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The Ultimate Incentive to get debt free… again. Dinah & NIM go head to head!
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They've been part of a merger recently, and from my initial reading of the merger details I wont be expecting to see anything from any toluna points I get from now on.
I've had vouchers no problem since the mergerand in the last 10 days have made enough for £30 worth of vouchers so should have them in a few weeks.
Toluna is a bit like Marmite - you either love it or hate. I love it I get vouchers for doing very little!Biggest Loser Weight Loss: 13 / 20 lb0 -
I feel like I've been given the gift of time today. Plan is:
- Box up clothes and shoes to be 'saved' from the mould to send back to mum and dads.
- [STRIKE]See if I can find NIMs Tesco reward vouchers if they have arrived.[/STRIKE] They haven't
- [STRIKE]Contact Barker & Stonehouse[/STRIKE] No answer, need to call again
- Sign up to other mystery shopping companies
- Order small bottles
- Get car insurance quotes started
- [STRIKE]Make vegetable lasagne[/STRIKE]
- Make Christmas pudding
- Contact Virgin ask if we can add 2 more days into our holiday we're planning
- [STRIKE]Email Danish lady[/STRIKE]
- List 10 things on ebay
- [STRIKE]Wrap up all sold parcels[/STRIKE]
- [STRIKE]Make some effort to sort out filing 'system'[/STRIKE]
- [STRIKE]Book appointment for free energy efficency assesment[/STRIKE]
- Upload Maldives photos
I need more gifts of time!Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
[/LIST]I need more gifts of time!
Don't we all! You made a cracking start with your list though.
Sorry to hear about all your mould problems - what a nightmare! At least it sounds it's something that can be sorted, but still a hassle.
I spent the weekend making chutney, which was great, but now everything just reeks of vinegar. I had to re-wash loads of clothes, but I'm still catching the occasional whiff of pickle
Ah well, at least it was productive! I also learnt to knit last week, which is brilliant. I'm (obviously) knitting a scarf - hurrah! I'll be fine until I have to start a new ball of wool or make a mistake
CMD, you're making excellent progress with your debts - any job news yet?
Hope your back is feeling a bit better today Wendz, glad it's nothing serious
Hi to everyone else!LBM Sep 2008 debt: £27,927.04start weight: 140.2, week 2: 1380 -
Don't we all! You made a cracking start with your list though.
Sorry to hear about all your mould problems - what a nightmare! At least it sounds it's something that can be sorted, but still a hassle.
I spent the weekend making chutney, which was great, but now everything just reeks of vinegar. I had to re-wash loads of clothes, but I'm still catching the occasional whiff of pickle
Ah well, at least it was productive! I also learnt to knit last week, which is brilliant. I'm (obviously) knitting a scarf - hurrah! I'll be fine until I have to start a new ball of wool or make a mistake
CMD, you're making excellent progress with your debts - any job news yet?
Hope your back is feeling a bit better today Wendz, glad it's nothing serious
Hi to everyone else!
Wow Poddle - you are being the real homemaker. The chutney sounds yum. Is it difficult to make?
Thanks - I was able to pay £1000 off my Virgin card today so that felt good. I am waiting for my Santander card to arrive and then I am going to transfer as much as I can away from Virgin so I don't have to pay much interest on it.
OH sent an email off this morning asking what their timeframe is for employing people so fingers crossed it isn't too far away. They are advertising jobs but in his area they might not plan to recruit until March next year. I hope it is good news. Feel a bit nervous as obviously this is a big move for all of us.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Well I didn't freeze to death last night! I thought I would though. Our only source of heat, a little halogen heater, died last night! I filled the bedroom with candles, not for the romance but the little bit of heat they give off! I'm waiting for the engineer to ring about coming to sort it out, I was going round in circles last night trying to get someone to accept responsibility for fixing it, the builder wanted me to call the LHA because they own the building now, the LHA weren't interested because I'm not their tenant... grrrrr. I just want some heating! I'm hoping that the engineer can come today, OH is really feeling it because he works in a warehouse in -3C then comes home to a cold flat! Poor thing never feels warm.
Does anyone know if I can go to the post office for a tax disc without the reminder letter if I got with my MOT and insurance certificates? It seems to have disappeared off the face of the earth... I spent 3 hours searching for it last night to no avail!
ETA: I meant to say well done on the chutney and knitting Poddle! You girls make me feel really bad for not being more homemakery! Not good about the stink of vinegar though!
I hope your OH hears good news soon CMD!Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb0 -
Well I didn't freeze to death last night! I thought I would though. Our only source of heat, a little halogen heater, died last night! I filled the bedroom with candles, not for the romance but the little bit of heat they give off! I'm waiting for the engineer to ring about coming to sort it out, I was going round in circles last night trying to get someone to accept responsibility for fixing it, the builder wanted me to call the LHA because they own the building now, the LHA weren't interested because I'm not their tenant... grrrrr. I just want some heating! I'm hoping that the engineer can come today, OH is really feeling it because he works in a warehouse in -3C then comes home to a cold flat! Poor thing never feels warm.
Does anyone know if I can go to the post office for a tax disc without the reminder letter if I got with my MOT and insurance certificates? It seems to have disappeared off the face of the earth... I spent 3 hours searching for it last night to no avail!
ETA: I meant to say well done on the chutney and knitting Poddle! You girls make me feel really bad for not being more homemakery! Not good about the stink of vinegar though!
I hope your OH hears good news soon CMD!
You poor thing Birdie - I hate the coldTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Apparently you need the reminder letter, one of my colleagues tried without and was sent away.
Didn't get to work today, working from home a half day today, and have put in a half days holiday. Most of this morning is being spent working, then this afternoon I'll get the car insurance quotes, upload the Maldives photos, finish sorting out the filing, and make the Christmas pud (dried fruit has been seeping in booze for a week now!!!)Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
I have seen people turn up with Insurance, V5 and MOT certificate and be given a tax disc at my local post office. I think there is one form they complete for it so the remind comes the next time. You could always try and see what happens.0
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Birdie - http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069680
Apparently you can do it over the phone or online as well by using the V5 document reference - http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_100347320 -
Well I didn't freeze to death last night! I thought I would though. Our only source of heat, a little halogen heater, died last night!
Oh gee Birdie, I hope you manage to get something sorted. What a bother! Are you going to go get another heater in the mean time? I don't know what me and OH would do if ours broke, we've been locking ourselves in the living room with that on and our duvet every night since we moved in. We only have the heating on when we know people are coming over, like last night for football, had it on full blast and it was bloody lovely! Wish we could have it like that every night, but I'm nervous to check our meter for damage when I get home.
Wendz - So glad it isn't anything serious! Phew! Any idea when you'll find out what it is?
How is everyone with the snow though?? Took OH 2 1/2hrs to get too work today. Rang me later on and said his car is already snowed in so he might have to sleep at his parents tonight. Thankfully my Sister was coming over tonight for pizza and Disney channel so I'll have company if he does. 18 days till I get constant Percy company and pug hugs though!0
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