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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Have decided that I am on the verge of panicking/stressing as I always do at this time! :o So, am taking the pressure off myself with regards payments, I have paid £821 so far this month. For now, I will concentrate on buying the things I need to and then try and meet my target after that, I know that's bad, but otherwise I am going to freak out!!!

    No escape from you Woo, that's an early check in! :D

    But I have been a good girl - list is below
    • [STRIKE]Phone up loan and make final payment[/STRIKE] (Only £93 to clear that one so happy with that!)
    • [STRIKE]Call ING for yet another pin[/STRIKE]
    • When ING pin arrives, move money
    • [STRIKE]Order bras[/STRIKE] (£87 spent, eep! But was 70% sale so went for 3 plus a proper fitting bikini top so hopefully worth the money and I was good and went through Quidco)
    • [STRIKE]Set up direct debit for Lloyds CC[/STRIKE]
    • Buy flip flops
    • Buy toiletries
    • Make sure all DDs, SOs are set up to move money when they should while I'm away
    • Sort suitcase
    • Get insurance (almost there for this one, just waiting for them to call me back and confirm)
    So a good start to the list, if anyone can think of anything I've missed then please let me know! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    That's a great step in the right direction. Sun cream, aftersun and mozzie spray? Unless you already have it :) x
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    edited 11 January 2011 at 9:58AM
    Woowoo wrote: »
    I will be checking up on you tomorrow lol!

    Please keep checking on me, it's the fear of reporting in that makes me get stuff done!
    EB69 wrote: »
    I think that name's hilarious for an orangutan! I dont know why it tickled me so much but I keep giggling now!

    I know, I thought it was really funny too! :)
    Herewego wrote: »
    My friend told me she picked up 3 bras in M&S this weekend for £5 each reduced from £18 might be worth a look, not sure if they have the same offer online and maybe some cashback too.
    I can come and pack for you, love packing and always have to have it done about 3 weeks before I go

    Unfortunately I'm an awkward size so M&S no good, but thanks for the info HWG. I was good though and went to the Figleaves sale and used Quidco for cashback.

    I hate packing! You are more than welcome to come and do it for me! Each time I've been so far I've done it the morning I've left, normally with a hangover and then forget half the stuff I need! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    **Kat** wrote: »
    That's a great step in the right direction. Sun cream, aftersun and mozzie spray? Unless you already have it :) x

    Thanks Kat :) I know I already have enough sun cream to sink a battleship but I will add mozzie spray to my toiletries list if I can't find any at home.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Doing well with the list, only a couple of things to sort out now. My OH does all my packing for me :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Mine's even more useless than me so no help there!

    Normally a panicked phone call to my Mum asking her to come round solves the problem :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the list Bec's.

    Don't stress about your payments, getting ready for Borneo is more important at the moment :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks Woo :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • EB69
    EB69 Posts: 878 Forumite
    edited 11 January 2011 at 3:07PM
    Sounds very organised to me! I always leave packing to literally the last minute, either the night before if its an early flight or on the morning if its lunch time onwards. However I came a cropper two or three years ago when I went to pack the night before an early flight and couldn't find passport. Had just moved and I knew where I had left it, but it wasnt there any more. Spent 3 or 4 hours looking in every conceivable place before giving up and phoning my friend I was travelling with (at 2am - she was not happy!) and said I couldnt go. Sat down, crying, with a cup of tea and went to put a CD on - there was the flaming passport - sitting proudly on top of my Wham collection! Apparently son had had a tidy up and he didnt know where that went! So, another call to friend. quick pack job, no sleep and off to airport I went. I vowed then to NEVER leave things to the end again!
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    OMG I would have cried too that must have been the worst feeling xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
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