Broken down and very scared

little_miss_T

chevalier wrote: »

hi and like wow.
So glad you came out the end of a horrible time so well

ref the shopacheck loans, what about asking your bank for copies of statements? Or could you get them via online banking?
chev

thanks.. im not out of it yet, but im getting there. i closed the bank account when ex stole all my money, so i cant get access to the records online.. and the account has been closed for over a year now anyway. xx

little_miss_T

SteffieLou wrote: »

Don't know if it's possible or not but is there anyway they could check their phone records? All calls are usually recorded and I wonder if the conversation where they acknowledge they made an error and would rectify it would be enough for them to sort it out? Just an idea but companies usually have to keep the recordings for a good few years as a statutory requirement. Worth a go anyway!

Good for you starting your new life in Oz. I hope you'll still pop by and see us all and let us know how you're doing x

it was my local office, so i doubt they would have recorded the calls.. and they are as much use as a chocolate fireguard so they probably wouldnt be able to help.

of course i will still come by and see you all.. all of you wonderful people have helped me so much, and kept me going with support and kind words.. your like my invisible family xxx

little_miss_T

Angry_Bear wrote: »

Did you pay the money to the DCA or shopacheck? You should send whoever you paid and spoke to on the phone a SAR - there's a statutory £10 charge for this.

If you search around the forum there's a template letter somewhere. It will get you a copy of all information they have on you including phonecalls and correspondence so you may be able to get proof of payment from that.

However, and I'm sure someone else will know better than me - is it not their job to prove you owe them and not yours to prove you've paid?

i remember when they originally made the mistake, i called up and they didnt have a clue what i was talking about.. so i think it would be a waste of £10 xx

little_miss_T

BlushingRose wrote: »

Wow, miss_T, you've had a time of it haven't you?
I've spent this afternoon reading this thread and I'm SO impressed that you've survived everything and still come out of the other side and kept your sanity!
Us Northern birds can be tough ;-) Well done xx

i dont think i had any sanity to keep :rotfl:

yes your right, we are tough as old boots and i will NEVER EVER let a man bring me as low as i was.. i dragged myself through it, and although it has all severely damaged me, i am still going, and will get stronger every day.. i have an amazing future ahead of me, so something good came out of it all.

xxx

little_miss_T

so i nearly had a bit of a heart attack last night, when i got in from work and found that my water had been cut off :-O

turns out the house mate who said that he had been paying it, had not... so they turned it off..

anyway, i called them and got it turned back on, so at least i can have a bath when i get in from work tonight.. in about 2 hours!!!

i feel like i want to have a rant, but i am going to try and stay calm as i can!

little_miss_T

a little bit of god news... DIVORCE PAPERS GOT SUBMITTED TODAY... Wooooohhhhhhhhoooooooo

gocurlygirl

Good luck,you have done so well.I have just read this thread all the way through and am amazed.
keep going you will be fine.:j

natdjay

Hi

Just read your whole diary.

You sound very much like me. You don't need anyone, the people you have are there because you want them. Huge credit to you!

I hope Oz works out for you, always been one of my dreams......

How are you doing with getting your debts down?

NDJ x

little_miss_T

hi guys.. sorry it has been so long, i have just been getting settled here in oz..

everything is perfect, just as i thought and hoped it would be.. a new start which was just what i needed.. i have a new job, beautiful home, wonderful fiance and all of my debts have been sorted, so i am truly starting afresh..

also, my divorce is finally going through, and for once since this all happened, i really do have the upper hand, and it feels bloody good..

xxx

Enterprise_1701C

Morning little_misss_T. I have only just stumbled across this thread, and done as I normally do and read the first and lasst post, and I have to say I was delighted to read the last one. Not sure yet how you got there, but it seems you have reached the end of a bumpy road and started on a nice shiny smooth one.

Good luck for the future.