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£1 loan payments, orangutans and learning it doesn't all happen overnight...
Comments
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Have decided that I am on the verge of panicking/stressing as I always do at this time!
So, am taking the pressure off myself with regards payments, I have paid £821 so far this month. For now, I will concentrate on buying the things I need to and then try and meet my target after that, I know that's bad, but otherwise I am going to freak out!!!
No escape from you Woo, that's an early check in!
But I have been a good girl - list is below- [STRIKE]Phone up loan and make final payment[/STRIKE] (Only £93 to clear that one so happy with that!)
- [STRIKE]Call ING for yet another pin[/STRIKE]
- When ING pin arrives, move money
- [STRIKE]Order bras[/STRIKE] (£87 spent, eep! But was 70% sale so went for 3 plus a proper fitting bikini top so hopefully worth the money and I was good and went through Quidco)
- [STRIKE]Set up direct debit for Lloyds CC[/STRIKE]
- Buy flip flops
- Buy toiletries
- Make sure all DDs, SOs are set up to move money when they should while I'm away
- Sort suitcase
- Get insurance (almost there for this one, just waiting for them to call me back and confirm)
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
That's a great step in the right direction. Sun cream, aftersun and mozzie spray? Unless you already have it
x
Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
I will be checking up on you tomorrow lol!
Please keep checking on me, it's the fear of reporting in that makes me get stuff done!I think that name's hilarious for an orangutan! I dont know why it tickled me so much but I keep giggling now!
I know, I thought it was really funny too!My friend told me she picked up 3 bras in M&S this weekend for £5 each reduced from £18 might be worth a look, not sure if they have the same offer online and maybe some cashback too.
I can come and pack for you, love packing and always have to have it done about 3 weeks before I go
Unfortunately I'm an awkward size so M&S no good, but thanks for the info HWG. I was good though and went to the Figleaves sale and used Quidco for cashback.
I hate packing! You are more than welcome to come and do it for me! Each time I've been so far I've done it the morning I've left, normally with a hangover and then forget half the stuff I need!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
That's a great step in the right direction. Sun cream, aftersun and mozzie spray? Unless you already have it
x
Thanks KatI know I already have enough sun cream to sink a battleship but I will add mozzie spray to my toiletries list if I can't find any at home.
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Doing well with the list, only a couple of things to sort out now. My OH does all my packing for meAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Mine's even more useless than me so no help there!
Normally a panicked phone call to my Mum asking her to come round solves the problemDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Well done on the list Bec's.
Don't stress about your payments, getting ready for Borneo is more important at the momentLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Thanks WooDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Sounds very organised to me! I always leave packing to literally the last minute, either the night before if its an early flight or on the morning if its lunch time onwards. However I came a cropper two or three years ago when I went to pack the night before an early flight and couldn't find passport. Had just moved and I knew where I had left it, but it wasnt there any more. Spent 3 or 4 hours looking in every conceivable place before giving up and phoning my friend I was travelling with (at 2am - she was not happy!) and said I couldnt go. Sat down, crying, with a cup of tea and went to put a CD on - there was the flaming passport - sitting proudly on top of my Wham collection! Apparently son had had a tidy up and he didnt know where that went! So, another call to friend. quick pack job, no sleep and off to airport I went. I vowed then to NEVER leave things to the end again!0
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OMG I would have cried too that must have been the worst feeling xxLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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