TizerCats Fiscal Adventures

NoOneAround

Drs appointments are just so hard to get! At least you have got it booked now.
Fingers crossed that insurance will cover the cost of the Vets bill!
xx

TizerCat

Thanks NOA and DF.

Am struggling with new phone....think I may have to wait until on my pc tto post update ! :-\

Chillier this morning, ponies were at the gate waiting for breakfast when I got to the yard.6

TizerCat

Good morning!

Quick update then off to browse what everyone else has been up to this week :-)

It was payday yesterday so time to get my finances organised before I start distributing it at the beginning of November. Have to admit I've been a bit lax this month and not kept my spreadsheet up to date which is really what controls my spending so am expecting to have not cleared as much as I had hoped.

On top of that was the unexpected vets bill of £285 which has gone on my credit card

So a list for jobs to do today/this weekend/ or by the beginning of Nov!

Update Cashflow spreadsheetDone
Contact Horse Ins Co for claim form and complete
Pay last months spends on 0% credit card.Done
Look into advertising for Mr G :-(
Set up Trf's for 1st Nov.Done
Feed Ponies Done
Walk Dog Done
Spend at least 2 hours at allotment. Done
Menu/ Shopping list for Monday

That will do as have OH's son staying over from the land of leprechauns for half term week. :T

Now for a quick catchup on MSE and time to get cracking!

lucielle

Sounds like a plan. Are you working over 1/2 term? Hope the advertising gets some response.
L

TizerCat

Hi L good to have you drop by!

Yes am working. OH is off as he is a teacher.

I need to look into free and v.cheap advertising for both of them Mr G to sell and Mr H needs a sharer. It is not a good time of year to sell ponies so any expenditure will be wasted I think. Although there is a site that has long term adverts on that might be worth spending some money on. Usually I find word of mouth is best though and several people spoken to me at the yard about Mr G so hopefully the word is getting out.

Anyhow must be off to feed the boys and take rugs off....

Bye for now TC x

TizerCat

Had a trip to see OH's family today. We all met up at a garden center in Hampshire. Bit of a trek but a lovely to see them all.:D

Have updated the cash flow and not as bad as I had thought. Having to replace my phone and the unexpected pony expenditure has meant that the overdraft won't be cleared until December, which will mean the Xmas budget will be a lot tighter sadly. But it doesn't look like we will have OH's children over so it won't be so bad.

Will have to keep an eye on that credit card tho and try and get it paid off asap. It's mainly the vets fees so must remember to phone the insurance co tomorrow and get a claim form.

Had a lovely roast chicken and veg tonight. And prepared the pumpkin I bought last week ready to make spicy pumpkin soup for tomorrows tea. OH is objecting though that it isn't a proper meal without meat so not sure what we are having now

We tried to do a menu for the rest of the month. I'm trying to spend as little as possible as he has said we have already spent all the food budget. I am trying to use up what we have in the cupboard/freezer but he is being disagreeable about what I suggest and we have ended up arguing! He doesn't like cheap meals..soup and pasta etc but complains about how much is spent

We spend over£400 per month for 3 of us which seems an awful lot compared to others on MSE.:cool:

Anyhows have to get ready for work tomorrow

Byes for now, TC

monz

Oooo do you do a garden allotment? me too

TizerCat

Hi monz, I have a council allotment about 15 min walk away from my flat. Sadly a bit neglected this year as new OH not interested. But am determined to grow more next year.

New phone still not working properly. Will have to go into town at the weekend and take it into the shop.

Must remember to phone horse insurance Co today aswell

TizerCat

Hello Diaryland! My PC is proper playing up tonight so this may be brief!


Phoned Insurance co for claim form, which I am filling out currently. So Fingers crossed will get something towards the vet bill;)

Finished final accounts for the month. Overdraft down to £455 so a saving of £259 this month :T

Have worked out that I wont need the cash borrowed from the joint savings to keep me out of the o/d this month as DS will pay his rent early in the month, so have paid that back aswell:j

TizerCat

I finally got around to the Dr's aswell. Am not very happy as after explaining that the pain in my ankles/feet was stopping me from walking any distance/ cycling to work, riding etc he said that it was where the ligaments have been damaged over time and there wasn't anything they could do. I just have to take pain killers and do less I'm not yet 50!!!:mad:

After feeling sorry for myself for a bit I decided that the best thing to do was to lose the extra 4 stone my poor feet have to carry and to start taking supplements for joints. So have joined ww and my darling OH has kindly ordered me some supplements.:) I have worked out that I should reach my goal weight by 50ieth, a year and 3 months time.


Well dinners calling so time to sign off, have a good week mse land
Hopefully the supplements won't take that long to work though :rotfl: