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£1 loan payments, orangutans and learning it doesn't all happen overnight...
Comments
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Great news on the savings in ING Bec's
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Oh now that's a nice little extra Becs - £165 is not to be sniffed at! I had a clear out of old paperwork and got all excited when I found a paying in book for an old abbey account - the last entry showed just under £300, but when i went online I saw that I transferred that to my current account when I changed banks - LOL0
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Oh no, how disappointing EB!
Just had a lovely half hour with the two dogs from my office. Went out onto the field, loads of snow but the sun is shining as well. Been a proper child and ran around with them and thrown snow everywhere, lovely
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Becs, just noticed we have a near identical % reduction rate LOLAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Ha ha, so we have!
Your way ahead of me now though in actual figures. although me being me I haven't given up all hope of catching you up yet! Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Busy at the club last night, am tired today.
Minimum payments went out on the loans today (£406 and £140) so just £1 to the o/d and £1 to Borneo spends today.
The best news for today though, I have another percent to go report on the % thread and.....
:j I am now sub 23K!!!!! :jDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Morning Bec's
Woo hoo for clearing another 1% and for going sub £23k, your doing amazing :jLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Thanks Woo Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Busy at the club last night, am tired today.
Minimum payments went out on the loans today (£406 and £140) so just £1 to the o/d and £1 to Borneo spends today.
The best news for today though, I have another percent to go report on the % thread and.....
:j I am now sub 23K!!!!! :j
What's the % thread? o0o0o0o0o Ima go have a look Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
https://forums.moneysavingexpert.com/discussion/2878300
Link above. Kat started it - you can choose either a % of your salary to go on debts or the % you're trying to reduce your debt by.
I've chosen to try and reduce my debt by 65% by Dec 2011.
Then you just report whenever you want to say how far you've got Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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