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£1 loan payments, orangutans and learning it doesn't all happen overnight...
Comments
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There's only 2 of us EB - generally ends up around £100 by the end of the month from topping up milk and getting a few fresh bits.
I didn't find the £2 - thought it would be cheating now because I got paid today! Maybe I'll be able to hit a £1,000 this month....not likely but I can hope!
All Xmas presents bought (including one for OH although we weren't supposed to be doing presents) just a bday present to get and I am done - thank you everyone for spurring me on - turns out organisation is actually quite a nice feeling!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Well done Beccie!! You're doing so well!!!! I have been reading up - seeing how you're getting on!!!
I have officially cleared 25% of my debt today, but at the rate I am paying things off I won't be debt-free until around April 2014... I think I'd better get my thinking cap on in the New Year and work out how I can blast it like you are!!
You must be sooooooooo excited about your trip... not long now!!
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Well done Claire! 25% is one of the milestones I'm looking forward to reaching.
Am very excited about my trip - 74 days to go!
You should come and join us on Kat's percentage challenge thread - I'm aiming to have cleared 65% of my debt by Dec 2011.
Might help you keep pushing through in 2011, I'm sure you can get that date closer than 2014!
xxxDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Oooooh any chance of a link to Kat's percentage challenge Beccie? I will subscribe to it!! xxxxxx0
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https://forums.moneysavingexpert.com/discussion/2878300
Here you are Claire, will be nice to have you along
You can either choose percentage of debt you want to clear or percentage of wages you will put towards debt - that way it suited everyone's debt and salariesDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Thanks hun xxx0
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A months shopping for £76!?!
I am SERIOUSLY doing something wrong here as I spent £80 and I doubt it will last more than a week
Way to go on more repayments, only 74 days? That is flying past
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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we budget £120 for monthly shopping for 2 plus animals and realistically we spend a lot more than that - we're definitely doing something wrong!0
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My general shopping pre LBM was never less than £300 per month (its about £150 every time I go to sainsburys and I go about every other week). On top of that was the horrendous amount spent on lunches/ coffees/danishes etc at work, and I would also eat out once or twice a week. Bearing in mind I am at bf's at least 3 nights a week (sometimes 4) I would also usually pop to Waitrose on a Saturday for bits at his house - I dont even want to add all that up! However, I think I need to in order to remember what I spend thrift I was - you ready for this? here we go:
sainsburys - 300
lunches and work spends - 300
dinners out - 300
Waitrose top ups - 100
Jeepers creepers. And you should see my bins - they were full of stuff that had gone off. So ashamed now, when I look back.
I have spent a fraction of that all in since LBM - probably no more than perhaps £250...0 -
Wow EB :eek:LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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