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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    That's a month's take home pay from job 1 for me!! YIKES
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    We also spend around £50 a month on take-aways so that makes the total a bit more like you guys.

    We're quite strict with breakfast and lunch and try and keep that healthy too - we have a boiled egg each for breakfast (good for being lazy as you can do them before and put them in the fridge) and home-made soup for lunch.

    That means most of the money can go on dinners. We try and never throw anything away and I won't buy any ready done jars of sauces etc and it's so much cheaper to make them from scratch.

    Looking on the OS board they put me to shame - a family of 4 for less than £100 a month!

    Been soooo busy today - bored of working now! :D

    just £2 to the o/d today whilst I'm waiting for money to move around :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Hi beccie, nice diary. It sounds like you have a good approach to sorting things out - I'm subscribed so I'll follow with interest!

    Good luck

    Diz
    I myself am made entirely of flaws, stitched together with good intentions...
  • EB69
    EB69 Posts: 878 Forumite
    It has been an eye opener here - I thought I was quite a sensible shopper before :-)

    I dont really have much time to make proper home made food but do what I can when I'm home. So last night, despite being shattered from being out dancing til 5am (on a Monday? am I mental???) I got in, cooked some pasta and had a nice little bowl of comfort food snuggled on the sofa with daughter. and to be honest, it was much nicer than had I got yet another take away...
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I want to go out dancing till 5 a.m on a Monday night!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    OMG that's nuts - I couldn't do that any night let alone a Monday - where do you get the energy from? x
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Red Bull lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    LOL! or for the MSE Blue Charge from Asda!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hi Diz, nice to have you along!

    EB, it's worth practising a few pasta sauces - it took a few times of doing them but I know can make one in the time it takes for the pasta to boil so definitely no excuse for using a jar! :D

    Been a long time since I've been out till five in the morning - think it was August when I met up with Africa people in London...I must be getting old :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • EB69
    EB69 Posts: 878 Forumite
    Yes, the dancing thing is a bad habit I really ought to grow out of - I'm at serious risk of being the oldest swinger in town :beer: But I was at my desk bright as a button at 8.45 yesterday morning - had clients and court hearings all day and felt fine til about 6pm when I really flagged - that said, some of the young uns were flagging from 9am!

    beccie wrote: »
    EB, it's worth practising a few pasta sauces - it took a few times of doing them but I know can make one in the time it takes for the pasta to boil so definitely no excuse for using a jar! :D


    always up for nice recipes Becs, if you can spare me a minute to post some!!!!!
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