We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
£14310 off mortgage 2010 lets make 2011 better
Comments
-
Keep running for the post as the annual mortgage statement is due, was a terrifying £137000 last year, now according to online banking is £120,000 but cannot wait for my paper copy!
4 whole years have passed on 26th of Nov since we moved in, cannot believe how much has changed in that timeOPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings0 -
Good to see it written down though isn't it. That's a huge difference in just a year!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
-
Well with the threat of legal action looming over us - ex tenants have instructed a solicitor over return of their deposit, which was being held by a deposit protection scheme and who decided we were entitled to 25% of it.
The experts are all saying that we are in the right, including those on here, but it is still a worry. I don't really want my day in a small claims court even if I'm being told it's 99% likely we'll win.
Anywho having a think about it whilst I compose my next letter to their solicitor:rotfl:
On a brighter note got some child benefit this week and overpayments are now over £9,000 for the year.OPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings0 -
Have made a list of outstanding christmas presents still to buy and there are lots:rotfl:
Taking DD1 to Diddi Dance this afternoon, it's £4 a session normally but our first one is free to see if she likes it before booking a block.OPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings0 -
You're going great guns.... we started about the same, but you're rapidly overtaking me, well done!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Well with the threat of legal action looming over us - ex tenants have instructed a solicitor over return of their deposit, which was being held by a deposit protection scheme and who decided we were entitled to 25% of it.
You wouldn't think anyone would pay a solicitor to claim a small amount when they must also realise it was withheld for a valid reason.
How did dd get on at diddi dance? I think I looked into that one for my dd but thought she might want something more structured so are looking into ballet after christmas. They are busy with christmas show at the moment so probably not a good time.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Had a good day yesterday.
Have been 'wombling' receipts, ones that get discarded in carparks and then seeing if they are 'worth' anything. Did the asda price guarantee and was entitled to vouchers for £15, so bought DD1 some knickers and some pyjamas as she only had one pair.
Also got 2 boxes of huggies nappies, after my vouchers I spent £9.71 so pretty good going.
Forgot that OH owes me maintenance for the kids so that's another £140 winging our way. I'm wondering whether £10,000 OP is realisticOPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings0 -
Well the overtime has been paying off - got paid £670 today, I *need* £400 for the mortgage, plus I've left £100 for spends until I get the rent money on the 1st -
I've OPed the rest of the C/A as well so OP pot now stands at £9351.73 :j:j:jOPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings0 -
Fantastic. An OP of £10K would be amazing! Keeping my fingers crossed for you.
Never heard of wombling. Hilarious!!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
It's a lovely image of wombling -
http://www.bbc.co.uk/lancashire/fun_stuff/2004/09/07/womble203.jpg
for any foreign friends or people under the age of 30.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards