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EH is Back - and going Onwards, and Upwards!
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Tax return for all done and just needs MrEH to cast a financially educated eye over it now in case I've done anything glaringly wrong! Assuming I haven't then it appears I have approximately twice as much money set aside for tax than I actually need which is a seriously cheery thought! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
DH submitted his yesterday before the whole system crashed. Worryingly though is that his rebate is not showing and although it says submitted it is not showing as received by them. He's sent a message through the self assessment system but we really need to know that the money is coming back. Might have to ring them.One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Oh lordy Me that's a worry - hope you get it all sorted out!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Z - is that what they call Toilet Humour?!
No, biscuit humour."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
well done for getting your self assessment done so early. I used to hate doing mine as even though i know what i was supposed to be doing they don't make it easy to understand.0
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Turns out that due to the systems crashing they hadn't yet fully received the self assessment, we had a submission reference but there was a delay. Its not showing and we hope will pay out in the next week or so.One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Glad it sounds like it's getting sorted anyway. Mine is now submitted and I'm feeling very chuffed indeed with myself - so nice to have it done and out of the way too!
About time I did a bit of a re-cappy post I think so will be back in a second with that.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
OK - easiest way to see how I'm doing will be by using the previous post with targets etc I guess, so here goes....
Financial:
1) [STRIKE]Register for online self-assessment [/STRIKE] Done 11/3/11 - needs activating when the code arrives
1a) [STRIKE]Activate HMRC online services when activation code arrives.[/STRIKE] Done!
2) [STRIKE]Fill in SE form online as soon as possible[/STRIKE]
3) [STRIKE]Once notification of tax owing comes back set reminder to pay that in 1st week of January 2012[/STRIKE] I hadn't realised they tell you straight away, so that's excellent!
4) Restart cashback site clicks Have been a bit lazy over this although I've been doing reasonably well on surveys
5)[STRIKE] Start refining current Avon territory in terms of houses that throw their books straight out, with a view to reducing number of books needed, and considering more territory once we are back from holiday.[/STRIKE] Need to email my Area Sales Manager to ask for more territory.
**note - recanvass current territory in May before taking on new, using back-order books**
Household:
1) Transfer stuff from freezer 2 to freezer 1 as and when there is space to do so - Started doing this
2) [STRIKE]Defrost freezer 2, turn off and leave door propped open slightly[/STRIKE] DONE!
3) Defrost freezer 1 Going to do this now - RIGHT now!
4) Set aside a Sunday to do a complete deep-clean of the kitchen Hmmmm......
5) [STRIKE]Continue with decluttering / tidying even if just 5 items a day[/STRIKE] I've been doing pretty well on this I think - it may not *always* have been 5 items a day, but it's definitely staying clearer. :j
Health / Personal:
1) Continue with trying to get out walking as much as possible. Been doing quite well with this - the holiday will tell me just HOW well! :rotfl:
2) Use stepper for short bursts running up to holiday so help build legs up for climbing hills! Done a bit of this - but the extra walking has been far better for me I think
3) Continue with "No buying Toiletries" challenge - planned "need to buys" are a couple of Clinique bits next week (will use Boots points and buy at Bonus Time for the freebies too) and some sun cream while it is cheap in the Avon book. (Will cost me £3 for a 150ml bottle of SPF50, and the same for a 50ml tube of the SPF30 face cream so no-brainer there!) other than a tube of toothpaste at some point, nothing else needed at all. Done not badly on this - only unplanned spend has been two little bags at the market on saturday - each with 10 sachets body lotion, 10 multi-part sachets face scrub, eye cream and moisturiser, 2 single use samples of Nivea Soft, and a mini deodorant - only £1 each so utter bargain and ideal for camping, short trips away.
4) Really start focusing on healthy eating - the onset of warmer weather should help with this! Commit to one "salad night" per week from now on. About 75% good on this I would say.
5) Make the effort to get out and about with my camera more as the weather improves. Revisit old projects and post on my blog regularly Hmmmmmm!
Fun Stuff!:
1) We have £20 of Days out vouchers expiring at the end of May, and £40 expiring at the end of June, all bought at the higher (4x) conversion rate, so must keep my eye on the ball to make sure these get used. the May ones will probably get used when we go to Cornwall if not before
2) Continue with "Do at least one fun thing per month" plan :- March : Trip to Chester for Friend's birthday
- April : HOLIBOBS!
- May: Meal at "Smiths of Smithfield" Courtesy of lovely friends!
Now booked! - May: Camping trip to Cornwall!
- June: a half day hawk-flying experience courtesy of my Mum and Dad for mine/OH's birthdays! Will combine with camping trip (and hope OH doesn't read this as he doesn't know yet!)
- June: British Speedway GP in Cardiff
- Various trips around the place following the wonderful Ipswich Witches Speedway team!
- Camping weekends in Norfolk
- Take the camera and visit the Raptor Foundation in Cambridgeshire
- Trip into Central London with the camera, meet MrEH for the afternoon and visit Middle Temple & Hall
So - all in all not bad, but could be better I guess.
I've not been following a strict grocery budget this month as it's too tricky to track with the holiday getting in the way. Once we're back I shall go back to it but I think we have run the cupboards/freezers down enough now that it won't be able to be as low as the £3 per day I've been working on. The first shop when we're back is going to be :eek::eek: as a result of re-stocking too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Fun stuff sounds great! Agree re re-stocking shops, why are they always even more hideous than one expects?!Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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Fun stuff sounds great! Agree re re-stocking shops, why are they always even more hideous than one expects?!
Dunno - I'm not looking forward to that one though - it involves washing powder among other things, and those kind of re-stocking shops are always the truly :eek: ones, I find!
Freezer defrosting nicely, by the way....! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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