£1 loan payments, orangutans and learning it doesn't all happen overnight...

Kepp

Woowoo wrote: »

You have done really well Bec's, and booking Borneo hasn't really thrown you off course at all - so you really have learnt how to plan and manage your budgets

Thanks Woo

Kepp

Morning everyone,

£19 to the loan, £1 to the o/d and £1 to Borneo spends.

Minimum payments have cleared, meaning I have another % to go and report now 21% cleared

If_My_Pennies_Were_Pounds

Well done Beccie.

Are your December Payments in your sig including your o/d and borneo payments or excluding them?

Kepp

Thanks Pennies

They include my payments to the o/d as that is a debt but I haven't included Borneo as I need to find that money as an extra.

If_My_Pennies_Were_Pounds

Sounds good, how do you plan to raise all the money for Borneo? Will you achieve your deadlines?

Kepp

I've got my new pin for ING now so will be calling them tonight to activate that, which will give me £165 to add to the Borneo fund.

No specific plan other than keep working and trying to raise the money

Got a fair few shifts coming up - Dec is good for pub work - so hoping that will help me along.

Have been putting aside spare change for nights out as well, am hoping that means that events that are on won't set me off course too much.

I've also done all my Xmas shopping and under budget too so am pleased with that and also means I don't need to find any extra money for that either.

All looking good

nowpanicking

Hi Beccie

Just thought I'd pop in to say hello. I am really inspired by your way of tackling debt... £ at a time. I'd never thought about just paying an extra £ or two to a debt. It's a really good idea as I think I just fritter away these little extras when I could be putting them towards debt.

I'll be doing this from now on!!! Cheers!

Kepp

Hi nowpanicking,

Thanks for popping in

It is amazing how quickly those extra £s add up and it does also help make it all seem much more achievable.

Can't take the credit for it though - I was inspired back when I first started this by Woo and her sending pennies to Lloyds x

Woowoo

Morning Bec's

Well done on your payments.

How many days till Borneo?

Kepp

67 days, wow that is soon!