The octosyllabic October NSD challenge

elf06

Hi again and thanks for adding me Spoon I will be off to a good start today as I am working and dont normally get the chance to spend anything wont declare until the end of the day just to be sure though (got an email this morning saying that my place of work has a half price toy sale on and what with that xmas thing and several birthdays approaching.............)

I have asked one person in particular this but was wondering what the general concencus was - what do we include in our NSD's? Do most of you include DD's?

meersy22

Hi all

Can I join please?? Determined to stop this spending:D Can you put me down for 16 please

boultdj

Can you put me down for 15 again Spoon.

Amethyst68

Hi spoon,
Can I be put down for 12 NSD please.
Thanks
Amethyst.

jedi82

Hi Spoony, you do an absolute wonderful job at keeping this updated and supporting everyone - thank you!!!! I am going to try for 9 NSDs this month. We are going away in half term and so know will spend then.

thanks
Jedi x

donna_dynamo

HI all

Can you please put me down for 12 NSD. I managed 12 last month so hopefully can do better this month. I agree that "C" word is terrible and it is already being rammed down your throat my local supermarket has has chocs out for that time of year now since the beginning of september ahhhhhhhhhhhhh:eek:. Anyway need to think about ideas for the kids as the others are already pestering me. Spend day for me today have to pay for my staff sale at work and post a couple of parcels.

katenut

Oooh shiny new thread, and for once I've found you before it gets to 15 pages long!! Today may or may not be a NSD, depends on the lure of a drink after work (it is Friday after all!) but shouldn't have any other spends.

Happy Friday everyone - I'd do a wiggle but got no idea how to post any pics!! So you'll all just have to imagine one here ..........

butdoineedit?

Morning Spoon :hello:

Flying visit just to say think i'll go for 16 again please.
Busy month so organisation is a must, am hoping this will keep me on track!!!

katenut

elf06 wrote: »

Hi again and thanks for adding me Spoon I will be off to a good start today as I am working and dont normally get the chance to spend anything wont declare until the end of the day just to be sure though (got an email this morning saying that my place of work has a half price toy sale on and what with that xmas thing and several birthdays approaching.............)

I have asked one person in particular this but was wondering what the general concencus was - what do we include in our NSD's? Do most of you include DD's?

Everyone has their own rules, you just need to decide what works best for you. I include every single time money leaves my purse, and everytime I use my debit card (except for bill payments). I don't include DD's, petrol and electric as these are all essential and I have got them all down to the bare minimum. Basically, my challenge is designed to stop me popping into the shop for one thing on the way home from work every day, and coming out £20 lighter!

Just have a think about where you might be wasting money, and how you can work the challenge best for you. It seems to take most people a couple of months to realise its making a difference, but it really does help! And the lovely people on here are full of helpful advice too

cw18

Right - time to set my target.

31 days in the month, of which 7 are probably going to be D/Debit days (depends when the one that caught me out on Wednesday hits, may only be 6)
So that leaves 24 potential NSDs
But I have 2 long gaps between D/Debs (1st-11th and 15th-26th) when I may need something I've not previously thought of, so I'm going to leave myself one spend day in each of those runs
That takes me down to 22

Today is a spend (D/Debit day), so I'd normally do other shopping today. However I'm not going to get chance due to having another long shift at work (got to walk the dog this morning instead of this evening, and several of the places I'd want to 'hit' will be closed by the time I get home). I would have considered putting money to one side to keep tomorrow as an NSD, but I've no idea how much I'll need (new underwear being the order of the day, as I'm now at the point that I'll lose a certain item of clothing if I'm wearing a skirt or dress ). So that's another potential NSD gone, and takes me down to 21

I've also decided to allow for one Whoopsie day for each full week in the month (so that's 4 allowed), but I'm also building myself up a list of items that I can pick up from Whoopsie whenever I see them at a good price (the best sausages being one, and certain cuts of fish another), a list of things I mustn't stock up on any more (pies!) and must just plain and simply leave alone (cakes & biscuits), and a list of things I can consider but need to think carefully about (sandwich fillers and cheese). So hopefully these lists will help towards my addiction to Whoopsies

That brings me down to a target of 17 - but I've still had to think about whether this is possible. I have two more bills this month - one of which I have no control over the 'when' for, and one that I can't make co-incide with a D/Debit - which are window cleaner (came Wednesday, but had already been paid for that one, so probably around 13th/14th) and the dogs annual booster (due on 6th and could be delayed a week or so, but the next D/Debits are 11th/12th which are my long days at work - wouldn't get him to vet before they closed - or 15th which is the start of a very busy weekend and the day I plan to go shopping for loo rolls). So I'm going to put the money for those to one side today instead.

Spoon - can you please sign me up for 17 this month