Debt free in ten years-my new, more realistic challenge.

poohbear59

Results from yesterday

1. Stretch- no
2. Declutter for 15 mins-no
3. Eat three meals and drink a glass of water with them-no
4. Save some money-put a chicken carcass in the freezer for another day
5. Pay something extra off business debts-no
6. Do something fun for free-no
7. Stick to menu plan-no

Must do better:D

I will try to keep this up as otherwise I lose track now. Now that all personal debt has gone I need something to get me focused on the business debt.

poohbear59

Results from yesterday

1. Stretch- no
2. Declutter for 15 mins-no
3. Eat three meals and drink a glass of water with them-no
4. Save some money-put a chicken carcass in the freezer for another day
5. Pay something extra off business debts-no
6. Do something fun for free-no
7. Stick to menu plan-no

Must do better:D

I will try to keep this up as otherwise I lose track now. Now that all personal debt has gone I need something to get me focused on the business debt.

elizabethhull

This is my favourite quote from Samuel Beckett:
' Ever tried. Ever failed. No matter. Try again. Fail again. Fail better.'

Perhaps you've lost track of how far you've travelled, and where you were when you started this thread. From the perspective of a mere observer, you seem to have achieved such a lot, and maintained motivation through difficult times. If you can't give yourself a hearty pat on the back, then let me give one to you !!!

poohbear59

Thank you very much Elizabeth. Sometimes I forget how far we have come.

Yesterday I did;
1. Stretch-yes
2.declutter for 15 mins-yes ��
3. Eat 3 meals and drink a glass of water -no
4. Save money-yes. I drove past the coop and didn't stop for unnecessary things.
5. Pay something extra off business-no
6.Do something fun. Yes ��I went for a short walk, then sat on pub veranda drinking slimline tonic and eager
7.Sick to menu plan- no

poohbear59

Yesterday I didn't do any of my list. Not even eating three meals. What I did do was go to DD' s to help look after the grandchildren so she could sleep. She has been awake all night with either the baby or DGD. She was shattered. Then I came home, cooked dinner, are it, then went to bed.


My latest money saving idea is to spin fleece and knit it into useful items. I would love to knit something for me out Mr P or our grandchildren. I was given some beautiful Jacob fleeces yesterday. Now all I have to do is learn how to use my spinning wheel. I was supposed to be having a lesson yesterday.

I am still working on completing my kitchen refurbishment. A little at a time.

beanielou

Baby steps are good.
Keep plodding.
Take care xx

Verbatim

Lovely to see you posting. Glad your kitchen is coming on. Is there much still to do?

poohbear59

My new cooker hood and splashback are here now. I still have a couple of doors to paint. I bought a mini roller for the doors, last week, and it is making things much easier. It cost £4.50 as it was bought in a local shop!

I am hoping DS 2 will take some tiles off tomorrow to accommodate the new splashback. Then we will reuse some tiles to complete around the edges of the splashback. We didn't have a splashback as the wall is tiled behind the cooker.

I think we have painted 13 doors and 4 drawer fronts. We have used 2 litre tins of paint and two tins of sealer. I bought a tap for the kitchen sink for 20p at a jumble sale. We are going to buy new work tops when we have some spare cash.

Today I spent £1.99 on some orange sticker cake for WI. Then 20p for tea. Mr P stayed in while I was out so that was a saving too.

1. Stretch-forgot
2.Declutter for 15 minutes- done
3.Eat three meals and drink water. I ate three meals but didn't drink water.
4.Save money-yes. See above
5.Pay something extra off business loan-no. Need to check there are no penalties for paying off early.
6.Do something fun. Yes I played with DGChildren.
7.Stick to menu plan. Yes, we swapped days around but stuck to the week's plan.

Verbatim

Kitchen sounds wonderful and almost there.
I'm alwasys impressed with your bookings as you seemto have most weeks filled, even in the winter. I hope it's another good year for you and you get those worktops soon.

poohbear59

The new splash back went up today. DS 2 finished removing the tiles and then he and Mr P fitted the glass splashback. It looks really good. It will be easier to keep clean which is a bonus for me.

Verbatim the cottage is doing great and is full until October and then we only have one week available in October.This winter we should be able to pay the cottage bills without doing into personal money.

Today I have helped DD with the baby at the allotment. I am shattered. Then went to SW where this week I have gained

We received the RHI for our wood pellet boiler so I quickly transferred the money into my savings account so it can't be spent on daily living. We are determined to keep within our income. Any extra can go on the house, visiting DS s, or reducing our mortgages and business loans.

Mr P and I are trying to be sensible with our spending. I might go back to YNAB now that Mr P has a kindle fire he could keep track of spending too. It might also be a step too far.:)