19 meals (was 20 but i lifted 1 out ready) and also an assortments of frozen fruit, garlic, yorkshire puds, pies for lunches, bacon and sausages for breakfast and sandwich stuff.

With 1 drawer (and 1 small one) to go i feel that there may well be enough in there to see us through to next year what with all the meal stuff we have that isn't in the freezer Only thing is we are severely lacking in joints of meat for a sunday roast But still have no space for this anyways :rotfl::rotfl::rotfl:

Ok then, next job will be sorting some new items out for the bay of e - hoping this is after work tonight, if not it'll have to be tomorrow :cool:

LAM2011

DedicatedDFW wrote: »

Morning World!

I have checked the bank - i do pretty much do this every day - although lately i keep being disappointed that no money seems to be being paid in - i'm not expecting any mind - guess i'm just hopeful :rotfl::rotfl::rotfl:

LOL - sounds just like me :rotfl:

You are so organised. And a have a very full freezer :rotfl: I too am trying to eat out the freezer - OH mum buys us loads of random stuff and he doesnt like to say no but half the time there is not enough to make a family meal so sometimes we eat different things

I am having my supper with my DS tonight and have been told he is making me healthy chicken wraps

I joined the weight loss challenge on OS board as I needed some motivation to shift some weight. Going away with DS in 2.5 weeks time. Cant wait.

slowlyfading

Great news on the freezer and all the food! That should definitely ease your grocery spends for a while