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TizerCats Fiscal Adventures
Comments
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Monthly Income Details
Monthly income after tax................ 1408.74
DS RENT.................................. 250
DD RENT.................................. 250
Total monthly income.................... 1908.74
Monthly Expense Details Household bills
Mortgage................................ 313.53 Rent.................................... 295.33
Council tax............................. 128.00
Electricity...............................40.00
Gas.......................................40.00
Water rates............................. 54.10
Telephone/broadband (land line)......... 25.00
Mobile phone............................ 10
TV Licence.............................. 11.00
Car Insurance........................... 16.79
Gas boiler cover........................ 27.06
TOTAL...................................950.81
Debts
Lloyds overdraft..........................1.00
lloyds credit card........................1.00
Barclaycard...............................1.00
Housing Benefit overpay...................o.oo paid
TOTAL.....................................3.00
Horsies
Farrier.................................. 75.00 Horse feed .....................................24.00 need 1x chaff 2x nuts
Horse Livery.............................220.00
1 x vaccination...............................................45.00
Hire of lorry..................................................100.00
Rug to xchange for DD's old rugs........................75.78
TOTAL............................................. ............£539.78 :eek:
OTHER
Groceries etc. ......................... 100.00
Petrol/diesel............................100.00
xmas pressies.................................................93.50
TOTAL....................................293.50
Total monthly expenses.................. 1787.09
BALANCE £114.47 which I'm afraid will be spent at Olympia which I forgot DD has bought tickets to and I have to pay for the train and food. I will try and come back with some.....I promise
To compensate I've done a sneek preview of Januarys budget and it's much healthier!:D:DDebt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
Well done for doing the budgets. What a nice friend I must admit to not missing having to do my 'boys' in this weather. Take care
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
ooohhh......what are you going to at olympia?
Cant grumble about the work....i practically come and go as i like as long as i get in a good 16 hours a week thats fine (flexi hours but mostly i do the same days). Boss is the business owner (small business) and lives in the same village as me so he has managed to get in for the paperwork etc and dropped it off for me. Im not complaining, it means i can get my hours done to suit me and not have to shift from my little blanket and boss more than happy that its getting done at all under the circumstances.
Wow your lorry hire is expensive....really wacks up your bills for the month...and what a lovely lady for sorting the horses. Ours hasnt been out for 3 days, stabled and im sure she loves it.....as long as food is provided shes as happy as can be, almost like your duvet dog!
oh on his way home, be happy when i know hes back in, sunshine apparently tomorrow..........................thank you xxsealed pot member no :081
2011- £306.68 2012-£304.36 2013- £387.44 2014 - £441.43
£482.30 2019 £655.580 -
Well the ponies are moved and seem to be happy in their new home, already having made friends with the locals:j. They have a huge field with plenty of hedges and trees for shelter, and still lots of grass.
Lorry cost £110 in the end as I had to top up the diesel :cool:. This was self drive hire for the day as I used it move the rubber mats and hay and 2 x trips with ponies. Down here this is pretty much the usual cost unfortunatly, but it was a lovely lorry to drive
Snow is cleared down here but is still very cold, the South Downs were all white with frost this morning when I drove over them to the yard. It was really beautifull!
Have moved offices over the weekend too!! I am really pleased as was on my own and now share with 2 other ladies in a much bigger room.
Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
glad the ponies are feeling at home,havent a clue how much lorry hire was just sounded a lot to me.
still virtually snowed in here. nothing has been cleared and only seen a gritter once in ten days. main road just wide enough for 2 vehicles to pass (usually 3 lanes). my car still snowed in at furtherest end of driveway and is just a huge white blob! still over a foot of snow (was two) not melting very quickly because of the temperature -17 c last night!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! i have icicles hanging off my roof. getting some real nice pics on the camers though.
Hubby dropped me at aldi earlier and town much the same , hardly anyone around and totally treacherous to walk on the ice.
glad you have company at work makes the day move along a whole lot quicker.
this week i have a christmas lunch with the ladies i used to work with(been left 3 years but always get invited to anything sociial), we are having a 3 course xmas lunch in a local pub for £9.99 and imagine we will be there all afternoon. so price ok plus a couple of soft drinks, be nice to catch up and get the gossip.
take care xsealed pot member no :081
2011- £306.68 2012-£304.36 2013- £387.44 2014 - £441.43
£482.30 2019 £655.580 -
Hope you can get to the xmas lunch FMF:xmassmile. Sorry to hear the snow is still causing problems:mad: !!
Managed another NSD today, hurrah! Making a grand total of 2
Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
hi tizer,
well getting really fed up with the weather now. not getting out very much at all and its sending me crazy. ladies lunch cancelled, half couldnt get in to the town, the pub didnt have enough staff and their food delivery hadnt arrived all week. so we are going in January!! Only up side is i havent spent much apart from a food shop . Hope it clears soon
so hows your week been?
stick the kettle on and break out the mince pies and sod the diets..............sealed pot member no :081
2011- £306.68 2012-£304.36 2013- £387.44 2014 - £441.43
£482.30 2019 £655.580 -
OK everyone please bear with me.....internet is very unreliable if I can get the computer off the DD!! Snow not to bad here now ...DD's present still not arrived although sent nearly 2 weeks ago! horsies happy in their new home! GG3 now advertised in the local tack shops for sale. Olympia spent too much, but alot less than usual.
GG1 had vaccination today so thats over and done with. Discussed GG2's sweetitch with vet, she warned me it may be very expensive to manage ....so have my doubts about keeping her too....i'll have to decide in Jan and sell before the midge season starts again.
OK off to bake mince pies
(after Midsummer Murders! Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
hope you had a great christmas
hows the new year budgets looking? Going to sit and sort mine over the next few days as i need to reign in the spending a little more for next year.sealed pot member no :081
2011- £306.68 2012-£304.36 2013- £387.44 2014 - £441.43
£482.30 2019 £655.580 -
Long time no see TC. Hope everything is ok.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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