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Debt free in ten years-my new, more realistic challenge.

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  • Sorry for you loss Pooh xxxx
    Hoping to stick to the challenge this year!!
    Make £5 a day for 366 started Dec 2019
    YTD £ £ 78.23/£1£1,825
    Cash - £ 48.23 Vouchers - £ 30

    Wombling into 2020 £38.78
  • Pooh i'm so sorry to hear about your sad news, take care.x.
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Oh Pooh, I'm so sorry to hear about DA. You will miss her. Your help made her last months much happier, and I hope that's a comfort to you xx
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • I'm so sorry to hear the news, at least she went peacefully- not that it will be much consolation right now. Take care of yourselves xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Sorry to hear your sad news.. There is nothing anyone can do or say to help, but take comfort in knowing you did what you could, and somehow you will learn to live with the loss.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Thank you everyone. Just had a strange day trying to do stuff but not really achieving much.

    We went to DA's house yesterday to look for some rings she has left to some nieces. It seemed so wrong to be looking through her things but it is something we will get used to I guess.

    I went in her house without taking off my shoes!! Wouldn't have been allowed :D

    One thing I did do yesterday was to go back to the salon to have my sparkly Christmas nail varnish removed. It was on far too long and seemed very inappropriate in the hospital but no one complained.

    Today I have paid a £450 deposit on some double glazed windows and French doors for the back of our house. It is about time we had double glazing. I have also paid off two more debts :D
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on two debts less :j
    Great news on the double glazing deposit :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fab news on the double glazing and more debts gone.

    Hope you are looking after yourself Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • So glad there are some positives in there ...yay to two less debts :T

    Will you have the double glazing fit before the cold weather? Bet you can't wait :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 18 January 2014 at 6:16PM
    dfw i think the double glazing will be in early February, weather permitting.:D

    I had a telephone message to tell me that the boiler was to be installed starting on Monday coming. I had to postpone it, after waiting two years for a new boiler :) Ours broke down in Jan 12.


    We had DA's funeral yesterday and it was a good experience. Lots of family members took part in the service. I should have been sitting in the front row but DGD wanted me beside her. It gave me a different focus.
    The church, which is an enormous one, was full to capacity. DA obviously had an impact on many lives. There was even a flag bearer from a charity she helps. They sent a representative from London. We had a buffet afterwards at the sports club of which she was president.

    Later I took my cousins who live far away or abroad to DA's to choose a keepsake. Some had a small ornament or brooch.

    I have been left the contents of the house plus a lovely ring. :)

    I am going to have a week off. No travelling or visiting or sorting things out: maybe here but not at DA's :D
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
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