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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Well done on the payments Becs!

    I still don't know how you manage to pay off as much as you do but keep chugging along and you'll have that figure starting with a 10 before you know it! :T
    VSP - £14.76 | Saving for a Deposit
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I think a 10 at the front is more than achievable especially how your paying off now :) must dash need the hair doing lol :) x

    I hope so :)
    Well done on the payments Becs!

    I still don't know how you manage to pay off as much as you do but keep chugging along and you'll have that figure starting with a 10 before you know it! :T

    I don't quite know either! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • That lloyds loan is coming down nicely too ;)
    VSP - £14.76 | Saving for a Deposit
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Defnitely can't wait to see the back of that one! That will be my last Lloyds debt as well - at the beginning I had a CC, 2 ODs and 2 loans with them so will feel good to be rid :)

    Almost forgot - another £74 paid, minimum payment to Barclays CC :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • It's only the 4th of November and you only have £132 left of your monthly payments to make! :T
    VSP - £14.76 | Saving for a Deposit
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    This is the bit where it slows down as that's all my monthly wage used, now it's down to what extra I can earn!

    £132 is good though, it's £188 to hit my percentage targets I set. That's my extra challenge I set for myself as if I make those each month I will be DF Oct 2012 :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    £20 to the loan and 77p to savings :)

    Saved £6 on Saturday on the fireworks. Rather than paying to go in to the park, a group of us sat on the wall of the carpark of the pub I work in and watched from there - prefect view and we got to have a beer at the same time :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Almost forgot to say as well, tonight is my last night at the cleaning job that I ummed and aahed over for ages. I saw the guy on Saturday night down the pub and let him know. My schedule next few weeks made me think something has to go!

    Mon 7th - last night cleaning for this job
    Tues 8th - Pub shift evening
    Wed 9th - Cleaning (other cleaning job)
    Thurs 10th - Pub shift evening
    Fri 11th - Take Mum to Sainsburys
    Sat 12th - Pub shift during day
    Sun 13th - Pub shift during day
    Mon 14th - Get own cleaning done ready for flat inspection
    Tues 15th - Pub shift evening
    Wed 16th - DIY for my Mum
    Thurs 17th - Cleaning job
    Fri 18th - Pub shift evening
    Sat 19th - Pub shift during day
    Sun 20th - Pub shift during day
    Mon 21st - Free time, yay! :)
    Tues 22nd - Pub shift evening
    Wed 23rd - DIY for my Mum
    Thurs 24th - Cleaning job
    Fri 25th - Take Mum to Sainsburys
    Sat 26th - Pub shift during day
    Sun 27th - Pub shift during day

    And breathe! All that with working 7 till 4:30 normal job anyway, plus trying to keep my own place sorted, cook proper food to save money, see OH and try to maintain a social life made me realise something had to give, and it may as well be the extra job I like the least out of all of them!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    I'm exhausted just reading that!

    You've definitely made the right decision. Make sure to do something fun soon - you've earned it.
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • You know how the saying goes: "all work & no play makes beccie a dull girl"
    Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,000
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