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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks for the input guys :)

    hmm... i've just checked my messages - the item sold over 1 week ago and after that i had a message saying the payment would be posted. I'll see if any post comes today and then start the non-payment thing because i would assume even if it was posted this monday it should be here by now.

    I've also seen on another thread that this weekend will be FLW :D so i'll try and remember all the bits i want to pop on and do them on satday :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 15 March 2012 at 4:16PM
    Hi

    Ooh another free listing weekend. That could be handy. Have to say am finding the listing much easier than I thought would be.. so may try and find some stuff to list..although have to say that am not sure any will go..but nothing ventured nothing gained I guess! Hope you feel brighter soon
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    brizzledfw wrote: »
    Hi

    Ooh another free listing weekend. That could be handy. Have to say am finding the listing much easier than I thought would be.. so may try and find some stuff to list..although have to say that am not sure any will go..but nothing ventured nothing gained I guess! Hope you feel brighter soon

    Thanks brizzle :)

    Good luck with the sales too :D

    I feel rotten at the mo. so may drag myself off to the shower in a mo. in the hopes that will perk me up some :o

    Also discovered today that food shopping whilst feeling rotten is not a great idea - spent way over budget :o Its not too bad if i think that i've pretty much been under budget all year and also that i got lots of excellent deals. Plus the fact i had dearer stuff to buy this week too - alcohol, coffee, tin foil. :o Still i'd have saved some if i hadn't stashed a nice little cake into my trolley - and some chocs :whistle: Definitely comfort food but why i bought it when i;m struggling to eat anything is beyond me - oh no wait i know what it will have been me seeing cake and thinking 'oh cake that'll be nice :D' and now i'm just _pale_ and can't face it :( Oh well - its got a long-ish date on it so it will still be there when i'm feeling better :o

    Right shower methinks :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling a little better today DDFW. Nowt wrong with cake and chocs sometimes :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well i've just had breakfast - and am having a cuppa :coffee: before taking more piccies ready for the bay of e later :)

    I do think i need to consider how much caffeine i have in a day so will look to keep more of an eye on this going forward.

    However as i've been awake since about 3am :eek: i'm finding coffee to be the only thing to perk me up at the mo :cool:

    I am really wanting to get away for a couple of days just now - but can't justify the pennies for this instead of for debt :(

    I have kept up my PADs.

    I am trying not to keep checking whats selling at the mo. on the bay of e :o

    I have had to action a refund and start a non-payment on there - but should get a refund from the post office and hopefully my non-paying item will sell when re-listed :cool:

    I *did* get some nice e-mails yesterday - 1 to tell me i had a £5 amaz*n voucher :D 1 to tell me the money was on the way to me for something i sold on amaz*n.

    And someone else used my referral on bingo netting me a happy £10 :T

    I recognised i wasn't well enough to keep up with my home deep clean and stopped.

    Having done 2 rooms i'm very happy with i'm going to do 2 rooms (inter-connected) today as i'm feeling more able :)

    Now i'd better get round to those pics whilst the sun is shining :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are having a good day DDFW, great stuff about the amazon vouchers and referral money :j

    I know what you mean about getting away, sometimes just a day or two away blows away the cobwebs somewhat. If you can't get away for a couple of days, could you maybe just get out for a day for a change of scenery?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    hi ddfw

    Been busy the last few days and only getting back on to catch up. Sorry to hear you haven't been feeling very well. I hope you feel a bit better today. You are doing well on you ebay, I simply can't find the time or the inclination.
    St Patrick's day today and the weather here was superb and every field was as green as could be. Certainly know on days like this why we are the emerald isle. :):)


    You should take yourself away for the day DDFW, to a national trust park for example ... it would lift your spirits.

    take care and never beat yourself up for buying a bit of chocolate. Its medicinal :):):)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Hope you are having a good day DDFW, great stuff about the amazon vouchers and referral money :j

    I know what you mean about getting away, sometimes just a day or two away blows away the cobwebs somewhat. If you can't get away for a couple of days, could you maybe just get out for a day for a change of scenery?

    Hi jwil :)

    I had suggested we go out today actually - not for a day due to other things going on but to a different area for a nice spot of lunch - not exactly in the budget but just to get out and be somewhere different, doing something both different and relaxing - and then i remembered it was mothers day so that plan didn't go any further :o

    Hopefully we can get out somewhere soon. Hope you are ok too hon x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    ebayqueen wrote: »
    hi ddfw

    Been busy the last few days and only getting back on to catch up. Sorry to hear you haven't been feeling very well. I hope you feel a bit better today. You are doing well on you ebay, I simply can't find the time or the inclination.
    St Patrick's day today and the weather here was superb and every field was as green as could be. Certainly know on days like this why we are the emerald isle. :):)


    You should take yourself away for the day DDFW, to a national trust park for example ... it would lift your spirits.

    take care and never beat yourself up for buying a bit of chocolate. Its medicinal :):):)

    Hi ebayqueen :D Nice to have you back :)

    Yesterday sounded lovely for you - i am glad the sun shone for you and also happy mothers day today too - i bet you are being well looked after today :)

    eb*y - urgh! Must admit tummy still pretty bleurgh! which didn't help me to feel motivated about listing things :( Still when i was feeling brighter i'd lifted everything out and taken piccies so i made myself get on with it and at least it is mostly done now. I say mostly as a few of things i wanted to list i can't until next month as they are in a limited category *rolls eyes* - these are the things i really thought would sell too.

    I did have a few sales yesterday - several 99p things but i am happy - its all stuff gone and money in :D

    I am probably going to have to go through my wardrobe again though as i am now really running out of things to list :eek:

    Hope you have a lovely day today ebayqueen - you deserve it x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your sales DDFW. Hope you feel a bit better soon, and get out for a day. Sometimes it can make all the difference :)

    Have a good day
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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