A Budgeteers Quest to be Debt Free & Mortgage Free By 40

ebayqueen_2

Hi ddfw

Delighted your savings have arrived. This will take a lot of pressure of you. Don't annoy yourself about the ebayers. I would advise you similar to Jwil and if you do refund them when there is no money in your Paypal account it takes a few days for it to come out of your current account.

Sometimes I get down when I there are transactions like this but it all works itself out eventually.

Feeling very very very tired this weekend. Have been so busy with family and ebay. Exhausted is the word to describe me. 'Kids' I use that word loosely as they are bigger than me and 2 can vote for goodness sake, have been hard work this week with exam results etc. So alot of tlc and chat needed up until results issued on Thursday. All went well for them so that is a relief but very draining. Not easy being a parent sometimes and I pity those parents who have problems with their kids. It must be heartbreaking and makes me thankful for the great young people we have.

Today been out to pray and am resting for a while ... on laptop:):)....then cooking for 7 this evening, us 5 plus 2 elderly family members.

Took the plunge and ordered new laptop from Curry's as this one is so very very slow that most days I feel like kicking it. It crashes often and its driving me nuts. Will sell it and list all its faults on ebay next week when I get it wiped of anything remotely personal.

Lots of parcels to post tomorrow and will not be going into nearest larger town again until Thursday ... that's the plan

Hope and pray that I get some energy to do what I have to do today.

Take care DDFW and keep going. Look how far you have come and what you have acheived. You are an inspiration :)

jwil

Chocforever wrote: »

Hello, lurker has come out, provoked by the audacity of this ebayer. It is an auction. Once a bid is made, it is binding. Ebay say that there are only exceptional (and named) circumstances when this is not the case and, basically, it is up to the buyer to prove they meet the criteria. I would, at the very least, make them do some work to prove their case even if you end up subsequently cancelling it due to the hassle factor.

I like reading your diary because you are so inspiring, consistently working very hard. I will disappear back into lurkdom for now!

Woo, well said chocforever :T :T :T :T

jwil

ebayqueen wrote: »

Hi ddfw

Delighted your savings have arrived. This will take a lot of pressure of you. Don't annoy yourself about the ebayers. I would advise you similar to Jwil and if you do refund them when there is no money in your Paypal account it takes a few days for it to come out of your current account.

Sometimes I get down when I there are transactions like this but it all works itself out eventually.

Feeling very very very tired this weekend. Have been so busy with family and ebay. Exhausted is the word to describe me. 'Kids' I use that word loosely as they are bigger than me and 2 can vote for goodness sake, have been hard work this week with exam results etc. So alot of tlc and chat needed up until results issued on Thursday. All went well for them so that is a relief but very draining. Not easy being a parent sometimes and I pity those parents who have problems with their kids. It must be heartbreaking and makes me thankful for the great young people we have.

Today been out to pray and am resting for a while ... on laptop:):)....then cooking for 7 this evening, us 5 plus 2 elderly family members.

Took the plunge and ordered new laptop from Curry's as this one is so very very slow that most days I feel like kicking it. It crashes often and its driving me nuts. Will sell it and list all its faults on ebay next week when I get it wiped of anything remotely personal.

Lots of parcels to post tomorrow and will not be going into nearest larger town again until Thursday ... that's the plan

Hope and pray that I get some energy to do what I have to do today.

Take care DDFW and keep going. Look how far you have come and what you have acheived. You are an inspiration :)

Hope you feel better soon ebayqueen x

DedicatedDFW

Chocforever wrote: »

Hello, lurker has come out, provoked by the audacity of this ebayer. It is an auction. Once a bid is made, it is binding. Ebay say that there are only exceptional (and named) circumstances when this is not the case and, basically, it is up to the buyer to prove they meet the criteria. I would, at the very least, make them do some work to prove their case even if you end up subsequently cancelling it due to the hassle factor.

I like reading your diary because you are so inspiring, consistently working very hard. I will disappear back into lurkdom for now!

Hi chocforever :wave: I really like your username

Many thanks for the support and advice on this I think when i got the 3 messages yesterday - and they'd all been sent about the same time so opening them one after the other i was very and :mad:

I have sent all messages back now and just awaiting responses - it will be very spooky if i get 3 replies at the same time again :eek:

Thanks for saying i'm inspiring though i just see myself as plodding on :cool:

Anytime you want to pop on and say hi feel free

DedicatedDFW

ebayqueen wrote: »

Hi ddfw

Delighted your savings have arrived. This will take a lot of pressure of you. Don't annoy yourself about the ebayers. I would advise you similar to Jwil and if you do refund them when there is no money in your Paypal account it takes a few days for it to come out of your current account.

