£1 loan payments, orangutans and learning it doesn't all happen overnight...

EB69

Welcome back Beccie! Hope you had nice restful break, and now fighting fit to bust that debt!!!!

xx

Kepp

38 days to go!!! Argh, panic, really must start getting things sorted...top of the list...find passport!!! :eek:

Have re-done my snowball today and will now be tackling debts in order of when the 0% runs out, making Lloyds CC top of the list as the 0% ends in June.

Have therefore stopped saving for my o/d fund as that will be one of the last debts to tackle, have moved the money over to the Borneo fund, and also added another £94 meaning that when I move the £165 from ING I will have the £500 I wanted :T

Last bit of the loan to do although I will hold off tackling that till the last transfer as gone through just to make sure that I don't accidentally overpay that.

Then it's a full on attack on that Lloyds CC!!! :j

Woowoo

OMG that is gonna be here before you know it!

Your new plans sound very sensible, were both on a Lloyds mission now then

jtr2803

38 days? Really? It only seems like yesterday we were discussing whether you should go or not! :rotfl:. Doesn't time fly when you are having fun!

Yay to having the £500 you wanted but I insist you try and find your passport tonight .

Kepp

Please yell at me tomorrow Jody if I haven't done it as I failed to look for it last night too...:o

Lloyds mission together Woo - that will be fun with both of us annoying them with constant small payments!

£48 sent to the Lloyds CC this morning, really can't wait for the final transfers to go through to the loan so I can call them and make the final payment to close it, but think that may be another week yet.

Until then I will try to master the art of patience

Woowoo

Great payment to Lloyds Bec's.

If you master the art of patience please can you teach me???

Kepp

Ha ha it's unlikely! :rotfl:

Its weird, I'm a very impatient person in most things except with animals, so if I could just learn how carry that over into other things...

A massive exercise in patience for me was working with an abused horse out in Zimbabwe, I spent literally hours in a pen with him sitting on the floor, pretending not to look at him, putting my hand out slowly knowing that if I did it too fast I'd undo the last 2 hours, that poor horse got told my entire life story and had to put up with my singing to him cause I used to take my Ipod with me! :rotfl:

I did that almost daily for 3 months and yet when a balance transfer takes a week I am literally stamping my foot!

EB69

Nice bit of planning there Beccie - it appears to my sense of orderliness...

Woowoo

Have you never thought about working with animals for a living then Bec's?

Kepp

Lots of times!

I previously stopped working in a stables as the money just wasn't enough (I don't need to be rich but I do need to pay the rent!)

Now that I'm in a position to earn less due to OH earning more etc I've saddled myself with this debt now meaning I can't afford to earn less because of that.

Once the debt is paid, and me and the OH have done our years travelling (who knows where that will lead anyway) if I do end up back here then it's definitely something that I will be trying to do as I know working with animals would make me very happy