📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt free in ten years-my new, more realistic challenge.

19293959798164

Comments

  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Pooh it could be that the COOP letter was sent before the phone call - I received a letter from my bank today dated 17th December :eek:
    Must use my stash up!
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I thought I would sneak on here as they are all still asleep.

    Knit Witch I just had a look and the bank letter is dated 30th of December so after the phone call. Maybe one department not knowing what the other is doing.

    I haven't managed any proper catching.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    poohbear59 wrote: »
    I thought I would sneak on here as they are all still asleep.

    Knit Witch I just had a look and the bank letter is dated 30th of December so after the phone call. Maybe one department not knowing what the other is doing.

    I haven't managed any proper catching.

    I suspect that is the case then - another phone call called for :o
    Must use my stash up!
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Knit_Witch wrote: »
    I suspect that is the case then - another phone call called for :o

    I have a list of companies/banks to phone tomorrow, a trip to GP, maybe to craft club if it is on tomorrow and plasterer to visit here to price up plastering part of hall.

    Craft club is £1 so not a NSD. I must go back to organising my spends for the week and putting them away so I save some up if I don't go along :) I stopped doing it when we had nothing for spends.


    I am trying to find a quick knit, double knitting cardigan for 18mnth to 2 yr old. to download so I can get started tonight.Itching to get on with some knitting. I found this one which I might pay for and knit next.


    I am also very excited at being able to post a neat link :) First time for me :D
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    that looks cute! I am wondering about the craft afternoon (well two hours) tomorrow as well (and again a pound - but that is already accounted for so a NSD if I go!)
    Must use my stash up!
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    My plans didn't work out on Monday. Craft club was cancelled because of the weather. And I had a call to say that DA is critically ill.

    We spent Monday and Tuesday sitting with her. Mr P went with me on Monday. He stayed with me until we left at 8.30pm. Yesterday DS3 took me but he didn't go in to see her. He wants to remember her the way we saw her at Christmas.

    While I was in the hospital DS1 went and did shopping for me, gave elderly relatives a lift home from hospital and was a great help.

    Today we had to take loan car back to the garage 35 miles away and collect mine. 11th December was when it went in for repair!!


    Next plan is to o back to the hospital and sit with DA. It is only a matter of time.

    Other than fuel cost no other spends yesterday. The hospital have been bringing me tea and offered sandwiche too FOC.

    We negotiated some free parking as we have sometimes been there for 12 hours at a time.

    Last night I got home just before 8pm as one of my cousins took over from me at 5ish. I phoned coop and spoke to a really helpful guy who confirmes that my offers have been accepted for full and final payment. He apologised for the very threatening letter I had received.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • As a 'lurker' to your very intimate and fascinating diary, just wanted to offer my sympathies at this time. Not a good start to the New Year.
  • Oh Pooh, I'm so so sorry to hear about your DA. Thinking of you all xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I'm sorry to hear about DA pooh. I hope the end is kind and peaceful for her. Much love Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Second Lucky's post above, very eloquently put

    Much love, support, hugs and well wishes at this difficult time

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.