📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£1 loan payments, orangutans and learning it doesn't all happen overnight...

16162646667246

Comments

  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    It really does to be fair. My house is concrete cast so also a nightmare to keep warm. Someone once told me it's more energy efficient to keep your heating on the lowest setting constantly to stop your house getting cold in the winter rather than whack it up when it does get cold - not sure if it's true though....
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hi becs not been on the boards for a couple of weeks due to work and a dodgy computer. How long till you go on your hols. As for the electric monitor lets know how you get on, fancy one of these myself. When i've read about them people who have them would'nt be without them, think they can get addictive. It's amazing how much energy items can use, especially kettles and believe you even use electricity when you leave a plug in a socket even if the appliance is'nt switched on.

    Since having cavity wall insulated and loft insulated my house is lovely and warm and is heated by gas, but i would be interested to see where i am wasting electricty.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I bought an energy moniter last year worked wonders on my bills as you can see what eating electricity, however eon have just sent me a new one free which you can download you data from to your computer. Check your supplier doesnt give them away free before setting your new one up could save you £35
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I wouldn't mind having one either, I will defo check to see if my supplier (SWALEC) give them out free but if not £35 may be a small investment to save money.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Morning all :)

    We did check for a free one but the tariff worked out more expensive so not as free as it first sounds if that makes sense, so worth checking.

    We're not paying off arrears so definitely shouldn't be so high. Being in an all electric flat is never great for bills but £150 is definitely way too high.

    Over the weekend I read the manuals for the heaters (should have done that sooner! :o) and we haven't been using them in the best way. We thought that by turning them off we were saving money but turns out having them low and then just turning them up is supposed to be better. I've always been nagging the OH not to leave his computer on and not to always fill the kettle but he hasn't listened so hoping the monitor will show him I'm right!

    Worked in the pub on Saturday and club on Sunday so some pennies to pay into the bank, will probably wait till tomorrow when I'll have my cleaning money from tonight to pay in as well.

    Not sure I'm going to meet my payment targets for this month, as I'm going to have to start shopping for some bits for Borneo soon (33 days, eep! :eek:) and also get my hair cut, but I will do my best to manage it if I can. :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ooo, and I did find my passport Jody!

    Hoped during my passport's absence that the photo might have changed from resembling a dying frog but no such luck.

    Got my ID card for Borneo in the post on Saturday along with the details of the orangutan they have adopted me as part of my donation, will be nice to actually be able to see her when I get there. Her name is Michelle, unusual for an orangutan I thought! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Lol what a nice thing to look forward tio :D enjoy the shopping for borneo and relax now :D i look forward to hear your tales of enjoyment :D xxxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Ceniza
    Ceniza Posts: 761 Forumite
    I saw an advert for Borneo on the TV last night, advertising holidays LOL - thought of you :)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Bec's

    Do you have to get anything exciting for Borneo?

    Keep your passport safe and sound!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I think that's a great name for an orangutang :D
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.