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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Bec's

    Well done on hitting your target :)

    Are you less bored today?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Nope! :D You?
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I am having an awful day, have had a row with a close friend at work over a turkey and I am refusing to speak to my boss, who has now got the hint and is leaving me alone!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Oh no, what was the row about? x

    Me being bored is obviously a good thing - have managed to arrange a 0% for 6 months transfer to my Lloyds CC clearing my Lloyds loan no 2! Will take a while to get it through as I have to do it through my Egg card as it's Lloyds to Lloyds and have to do it in bits as the limit on my Egg CC is 4K and the transfer is 8.5K but once it's done it wil save me £380!!! :j
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    Wow thats good news on the 0% good luck with making it to the next %
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Fantastic news on the 0% Bec's, well done x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    That is great news on the 0%. I'm too scared to apply for anything but would be great if I could get one to clear the reserve or loan or both....
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Hey becsicle :)

    Well done on 1) hitting target and 2) another 0% card :j. Your christmas sounds awesome too, I bet your OH can't wait to spend a UK Xmas with you! Borneo just seems so close now, are you getting excited yet? I can't wait to see your pics when you get back (not that I am wishing you away already) :D.

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Evening :) i do have a diary but dont bore yourself reading it lol :D yay on the 0% deal and happy egg busting lol xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys :) It was only a few months ago I thought I would never get a 0% and my existing cards weren't allowing me transfers so I'm very happy to now have two cards at 0%.

    Thought I was only working a couple of hours at the pub last night, my shift finished at 1 this morning, not quite sure how that works....

    £20 to Borneo fund today :)

    And - I have now cleared 22%! :j

    (Really gonna have to keep hitting the debt with payments as although I know it saves money in the long run I hate seeing the transfer fee make the total go up)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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