Halifax Hpi September 2010 -3.6%

DervProf

Graham_Devon wrote: »

I was thinking plasma, to melt the snow around the vicinity of my house?

Good thinking.

The only problem is that plasma TVs tend to be a bit cheaper than LED ones. Make sure you buy a Blu-Ray player and surround sound system too.

You know it makes sense.

Graham_Devon

I've been doing some research today, on t'internet admitidly, instead of driving around burning fuel and money, so I do deserve a slight talking to about that, but, it was quite productive.

I've come across one at £550 and one at £595. They are the same models, just in different shops.

I've also be listening to some of the advice on here of late, so have come up with a plan.

Debt, is wealth, so I have decided to use credit (but will make up for this by buying a multipack of twiglets and a bottle of lucozade on the way home out of my own actual money which could have been put into savings).

The one at £550 is at 8% credit over 1 year, BUT, I will have to wait 14 days for delivery.

However, the one at £595 is on 7% credit over 3 years, available today.

Therefore, after invaluable research on here I have nearly chosen the £595 one.

The interest credit is cheaper, plus I don't run the risk of any hikes in prices. Plus, I'm not wasting my money on electric running CRT in the 14 days I would have to wait for delivery.

Personally, I think I'm onto a bargain. Saved on the interest, am wealthier because I have debt, and won't be spending extra running the CRT while waiting for the other one to be delivered.

This is why I love the invaluable resources on this website. To think I may have chosen the cheaper TV with the higher credit. Not only would I have less debt (therefore less wealth) but I'd also have saved on the initial price and interest paid.

All I can say is, thankyou to all of you who offered this invaluable advice in paying more. I'll offer you all a twiglet as soon as I have done my bit for the grand old blighty.

IveSeenTheLight

Graham_Devon wrote: »

I've been doing some research today, on t'internet admitidly, instead of driving around burning fuel and money, so I do deserve a slight talking to about that, but, it was quite productive.

I've come across one at £550 and one at £595. They are the same models, just in different shops.

I've also be listening to some of the advice on here of late, so have come up with a plan.

Debt, is wealth, so I have decided to use credit (but will make up for this by buying a multipack of twiglets and a bottle of lucozade on the way home out of my own actual money which could have been put into savings).

The one at £550 is at 8% credit over 1 year, BUT, I will have to wait 14 days for delivery.

However, the one at £595 is on 7% credit over 3 years, available today.

Therefore, after invaluable research on here I have nearly chosen the £595 one.

The interest credit is cheaper, plus I don't run the risk of any hikes in prices. Plus, I'm not wasting my money on electric running CRT in the 14 days I would have to wait for delivery.

Personally, I think I'm onto a bargain. Saved on the interest, am wealthier because I have debt, and won't be spending extra running the CRT while waiting for the other one to be delivered.

This is why I love the invaluable resources on this website. To think I may have chosen the cheaper TV with the higher credit. Not only would I have less debt (therefore less wealth) but I'd also have saved on the initial price and interest paid.

All I can say is, thankyou to all of you who offered this invaluable advice in paying more. I'll offer you all a twiglet as soon as I have done my bit for the grand old blighty.

Quite funny Graham so I thanked it.
If only you hadn't done this for real

THE_GHOULS_PARADISE

It can reach a thousand pages but it still want bring you the great housing and economic collapse that all you ghouls cheer.

tommy75

JonnyBravo wrote: »

Maths fail.
If they fall 3.6% per month for 27 months you'll still be paying over 37% of the original value.
Getting close to the 70% club though

Think I went this way, average house price around 166700 & 6000 drop per month

Good job I'm a trucker and not an accountant eh

DervProf

Graham_Devon wrote: »

I'll offer you all a twiglet as soon as I have done my bit for the grand old blighty.

They don`t do those Tangy ones any more, do they ? I liked those.

BTW. Make sure you buy the Twiglets from the over priced Shell garage, not Adsa. And to keep in with the theme of this thread, can you get me a Red Bull while you`re there, I think they`re 3.6% off this month. Ta.

Loughton_Monkey

torontoboy45 wrote: »

I couldn't believe what I was looking at: 3.6%?!?

Especially when Nationwide has the September prices 0.1% UP!

So few houses changing hands. Statistics are meaningless. Probably the Halifax boys had a stern word with all their valuers, telling them to get more cautious.

THE_GHOULS_PARADISE

Mods could you lock down this thread please. It's no longer September so this thread is now null and void.

Percy1983

THE_GHOULS_PARADISE wrote: »

Mods could you lock down this thread please. It's no longer September so this thread is now null and void.

Have they released the October figures yet?

Still seems current to me.

doire_2

THE_GHOULS_PARADISE wrote: »

Mods could you lock down this thread please. It's no longer September so this thread is now null and void.

So mods should lock all threads that are pre-october 2010?