Sometimes I get down when I there are transactions like this but it all works itself out eventually.

Feeling very very very tired this weekend. Have been so busy with family and ebay. Exhausted is the word to describe me. 'Kids' I use that word loosely as they are bigger than me and 2 can vote for goodness sake, have been hard work this week with exam results etc. So alot of tlc and chat needed up until results issued on Thursday. All went well for them so that is a relief but very draining. Not easy being a parent sometimes and I pity those parents who have problems with their kids. It must be heartbreaking and makes me thankful for the great young people we have.

Today been out to pray and am resting for a while ... on laptop:):)....then cooking for 7 this evening, us 5 plus 2 elderly family members.

Took the plunge and ordered new laptop from Curry's as this one is so very very slow that most days I feel like kicking it. It crashes often and its driving me nuts. Will sell it and list all its faults on ebay next week when I get it wiped of anything remotely personal.

Lots of parcels to post tomorrow and will not be going into nearest larger town again until Thursday ... that's the plan

Hope and pray that I get some energy to do what I have to do today.

Take care DDFW and keep going. Look how far you have come and what you have acheived. You are an inspiration :)

Hi ebayqueen

Oh exam time and results are always so difficult - lovely you are so supportive though i do understand how draining it can be with the worry and support you are giving - hope you get a good rest after today and get your energy back. Well done to your children on their results too :T:T:T You must be very proud and i am pleased for you too Your children always sound lovely when you mention them and a real credit to you

It will be nice having all family around for a meal - hopefully you can relax a bit after that and task someone else with the pot washing duties

Its great that you have sold some more things on the bay of e :T I currently have watchers only so we will see how these things go - they are only 99p items after all I have replied to all my messages now - actually did yesterday and not a single response as yet.

Very exciting news on the new laptop :j:j:j - it will make the things you do on the comp so much quicker now as you say

Yes the savings were a real shock coming through like that - as you say a big help but its not sunk in as yet - and i've still a ways to go - pushing myself to clear the debt before my birthday - and then i can start on the mortgage which is on high interest but i can't change it until i either earn more or own more equity.

Sending some energetic vibes your way x

DedicatedDFW

jwil - thank you as ever for your support

DedicatedDFW

So since yesterday a couple of people have paid for their items which is good

Today i had set aside my 'spends' money for another carbooty - i was very tired and unsure whether it would be worth making the effort to go. This was a different one to last week and there were more stalls there - maybe 12? Anyways i got quite a good haul which i now need to sort out and make some decisions on

Got a big bag of wool - 11 balls for £2 :T already put in my wool basket

A big bag of ribbons and laces £1 :T already put in my materials crafty bag

A box of swarovski crystals £4 :T These are perfect for embellishing clothes or belts / jewellery - but i now need to decide if i should keep them as i won't use them for a while or if i should sell them? Any suggestions welcome

A pair of brand new in box pair of shoes from one of my favourite shops but i can't ever afford the shoes - ok prices range *i think* from £55 - £90 and these were £5 :T And they are gorgeous But should i keep them? Am i being frivolous with money that could go towards debt?

A new to me dress for £2.50 already cleaned ironed and put away but again is it frivolous?

These were all the main interesting bargains i have a few other bits too

So i spent £15 almost exactly but i am not used to spending on me now that i am umming and ahhing about a few of the items as noted. I know the spends is there so i have control over what i do buy as a treat as it comes out of the spends purse. Rather than spending money without keeping track of what i've already spent as a treat and as a result spending way over what i can afford. Any input welcome

Hope everyone is having a good weekend.

jwil

Well done on your purchases :T If you want to keep them, then do so! That's what treat money is for after all

Or you could of course wear them once and then sell them to fund the next outfit, and then become a person who never wears the same outfit twice

DedicatedDFW

Target 1 Start Balance 10/03/12 £2535

10, £2535 - 700 = 1835
11, £1835 - 4.80 = 1830.20
12, £1830.20 - 12.51 = 1817.69
13, £1817.69 -
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DedicatedDFW

jwil wrote: »

Well done on your purchases :T If you want to keep them, then do so! That's what treat money is for after all

Or you could of course wear them once and then sell them to fund the next outfit, and then become a person who never wears the same outfit twice

jwil i love your way of thinking